T2 flat in Salema - Vale de Boi, Budens
T2 flat in Salema - Vale de Boi, Budens — image 2T2 flat in Salema - Vale de Boi, Budens — image 3T2 flat in Salema - Vale de Boi, Budens — image 4T2 flat in Salema - Vale de Boi, Budens — image 5
Grade B+apartmentmid-range

T2 flat in Salema - Vale de Boi, Budens

Sagres/Vila do Bispo · Western Algarve ·

€395,000

Asking Price (EUR)

4.9%

True Net Yield (Owner, all-in)

3.4%

True Net Yield (Managed, all-in)

7.5%

True Gross Yield

63%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.3 months ago and is currently at 11% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €34,483/yr
Average Daily Rate: €150
Payback Period: 13.9 years
5-yr Capital Value: €519,024
10-yr Capital Value: €631,472
Brixfox Score: 66.3 / 100
Comparable Properties: 11
Data Confidence: 86%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€457,065

+15.7% over asking

Asking price€395,000
IMT — Property transfer tax (investment schedule)€19,430
IS — Stamp duty (0.8%)€3,160
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,925
Total acquisition costs€29,765
Renovation (est. €55/m² × 90 m²)
Light touch-ups — paint, fixtures, deep clean.		€4,950
(€2,700–€7,200)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€27,350
All-in investment (incl. renovation & furnishing)€457,065

Gross yield (asking price)

8.7%

True gross yield (all-in)

7.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 90 m²
Style: contemporary
Condition: good
Energy Certificate: D
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

oval-shaped-raised-poolmultiple-balconies-with-views

Score Breakdown

ROI
18.81
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
3.8
Rental Demand
6.3
Payback Speed
3
STR Suitability
3

Description

In the heart of Salema, this bright and welcoming two-bedroom apartment is for sale in one of the most peaceful and authentic areas of the Algarve. Inserted in the privileged coastal area of Praia de Salema, in the municipality of Vila do Bispo, the apartment is ideal for those looking for a beach retreat, for vacatio

Location

📍 37.0090°N, 8.9390°W

· Sagres/Vila do Bispo, Algarve, Portugal

View on LUXIMOS Christie’s International Real Estate →Also on Idealista.pt
Idealista.pt
Sagres/Vila do Bispo / Western Algarve

T2 flat in Salema - Vale de Boi, Budens

Inventory
2 Beds
Bathrooms
1 Baths
Built Area
90 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score66
GradeB+
Brixfox Intelligence
66B+Strong
Score Breakdown
ROI & Yield73%
Capital Growth69%
Risk Profile68%
Market Demand66%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$97K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.0%
$2,153/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
16.6 yr
Rental only

Property details

Energy: D
Condition: good

Description

In the heart of Salema, this bright and welcoming two-bedroom apartment is for sale in one of the most peaceful and authentic areas of the Algarve. Inserted in the privileged coastal area of Praia de Salema, in the municipality of Vila do Bispo, the apartment is ideal for those looking for a beach retreat, for vacatio

Income Breakdown

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Nightly Rate (ADR)
$223/night
50% ($102)Brixfox estimate($223/night)200% ($409)
Occupancy
63%
10%Brixfox estimate(63%)100%

Short-Term Rental

Yearly income
$25,841
Airbnb data$223/night · 63% occupancy
Rental income
$223/night · 63% occ.
$51,139
Running costs (20%)
Utilities, cleaning, maintenance
-$10,228
Income tax (10%)
Indonesian rental income tax
-$14,319
Property tax
Annual property tax
-$751
Net income
6.0% ROI
$25,841

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$429,348
IMT (transfer tax, investment schedule)$21,120
Imposto de Selo (stamp duty)$3,435
Notary & registration$1,359
Legal / due diligence$6,440
Total acquisition costs$32,353
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$5,380
($2,935–$7,826)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$29,728
All-in investment$496,810

Gross yield (asking)

11.9%

True gross yield (all-in)

10.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Sagres/Vila do Bispo.

$2.8M$2.1M$1.4M$694K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $395K
Capital appreciation
Property value growing at +4%/yr based on Sagres/Vila do Bispo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$481K
+22%
Rental Income
+$126K
Total Position
$607K
+54%
9.0%/yr
Year 10
Capital Value
$585K
+48%
Rental Income
+$273K
Total Position
$857K
+117%
8.1%/yr
Year 20
Capital Value
$865K
+119%
Rental Income
+$639K
Total Position
$1.5M
+281%
6.9%/yr
Year 30
Capital Value
$1.3M
+224%
Rental Income
+$1.1M
Total Position
$2.4M
+511%
6.2%/yr

Location

Sagres/Vila do Bispo

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.0% annual return
Occupancy
Good
63% average occupancy
Nightly Rate
Strong
$205 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $205 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 0 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

43% occ.
5.5%
$1,973/mo
53% occ.
6.8%
$2,447/mo
63% occ.
8.2%
$2,920/mo
current
73% occ.
9.5%
$3,394/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.