Semi-detached house in Golfe Santo António, Budens
Semi-detached house in Golfe Santo António, Budens — image 2Semi-detached house in Golfe Santo António, Budens — image 3Semi-detached house in Golfe Santo António, Budens — image 4Semi-detached house in Golfe Santo António, Budens — image 5
Grade B+villamid-range

Semi-detached house in Golfe Santo António, Budens

Sagres/Vila do Bispo · Western Algarve ·

€580,000

Asking Price (EUR)

4.6%

True Net Yield (Owner, all-in)

3.2%

True Net Yield (Managed, all-in)

7.1%

True Gross Yield

52%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €47,204/yr
Average Daily Rate: €248
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 15.3 years
5-yr Capital Value: €762,111
10-yr Capital Value: €927,225
Brixfox Score: 67.7 / 100
Comparable Properties: 11
Data Confidence: 87%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€663,520

+14.4% over asking

Asking price€580,000
IMT — Property transfer tax (investment schedule)€34,230
IS — Stamp duty (0.8%)€4,640
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,700
Total acquisition costs€48,820
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€663,520

Gross yield (asking price)

8.1%

True gross yield (all-in)

7.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 154 m²
Style: portuguese-traditional
Condition: excellent
Year Built: 2004
Energy Certificate: B
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

golf-course-viewtraditional-portuguese-architecture-elements

Score Breakdown

ROI
17.81
Visual Appeal
12.2
Ownership Security
13
Location
8.4
Land & Space
5.08
Rental Demand
5.21
Payback Speed
3
STR Suitability
3

Description

Some images shown include AI-generated staging visuals for illustrative purposes only. Set within the highly sought-after Quinta Encosta Velha resort in Budens, this recently renovated two storey villa is tucked away in a quiet and private cul-de-sac. Benefiting from access to a communal pool, shared between just fou

Location

📍 37.0090°N, 8.9390°W

· Sagres/Vila do Bispo, Algarve, Portugal

View on Laws Property Portugal →Also on Idealista.pt
Idealista.pt
Sagres/Vila do Bispo / Western Algarve

Semi-detached house in Golfe Santo António, Budens

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
154 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score68
GradeB+
Brixfox Intelligence
68B+Strong
Score Breakdown
ROI & Yield75%
Capital Growth71%
Risk Profile70%
Market Demand68%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$143K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.5%
$2,865/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
18.3 yr
Rental only

Property details

Year built: 2004
Energy: B
Condition: excellent

Description

Some images shown include AI-generated staging visuals for illustrative purposes only. Set within the highly sought-after Quinta Encosta Velha resort in Budens, this recently renovated two storey villa is tucked away in a quiet and private cul-de-sac. Benefiting from access to a communal pool, shared between just fou

Income Breakdown

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Nightly Rate (ADR)
$359/night
50% ($165)Brixfox estimate($359/night)200% ($661)
Occupancy
52%
10%Brixfox estimate(52%)100%

Short-Term Rental

Yearly income
$34,378
Airbnb data$359/night · 52% occupancy
Rental income
$359/night · 52% occ.
$68,233
Running costs (20%)
Utilities, cleaning, maintenance
-$13,647
Income tax (10%)
Indonesian rental income tax
-$19,105
Property tax
Annual property tax
-$1,103
Net income
5.5% ROI
$34,378

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$630,435
IMT (transfer tax, investment schedule)$37,207
Imposto de Selo (stamp duty)$5,043
Notary & registration$1,359
Legal / due diligence$9,457
Total acquisition costs$53,065
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$719,043

Gross yield (asking)

10.8%

True gross yield (all-in)

9.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Sagres/Vila do Bispo.

$3.9M$2.9M$1.9M$973K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $580K
Capital appreciation
Property value growing at +4%/yr based on Sagres/Vila do Bispo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$706K
+22%
Rental Income
+$168K
Total Position
$874K
+51%
8.5%/yr
Year 10
Capital Value
$859K
+48%
Rental Income
+$363K
Total Position
$1.2M
+111%
7.7%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$850K
Total Position
$2.1M
+266%
6.7%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$1.5M
Total Position
$3.4M
+484%
6.1%/yr

Location

Sagres/Vila do Bispo

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.5% annual return
Occupancy
Average
52% average occupancy
Nightly Rate
Strong
$330 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $330 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 52% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

32% occ.
4.5%
$2,359/mo
42% occ.
5.9%
$3,124/mo
52% occ.
7.4%
$3,888/mo
current
62% occ.
8.9%
$4,653/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.