Terraced house in Rua 25 de Abril, 34, Vila do Bispo e Raposeira
Terraced house in Rua 25 de Abril, 34, Vila do Bispo e Raposeira — image 2Terraced house in Rua 25 de Abril, 34, Vila do Bispo e Raposeira — image 3Terraced house in Rua 25 de Abril, 34, Vila do Bispo e Raposeira — image 4Terraced house in Rua 25 de Abril, 34, Vila do Bispo e Raposeira — image 5
Grade Bvillamid-range

Terraced house in Rua 25 de Abril, 34, Vila do Bispo e Raposeira

Sagres/Vila do Bispo · Western Algarve ·

€430,000

Asking Price (EUR)

4.6%

True Net Yield (Owner, all-in)

3.2%

True Net Yield (Managed, all-in)

7.1%

True Gross Yield

51%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €35,955/yr
Average Daily Rate: 192
-10.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%)
Payback Period: 14.8 years
5-yr Capital Value: €565,014
10-yr Capital Value: €687,425
Brixfox Score: 62.3 / 100
Comparable Properties: 11
Data Confidence: 87%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€505,855

+17.6% over asking

Asking price€430,000
IMT — Property transfer tax (investment schedule)€22,230
IS — Stamp duty (0.8%)€3,440
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,450
Total acquisition costs€33,370
Renovation (est. €55/m² × 187)
Light touch-ups — paint, fixtures, deep clean.
€10,285
(€5,610€14,960)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€32,200
All-in investment (incl. renovation & furnishing)€505,855

Gross yield (asking price)

8.4%

True gross yield (all-in)

7.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 187
Land: 121
Style: portuguese-traditional
Condition: good
Year Built: 1972
Energy Certificate: F

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional blue and white exteriorarched doorways

Score Breakdown

ROI
18.21
Visual Appeal
8.8
Ownership Security
13
Location
8.4
Land & Space
2.8
Rental Demand
5.13
Payback Speed
3
STR Suitability
3

Description

3+1 BEDROOM HOUSE FOR SALE IN VILA DO BISPO Ground-floor and first-floor house located in Vila do Bispo, featuring a rare and highly valued characteristic: two independent entrances on different streets, allowing it to be used either as a single residence or as two separate units. The property has a 3+1 bedroom layou

Location

📍 37.0090°N, 8.9390°W

· Sagres/Vila do Bispo, Algarve, Portugal

Idealista.pt
Sagres/Vila do Bispo / Western Algarve

Terraced house in Rua 25 de Abril, 34, Vila do Bispo e Raposeira

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
187 m²
Land Plot
121 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 5.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score62
GradeB
Brixfox Intelligence
62BStrong
Score Breakdown
ROI & Yield68%
Capital Growth65%
Risk Profile64%
Market Demand62%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$106K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.7%
$2,211/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
17.6 yr
Rental only

Property details

Year built: 1972
Energy: F
Condition: good

Description

3+1 BEDROOM HOUSE FOR SALE IN VILA DO BISPO Ground-floor and first-floor house located in Vila do Bispo, featuring a rare and highly valued characteristic: two independent entrances on different streets, allowing it to be used either as a single residence or as two separate units. The property has a 3+1 bedroom layou

Income Breakdown

Adjust Forecast

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Nightly Rate (ADR)
$281/night
50% ($129)Brixfox estimate($281/night)200% ($517)
Occupancy
51%
10%Brixfox estimate(51%)100%

Short-Term Rental

Yearly income
$26,533
Airbnb data$281/night · 51% occupancy
Rental income
$281/night · 51% occ.
$52,598
Running costs (20%)
Utilities, cleaning, maintenance
-$10,520
Income tax (10%)
Indonesian rental income tax
-$14,727
Property tax
Annual property tax
-$818
Net income
5.7% ROI
$26,533

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$467,391
IMT (transfer tax, investment schedule)$24,163
Imposto de Selo (stamp duty)$3,739
Notary & registration$1,359
Legal / due diligence$7,011
Total acquisition costs$36,272
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.
$11,179
($6,098$16,261)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.
$32,826
All-in investment$547,668

Gross yield (asking)

11.3%

True gross yield (all-in)

9.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Sagres/Vila do Bispo.

$2.9M$2.2M$1.5M$735K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $430K
Capital appreciation
Property value growing at +4%/yr based on Sagres/Vila do Bispo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$523K
+22%
Rental Income
+$130K
Total Position
$653K
+52%
8.7%/yr
Year 10
Capital Value
$637K
+48%
Rental Income
+$280K
Total Position
$916K
+113%
7.9%/yr
Year 20
Capital Value
$942K
+119%
Rental Income
+$656K
Total Position
$1.6M
+272%
6.8%/yr
Year 30
Capital Value
$1.4M
+224%
Rental Income
+$1.2M
Total Position
$2.6M
+494%
6.1%/yr

Location

Sagres/Vila do Bispo

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.7% annual return
Occupancy
Average
51% average occupancy
Nightly Rate
Strong
$258 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
121 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $258 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 51% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

31% occ.
4.6%
$1,804/mo
41% occ.
6.2%
$2,402/mo
51% occ.
7.7%
$3,000/mo
current
61% occ.
9.2%
$3,598/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.