Detached house in Estrada Municipal 520-4, 175 a, Conceição
Detached house in Estrada Municipal 520-4, 175 a, Conceição — image 2Detached house in Estrada Municipal 520-4, 175 a, Conceição — image 3Detached house in Estrada Municipal 520-4, 175 a, Conceição — image 4Detached house in Estrada Municipal 520-4, 175 a, Conceição — image 5
Grade B+villabudget

Detached house in Estrada Municipal 520-4, 175 a, Conceição

Faro · Eastern Algarve ·

€570,000

Asking Price (EUR)

5.7%

True Net Yield (Owner, all-in)

3.9%

True Net Yield (Managed, all-in)

8.7%

True Gross Yield

37%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €61,035/yr
Average Daily Rate: €448
-25.0% vs area baselineImage quality 5/10 (-6%), Portuguese-traditional style (+5%), No pool (-12%), Budget finish (-12%)
Payback Period: 11.5 years
5-yr Capital Value: €748,972
10-yr Capital Value: €911,238
Brixfox Score: 71.5 / 100
Comparable Properties: 5
Data Confidence: 67%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€699,340

+22.7% over asking

Asking price€570,000
IMT — Property transfer tax (investment schedule)€33,430
IS — Stamp duty (0.8%)€4,560
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,550
Total acquisition costs€47,790
Renovation (est. €350/m² × 160 m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		€56,000
(€40,000–€72,000)
Furnishing & STR launch (4bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€25,550
All-in investment (incl. renovation & furnishing)€699,340

Gross yield (asking price)

10.7%

True gross yield (all-in)

8.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 1
Building: 160 m²
Land: 8480 m²
Style: portuguese-traditional
Condition: fair
Year Built: 1980
Energy Certificate: E

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

covered-terrace

Score Breakdown

ROI
21.14
Visual Appeal
6.8
Ownership Security
13
Location
7.8
Land & Space
12
Rental Demand
3.73
Payback Speed
4
STR Suitability
3

Description

4-bedroom house with 8,480m2 of land located in Bela Salema. The detached, single-story house has 160m2 of usable area and comprises: an open-plan living room, 4 bedrooms, 1 bathroom, hall, and outdoor space with a porch. It has a T1 annex that needs renovation, consisting of: 1 bedroom, living room, oven room, patio

Location

📍 37.0194°N, 7.9322°W

· Faro, Algarve, Portugal

View on KW Flash Algarve - Sotavento →Also on Idealista.pt
Idealista.pt
Faro / Eastern Algarve

Detached house in Estrada Municipal 520-4, 175 a, Conceição

Inventory
4 Beds
Bathrooms
1 Baths
Built Area
160 m²
Land Plot
8480 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 7.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score72
GradeB+
Brixfox Intelligence
72B+Strong
Score Breakdown
ROI & Yield79%
Capital Growth76%
Risk Profile73%
Market Demand72%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$107K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.3%
$3,778/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
13.7 yr
Rental only

Property details

Year built: 1980
Energy: E
Condition: fair

Description

4-bedroom house with 8,480m2 of land located in Bela Salema. The detached, single-story house has 160m2 of usable area and comprises: an open-plan living room, 4 bedrooms, 1 bathroom, hall, and outdoor space with a porch. It has a T1 annex that needs renovation, consisting of: 1 bedroom, living room, oven room, patio

Income Breakdown

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Nightly Rate (ADR)
$656/night
50% ($302)Brixfox estimate($656/night)200% ($1206)
Occupancy
37%
10%Brixfox estimate(37%)100%

Short-Term Rental

Yearly income
$45,342
Airbnb data$656/night · 37% occupancy
Rental income
$656/night · 37% occ.
$89,280
Running costs (20%)
Utilities, cleaning, maintenance
-$17,856
Income tax (10%)
Indonesian rental income tax
-$24,999
Property tax
Annual property tax
-$1,084
Net income
7.3% ROI
$45,342

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$619,565
IMT (transfer tax, investment schedule)$36,337
Imposto de Selo (stamp duty)$4,957
Notary & registration$1,359
Legal / due diligence$9,293
Total acquisition costs$51,946
Renovation (~$380/m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		$60,870
($43,478–$78,261)
Furnishing & STR launch
4bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$25,598
All-in investment$757,978

Gross yield (asking)

14.4%

True gross yield (all-in)

11.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Faro.

$4.4M$3.3M$2.2M$1.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $570K
Capital appreciation
Property value growing at +4%/yr based on Faro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$693K
+22%
Rental Income
+$221K
Total Position
$915K
+61%
9.9%/yr
Year 10
Capital Value
$844K
+48%
Rental Income
+$478K
Total Position
$1.3M
+132%
8.8%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$1.1M
Total Position
$2.4M
+316%
7.4%/yr
Year 30
Capital Value
$1.8M
+224%
Rental Income
+$2.0M
Total Position
$3.8M
+573%
6.6%/yr

Location

Faro

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.3% annual return
Occupancy
Weak
37% average occupancy
Nightly Rate
Strong
$603 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Strong
8480 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $603 — positioned in the top tier
Generous 8480 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 37% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
7.9%
$4,098/mo
40% occ.
10.6%
$5,494/mo
37% occ.
9.9%
$5,118/mo
current
47% occ.
12.6%
$6,514/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.