House in Chinicato - Sargaçal, Lagos
House in Chinicato - Sargaçal, Lagos — image 2House in Chinicato - Sargaçal, Lagos — image 3House in Chinicato - Sargaçal, Lagos — image 4House in Chinicato - Sargaçal, Lagos — image 5
Grade Bvillamid-range

House in Chinicato - Sargaçal, Lagos

Lagos · Western Algarve ·

€349,000

Asking Price (EUR)

2.6%

True Net Yield (Owner, all-in)

1.8%

True Net Yield (Managed, all-in)

4.1%

True Gross Yield

38%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €16,104/yr
Average Daily Rate: €117
Payback Period: 27.0 years
5-yr Capital Value: €458,581
10-yr Capital Value: €557,934
Brixfox Score: 57.1 / 100
Comparable Properties: 7
Data Confidence: 76%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€396,847

+13.7% over asking

Asking price€349,000
IMT — Property transfer tax (investment schedule)€15,750
IS — Stamp duty (0.8%)€2,792
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,235
Total acquisition costs€25,027
Renovation (est. €55/m² × 24 m²)
Light touch-ups — paint, fixtures, deep clean.		€1,320
(€720–€1,920)
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€21,500
All-in investment (incl. renovation & furnishing)€396,847

Gross yield (asking price)

4.6%

True gross yield (all-in)

4.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 2
Building: 24 m²
Land: 47 m²
Style: portuguese-traditional
Condition: good
Year Built: 2007
Energy Certificate: Exempt

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

wicker pendant lightstriped sofa coverfish-patterned bedspreadcobblestone street

Score Breakdown

ROI
13.48
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
3.36
Rental Demand
3.77
Payback Speed
0
STR Suitability
3

Description

Villa comprising an air-conditioned suite on the upper floor. Living room, fitted kitchen and bathroom on the ground floor. The house has been tastefully renovated, keeping the original features of the historic area of Lagos. It is next to the old city wall. Very quiet area, close to parking. A five-minute walk from th

Location

📍 37.1341°N, 8.6829°W

· Lagos, Algarve, Portugal

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Idealista.pt
Lagos / Western Algarve

House in Chinicato - Sargaçal, Lagos

Inventory
1 Beds
Bathrooms
2 Baths
Built Area
24 m²
Land Plot
47 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score57
GradeB
Brixfox Intelligence
57BStrong
Score Breakdown
ROI & Yield63%
Capital Growth60%
Risk Profile59%
Market Demand57%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$96K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.0%
$958/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
33.0 yr
Rental only

Property details

Year built: 2007
Energy: Exempt
Condition: good

Description

Villa comprising an air-conditioned suite on the upper floor. Living room, fitted kitchen and bathroom on the ground floor. The house has been tastefully renovated, keeping the original features of the historic area of Lagos. It is next to the old city wall. Very quiet area, close to parking. A five-minute walk from th

Income Breakdown

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Nightly Rate (ADR)
$170/night
50% ($78)Brixfox estimate($170/night)200% ($313)
Occupancy
38%
10%Brixfox estimate(38%)100%

Short-Term Rental

Yearly income
$11,495
Airbnb data$170/night · 38% occupancy
Rental income
$170/night · 38% occ.
$23,382
Running costs (20%)
Utilities, cleaning, maintenance
-$4,676
Income tax (10%)
Indonesian rental income tax
-$6,547
Property tax
Annual property tax
-$664
Net income
3.0% ROI
$11,495

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$379,348
IMT (transfer tax, investment schedule)$17,120
Imposto de Selo (stamp duty)$3,035
Notary & registration$1,359
Legal / due diligence$5,690
Total acquisition costs$27,203
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$1,435
($783–$2,087)
Furnishing & STR launch
1bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$21,196
All-in investment$429,182

Gross yield (asking)

6.2%

True gross yield (all-in)

5.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$1.9M$1.4M$940K$470K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $349K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 24: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$425K
+22%
Rental Income
+$56K
Total Position
$481K
+38%
6.6%/yr
Year 10
Capital Value
$517K
+48%
Rental Income
+$121K
Total Position
$638K
+83%
6.2%/yr
Year 20
Capital Value
$765K
+119%
Rental Income
+$284K
Total Position
$1.0M
+201%
5.7%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$503K
Total Position
$1.6M
+368%
5.3%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.0% annual return
Occupancy
Weak
38% average occupancy
Nightly Rate
Good
$156 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
47 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.0% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.3%
$1,030/mo
40% occ.
4.4%
$1,391/mo
38% occ.
4.1%
$1,309/mo
current
48% occ.
5.3%
$1,670/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.