Detached house in Vale do Lobo, Almancil
Detached house in Vale do Lobo, Almancil — image 2Detached house in Vale do Lobo, Almancil — image 3Detached house in Vale do Lobo, Almancil — image 4Detached house in Vale do Lobo, Almancil — image 5
Grade B+villaluxury

Detached house in Vale do Lobo, Almancil

Loulé/Vilamoura · Golden Triangle ·

€4.2M

Asking Price (EUR)

2.3%

True Net Yield (Owner, all-in)

1.6%

True Net Yield (Managed, all-in)

3.6%

True Gross Yield

55%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.3 months ago and is currently at 11% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €166,011/yr
Average Daily Rate: €825
+26.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 30.8 years
5-yr Capital Value: €5.5M
10-yr Capital Value: €6.7M
Brixfox Score: 67.7 / 100
Comparable Properties: 14
Data Confidence: 75%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€4.7M

+11.3% over asking

Asking price€4.2M
IMT — Property transfer tax (investment schedule)€315,000
IS — Stamp duty (0.8%)€33,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€63,000
Total acquisition costs€412,850
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€4.7M

Gross yield (asking price)

4.0%

True gross yield (all-in)

3.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 5
Building: 364 m²
Land: 1360 m²
Style: portuguese-traditional
Condition: excellent
Year Built: 2006
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

circular outdoor terrace with pergolamultiple roof terraceslarge private poolgolf course proximity

Score Breakdown

ROI
11.61
Visual Appeal
14.2
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
5.52
Payback Speed
0
STR Suitability
3

Description

Located directly on the prestigious Royal Golf Course in Vale do Lobo, this elegant four-bedroom, five-bathroom villa enjoys a prime frontline golf position, offering open views across the fairways and a peaceful setting within one of the Algarve's most exclusive resorts. Situated within the renowned Vale do Lobo resor

Location

📍 37.0530°N, 8.0643°W

· Loulé/Vilamoura, Algarve, Portugal

View on Engel & Völkers Quinta do Lago →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Vale do Lobo, Almancil

Inventory
4 Beds
Bathrooms
5 Baths
Built Area
364 m²
Land Plot
1360 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 2.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score68
GradeB+
Brixfox Intelligence
68B+Strong
Score Breakdown
ROI & Yield75%
Capital Growth71%
Risk Profile70%
Market Demand68%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

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Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$1.3M in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.6%
$10,003/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
38.0 yr
Rental only

Property details

Year built: 2006
Energy: C
Condition: excellent

Description

Located directly on the prestigious Royal Golf Course in Vale do Lobo, this elegant four-bedroom, five-bathroom villa enjoys a prime frontline golf position, offering open views across the fairways and a peaceful setting within one of the Algarve's most exclusive resorts. Situated within the renowned Vale do Lobo resor

Income Breakdown

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Nightly Rate (ADR)
$1,223/night
50% ($563)Brixfox estimate($1,223/night)200% ($2250)
Occupancy
55%
10%Brixfox estimate(55%)100%

Short-Term Rental

Yearly income
$120,031
Airbnb data$1,223/night · 55% occupancy
Rental income
$1,223/night · 55% occ.
$246,192
Running costs (20%)
Utilities, cleaning, maintenance
-$49,238
Income tax (10%)
Indonesian rental income tax
-$68,934
Property tax
Annual property tax
-$7,989
Net income
2.6% ROI
$120,031

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$4,565,217
IMT (transfer tax, investment schedule)$342,391
Imposto de Selo (stamp duty)$36,522
Notary & registration$1,359
Legal / due diligence$68,478
Total acquisition costs$448,750
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$5,079,348

Gross yield (asking)

5.4%

True gross yield (all-in)

4.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$21.7M$16.3M$10.9M$5.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $4.2M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 26: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$5.1M
+22%
Rental Income
+$586K
Total Position
$5.7M
+36%
6.3%/yr
Year 10
Capital Value
$6.2M
+48%
Rental Income
+$1.3M
Total Position
$7.5M
+78%
5.9%/yr
Year 20
Capital Value
$9.2M
+119%
Rental Income
+$3.0M
Total Position
$12.2M
+190%
5.5%/yr
Year 30
Capital Value
$13.6M
+224%
Rental Income
+$5.3M
Total Position
$18.9M
+349%
5.1%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.6% annual return
Occupancy
Average
55% average occupancy
Nightly Rate
Strong
$1125 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
1360 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1125 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 1360 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.6% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

35% occ.
2.2%
$8,489/mo
45% occ.
2.9%
$11,093/mo
55% occ.
3.6%
$13,697/mo
current
65% occ.
4.3%
$16,301/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.