Detached house in Vila do Bispo e Raposeira, Vila do Bispo
Detached house in Vila do Bispo e Raposeira, Vila do Bispo — image 2Detached house in Vila do Bispo e Raposeira, Vila do Bispo — image 3Detached house in Vila do Bispo e Raposeira, Vila do Bispo — image 4Detached house in Vila do Bispo e Raposeira, Vila do Bispo — image 5
Grade Bvillabudget

Detached house in Vila do Bispo e Raposeira, Vila do Bispo

Sagres/Vila do Bispo · Western Algarve ·

€269,000

Asking Price (EUR)

4.3%

True Net Yield (Owner, all-in)

3.0%

True Net Yield (Managed, all-in)

6.6%

True Gross Yield

52%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €21,338/yr
Average Daily Rate: €111
Payback Period: 15.7 years
5-yr Capital Value: €353,462
10-yr Capital Value: €430,041
Brixfox Score: 62.4 / 100
Comparable Properties: 11
Data Confidence: 82%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€324,364

+20.6% over asking

Asking price€269,000
IMT — Property transfer tax (investment schedule)€9,827
IS — Stamp duty (0.8%)€2,152
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,035
Total acquisition costs€17,264
Renovation (est. €350/m² × 55 m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		€19,250
(€13,750–€24,750)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€18,850
All-in investment (incl. renovation & furnishing)€324,364

Gross yield (asking price)

7.9%

True gross yield (all-in)

6.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 55 m²
Land: 55 m²
Style: portuguese-traditional
Condition: fair
Energy Certificate: Exempt

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

bright yellow exterior paintblue trim detailstraditional tiled roof

Score Breakdown

ROI
17.56
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
2.21
Rental Demand
5.25
Payback Speed
3
STR Suitability
3

Description

We present this charming semi-detached house, ideally located in the heart of the picturesque Vila do Bispo, just a few minutes from the stunning beaches of the Costa Vicentina. With a total built area of 48m², this property stands out for its prime location, functional layout, and strong investment potential. The hou

Location

📍 37.0837°N, 8.9093°W

· Sagres/Vila do Bispo, Algarve, Portugal

View on Verus Praedium →Also on Idealista.pt
Idealista.pt
Sagres/Vila do Bispo / Western Algarve

Detached house in Vila do Bispo e Raposeira, Vila do Bispo

Inventory
2 Beds
Bathrooms
1 Baths
Built Area
55 m²
Land Plot
55 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 5.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score62
GradeB
Brixfox Intelligence
62BStrong
Score Breakdown
ROI & Yield68%
Capital Growth65%
Risk Profile64%
Market Demand62%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$66K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.3%
$1,295/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
18.8 yr
Rental only

Property details

Energy: Exempt
Condition: fair

Description

We present this charming semi-detached house, ideally located in the heart of the picturesque Vila do Bispo, just a few minutes from the stunning beaches of the Costa Vicentina. With a total built area of 48m², this property stands out for its prime location, functional layout, and strong investment potential. The hou

Income Breakdown

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Nightly Rate (ADR)
$161/night
50% ($74)Brixfox estimate($161/night)200% ($297)
Occupancy
52%
10%Brixfox estimate(52%)100%

Short-Term Rental

Yearly income
$15,542
Airbnb data$161/night · 52% occupancy
Rental income
$161/night · 52% occ.
$30,872
Running costs (20%)
Utilities, cleaning, maintenance
-$6,174
Income tax (10%)
Indonesian rental income tax
-$8,644
Property tax
Annual property tax
-$512
Net income
5.3% ROI
$15,542

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$292,391
IMT (transfer tax, investment schedule)$10,682
Imposto de Selo (stamp duty)$2,339
Notary & registration$1,359
Legal / due diligence$4,386
Total acquisition costs$18,765
Renovation (~$380/m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		$20,924
($14,946–$26,902)
Furnishing & STR launch
2bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$18,315
All-in investment$350,396

Gross yield (asking)

10.6%

True gross yield (all-in)

8.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Sagres/Vila do Bispo.

$1.8M$1.3M$893K$446K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $269K
Capital appreciation
Property value growing at +4%/yr based on Sagres/Vila do Bispo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$327K
+22%
Rental Income
+$76K
Total Position
$403K
+50%
8.4%/yr
Year 10
Capital Value
$398K
+48%
Rental Income
+$164K
Total Position
$562K
+109%
7.6%/yr
Year 20
Capital Value
$589K
+119%
Rental Income
+$384K
Total Position
$974K
+262%
6.6%/yr
Year 30
Capital Value
$872K
+224%
Rental Income
+$680K
Total Position
$1.6M
+477%
6.0%/yr

Location

Sagres/Vila do Bispo

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.3% annual return
Occupancy
Average
52% average occupancy
Nightly Rate
Good
$148 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Weak
55 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 52% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

32% occ.
4.4%
$1,072/mo
42% occ.
5.8%
$1,415/mo
52% occ.
7.2%
$1,758/mo
current
62% occ.
8.6%
$2,101/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.