Semi-detached house in Praia da Luz, Luz
Semi-detached house in Praia da Luz, Luz — image 2Semi-detached house in Praia da Luz, Luz — image 3Semi-detached house in Praia da Luz, Luz — image 4Semi-detached house in Praia da Luz, Luz — image 5
Grade B+villamid-range

Semi-detached house in Praia da Luz, Luz

Lagos · Western Algarve ·

€750,000

Asking Price (EUR)

5.4%

True Net Yield (Owner, all-in)

3.7%

True Net Yield (Managed, all-in)

8.2%

True Gross Yield

66%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.8 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €70,246/yr
Average Daily Rate: €292
Payback Period: 13.2 years
5-yr Capital Value: €985,489
10-yr Capital Value: €1.2M
Brixfox Score: 69.6 / 100
Comparable Properties: 31
Data Confidence: 96%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€852,300

+13.6% over asking

Asking price€750,000
IMT — Property transfer tax (investment schedule)€45,000
IS — Stamp duty (0.8%)€6,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,250
Total acquisition costs€63,500
Renovation (est. €55/m² × 120 m²)
Light touch-ups — paint, fixtures, deep clean.		€6,600
(€3,600–€9,600)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€852,300

Gross yield (asking price)

9.4%

True gross yield (all-in)

8.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 120 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

stone facadewooden window framestiled patio

Score Breakdown

ROI
19.43
Visual Appeal
10
Ownership Security
13
Location
10.2
Land & Space
4.4
Rental Demand
6.6
Payback Speed
3
STR Suitability
3

Description

3-Bedroom Semi-Detached House for Sale in Praia da Luz This well-designed three-bedroom, two-and-a-half-bathroom home offers practical coastal living just three rows back from the ocean in Praia da Luz. The second floor features all three bedrooms, including a spacious main bedroom with an en-suite bathroom. A secon

Location

📍 37.0837°N, 8.7354°W

· Lagos, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Semi-detached house in Praia da Luz, Luz

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
120 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score70
GradeB+
Brixfox Intelligence
70B+Strong
Score Breakdown
ROI & Yield77%
Capital Growth74%
Risk Profile72%
Market Demand70%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$207K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.4%
$4,320/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
15.7 yr
Rental only

Property details

Energy: C
Condition: good

Description

3-Bedroom Semi-Detached House for Sale in Praia da Luz This well-designed three-bedroom, two-and-a-half-bathroom home offers practical coastal living just three rows back from the ocean in Praia da Luz. The second floor features all three bedrooms, including a spacious main bedroom with an en-suite bathroom. A secon

Income Breakdown

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Nightly Rate (ADR)
$425/night
50% ($196)Brixfox estimate($425/night)200% ($783)
Occupancy
66%
10%Brixfox estimate(66%)100%

Short-Term Rental

Yearly income
$51,839
Airbnb data$425/night · 66% occupancy
Rental income
$425/night · 66% occ.
$102,435
Running costs (20%)
Utilities, cleaning, maintenance
-$20,487
Income tax (10%)
Indonesian rental income tax
-$28,682
Property tax
Annual property tax
-$1,427
Net income
6.4% ROI
$51,839

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$815,217
IMT (transfer tax, investment schedule)$48,913
Imposto de Selo (stamp duty)$6,522
Notary & registration$1,359
Legal / due diligence$12,228
Total acquisition costs$69,022
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$7,174
($3,913–$10,435)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$924,239

Gross yield (asking)

12.6%

True gross yield (all-in)

11.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$5.4M$4.1M$2.7M$1.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $750K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$912K
+22%
Rental Income
+$253K
Total Position
$1.2M
+55%
9.2%/yr
Year 10
Capital Value
$1.1M
+48%
Rental Income
+$547K
Total Position
$1.7M
+121%
8.2%/yr
Year 20
Capital Value
$1.6M
+119%
Rental Income
+$1.3M
Total Position
$2.9M
+290%
7.0%/yr
Year 30
Capital Value
$2.4M
+224%
Rental Income
+$2.3M
Total Position
$4.7M
+527%
6.3%/yr

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.4% annual return
Occupancy
Good
66% average occupancy
Nightly Rate
Strong
$391 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $391 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Visual appeal is below average — photos may not compete well on Airbnb listings

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

46% occ.
6.0%
$4,045/mo
56% occ.
7.3%
$4,951/mo
66% occ.
8.6%
$5,856/mo
current
76% occ.
10.0%
$6,762/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.