Detached house in Travessa Doutor Joaquim do Sacramento Pagarete, Santo Amaro, Lagos Cidade, Lagos
Detached house in Travessa Doutor Joaquim do Sacramento Pagarete, Santo Amaro, Lagos Cidade, Lagos — image 2Detached house in Travessa Doutor Joaquim do Sacramento Pagarete, Santo Amaro, Lagos Cidade, Lagos — image 3Detached house in Travessa Doutor Joaquim do Sacramento Pagarete, Santo Amaro, Lagos Cidade, Lagos — image 4Detached house in Travessa Doutor Joaquim do Sacramento Pagarete, Santo Amaro, Lagos Cidade, Lagos — image 5
Grade Avillabudget

Detached house in Travessa Doutor Joaquim do Sacramento Pagarete, Santo Amaro, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€690,000

Asking Price (EUR)

16.8%

True Net Yield (Owner, all-in)

11.6%

True Net Yield (Managed, all-in)

25.9%

True Gross Yield

66%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.5 months ago and is currently at 12% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €202,878/yr
Average Daily Rate: €839
Payback Period: 3.5 years
5-yr Capital Value: €906,650
10-yr Capital Value: €1.1M
Brixfox Score: 76.9 / 100
Comparable Properties: 5
Data Confidence: 65%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€784,240

+13.7% over asking

Asking price€690,000
IMT — Property transfer tax (investment schedule)€41,400
IS — Stamp duty (0.8%)€5,520
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,350
Total acquisition costs€58,520
Renovation (est. €55/m² × 124 m²)
Light touch-ups — paint, fixtures, deep clean.		€6,820
(€3,720–€9,920)
Furnishing & STR launch (5bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€28,900
All-in investment (incl. renovation & furnishing)€784,240

Gross yield (asking price)

29.4%

True gross yield (all-in)

25.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 2
Building: 124 m²
Land: 98 m²
Style: dated
Condition: good
Year Built: 1985
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
25
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
2.62
Rental Demand
7.8
Payback Speed
5
STR Suitability
3

Description

House T3 for sale.

Location

📍 37.1018°N, 8.6802°W

· Lagos, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Detached house in Travessa Doutor Joaquim do Sacramento Pagarete, Santo Amaro, Lagos Cidade, Lagos

Inventory
5 Beds
Bathrooms
2 Baths
Built Area
124 m²
Land Plot
98 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 24.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score77
GradeA
Brixfox Intelligence
77AExcellent
Score Breakdown
ROI & Yield85%
Capital Growth81%
Risk Profile78%
Market Demand77%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+29.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$191K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
24.2%
$15,153/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
4 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
4.1 yr
Rental only

Property details

Year built: 1985
Energy: C
Condition: good

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$1,237/night
50% ($569)Brixfox estimate($1,237/night)200% ($2276)
Occupancy
78%
10%Brixfox estimate(78%)100%

Short-Term Rental

Yearly income
$181,841
Airbnb data$1,237/night · 78% occupancy
Rental income
$1,237/night · 78% occ.
$352,217
Running costs (20%)
Utilities, cleaning, maintenance
-$70,443
Income tax (10%)
Indonesian rental income tax
-$98,621
Property tax
Annual property tax
-$1,312
Net income
24.2% ROI
$181,841

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$750,000
IMT (transfer tax, investment schedule)$45,000
Imposto de Selo (stamp duty)$6,000
Notary & registration$1,359
Legal / due diligence$11,250
Total acquisition costs$63,609
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$7,413
($4,043–$10,783)
Furnishing & STR launch
5bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$29,239
All-in investment$850,261

Gross yield (asking)

47.0%

True gross yield (all-in)

41.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$11.7M$8.8M$5.9M$2.9M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $690K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 4: rental income alone has repaid the full purchase price.
2x return
Year 4: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$839K
+22%
Rental Income
+$888K
Total Position
$1.7M
+150%
20.1%/yr
Year 10
Capital Value
$1.0M
+48%
Rental Income
+$1.9M
Total Position
$2.9M
+326%
15.6%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$4.5M
Total Position
$6.0M
+771%
11.4%/yr
Year 30
Capital Value
$2.2M
+224%
Rental Income
+$8.0M
Total Position
$10.2M
+1378%
9.4%/yr

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
24.2% annual return
Occupancy
Strong
78% average occupancy
Nightly Rate
Strong
$1138 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Weak
98 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 24.2% — outperforms most villas in this market
Strong occupancy at 78% — consistent booking demand
Premium nightly rate of $1138 — positioned in the top tier

Watch Out

Secondary location — rental demand may be lower than premium areas
Visual appeal is below average — photos may not compete well on Airbnb listings

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

58% occ.
24.3%
$15,170/mo
68% occ.
28.5%
$17,803/mo
78% occ.
32.7%
$20,437/mo
current
88% occ.
36.9%
$23,070/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.