T2 flat in Salema - Vale de Boi, Budens
T2 flat in Salema - Vale de Boi, Budens — image 2T2 flat in Salema - Vale de Boi, Budens — image 3T2 flat in Salema - Vale de Boi, Budens — image 4T2 flat in Salema - Vale de Boi, Budens — image 5
Grade B+apartmentbudget

T2 flat in Salema - Vale de Boi, Budens

Sagres/Vila do Bispo · Western Algarve ·

€319,000

Asking Price (EUR)

6.2%

True Net Yield (Owner, all-in)

4.3%

True Net Yield (Managed, all-in)

9.5%

True Gross Yield

61%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €34,268/yr
Average Daily Rate: €153
Payback Period: 11.6 years
5-yr Capital Value: €419,161
10-yr Capital Value: €509,974
Brixfox Score: 69 / 100
Comparable Properties: 11
Data Confidence: 87%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€361,857

+13.4% over asking

Asking price€319,000
IMT — Property transfer tax (investment schedule)€13,350
IS — Stamp duty (0.8%)€2,552
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,785
Total acquisition costs€21,937
Renovation (est. €55/m² × 74 m²)
Light touch-ups — paint, fixtures, deep clean.		€4,070
(€2,220–€5,920)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€16,850
All-in investment (incl. renovation & furnishing)€361,857

Gross yield (asking price)

10.7%

True gross yield (all-in)

9.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 74 m²
Style: portuguese-traditional
Condition: good
Year Built: 1984
Energy Certificate: D
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

ocean-view-balcony

Score Breakdown

ROI
21.01
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
3.48
Rental Demand
6.12
Payback Speed
4
STR Suitability
3

Description

Lovely apartment for sale located on Salema beach, with sunny south-facing views, a spacious terrace and beautiful sea views, including panoramic views of the village and countryside. The apartment also benefits from access to the resort's communal pool. It is a short walk from the beach and the center of Salema, also

Location

📍 37.0666°N, 8.8297°W

· Sagres/Vila do Bispo, Algarve, Portugal

View on Portuguese Property Investments →Also on Idealista.pt
Idealista.pt
Sagres/Vila do Bispo / Western Algarve

T2 flat in Salema - Vale de Boi, Budens

Inventory
2 Beds
Bathrooms
1 Baths
Built Area
74 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 7.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score69
GradeB+
Brixfox Intelligence
69B+Strong
Score Breakdown
ROI & Yield76%
Capital Growth72%
Risk Profile71%
Market Demand69%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$79K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.3%
$2,096/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
13.8 yr
Rental only

Property details

Year built: 1984
Energy: D
Condition: good

Description

Lovely apartment for sale located on Salema beach, with sunny south-facing views, a spacious terrace and beautiful sea views, including panoramic views of the village and countryside. The apartment also benefits from access to the resort's communal pool. It is a short walk from the beach and the center of Salema, also

Income Breakdown

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Nightly Rate (ADR)
$222/night
50% ($102)Brixfox estimate($222/night)200% ($408)
Occupancy
61%
10%Brixfox estimate(61%)100%

Short-Term Rental

Yearly income
$25,151
Airbnb data$222/night · 61% occupancy
Rental income
$222/night · 61% occ.
$49,534
Running costs (20%)
Utilities, cleaning, maintenance
-$9,907
Income tax (10%)
Indonesian rental income tax
-$13,869
Property tax
Annual property tax
-$607
Net income
7.3% ROI
$25,151

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$346,739
IMT (transfer tax, investment schedule)$14,511
Imposto de Selo (stamp duty)$2,774
Notary & registration$1,359
Legal / due diligence$5,201
Total acquisition costs$23,845
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$4,424
($2,413–$6,435)
Furnishing & STR launch
2bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$18,315
All-in investment$393,323

Gross yield (asking)

14.3%

True gross yield (all-in)

12.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Sagres/Vila do Bispo.

$2.5M$1.8M$1.2M$614K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $319K
Capital appreciation
Property value growing at +4%/yr based on Sagres/Vila do Bispo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$388K
+22%
Rental Income
+$123K
Total Position
$511K
+60%
9.9%/yr
Year 10
Capital Value
$472K
+48%
Rental Income
+$265K
Total Position
$737K
+131%
8.7%/yr
Year 20
Capital Value
$699K
+119%
Rental Income
+$622K
Total Position
$1.3M
+314%
7.4%/yr
Year 30
Capital Value
$1.0M
+224%
Rental Income
+$1.1M
Total Position
$2.1M
+569%
6.5%/yr

Location

Sagres/Vila do Bispo

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.3% annual return
Occupancy
Good
61% average occupancy
Nightly Rate
Strong
$204 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $204 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 0 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

41% occ.
6.6%
$1,895/mo
51% occ.
8.2%
$2,367/mo
61% occ.
9.8%
$2,839/mo
current
71% occ.
11.5%
$3,311/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.