T2 flat in Praça Cupertino Miranda, 5, Marina de Vilamoura, Vilamoura, Quarteira
T2 flat in Praça Cupertino Miranda, 5, Marina de Vilamoura, Vilamoura, Quarteira — image 2T2 flat in Praça Cupertino Miranda, 5, Marina de Vilamoura, Vilamoura, Quarteira — image 3T2 flat in Praça Cupertino Miranda, 5, Marina de Vilamoura, Vilamoura, Quarteira — image 4T2 flat in Praça Cupertino Miranda, 5, Marina de Vilamoura, Vilamoura, Quarteira — image 5
Grade Bapartmentmid-range

T2 flat in Praça Cupertino Miranda, 5, Marina de Vilamoura, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€319,000

Asking Price (EUR)

5.7%

True Net Yield (Owner, all-in)

4.0%

True Net Yield (Managed, all-in)

8.8%

True Gross Yield

43%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €32,142/yr
Average Daily Rate: 204
Payback Period: 12.4 years
5-yr Capital Value: €419,161
10-yr Capital Value: €509,974
Brixfox Score: 64.8 / 100
Comparable Properties: 86
Data Confidence: 94%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€365,787

+14.7% over asking

Asking price€319,000
IMT — Property transfer tax (investment schedule)€13,350
IS — Stamp duty (0.8%)€2,552
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,785
Total acquisition costs€21,937
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€24,850
All-in investment (incl. renovation & furnishing)€365,787

Gross yield (asking price)

10.1%

True gross yield (all-in)

8.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 45
Style: modern
Condition: excellent
Year Built: 1994
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

slatted wood accent wallskitchen island with integrated appliancesminimalist track lighting

Score Breakdown

ROI
20.2
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
2.9
Rental Demand
4.31
Payback Speed
3
STR Suitability
3

Description

We present this fantastic apartment, originally a studio (T0), fully renovated and intelligently transformed into a modern two-bedroom apartment, located in one of the most privileged areas of Vilamoura. Thanks to the excellent size of the property, it was possible to convert the original studio layout into two well-de

Location

📍 37.0680°N, 8.1000°W

· Loulé/Vilamoura, Algarve, Portugal

Idealista.pt
Loulé/Vilamoura / Golden Triangle

T2 flat in Praça Cupertino Miranda, 5, Marina de Vilamoura, Vilamoura, Quarteira

Inventory
2 Beds
Bathrooms
1 Baths
Built Area
45 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 6.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score65
GradeB
Brixfox Intelligence
65BStrong
Score Breakdown
ROI & Yield72%
Capital Growth68%
Risk Profile67%
Market Demand65%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$98K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.8%
$1,963/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
14.7 yr
Rental only

Property details

Year built: 1994
Energy: C
Condition: excellent

Description

We present this fantastic apartment, originally a studio (T0), fully renovated and intelligently transformed into a modern two-bedroom apartment, located in one of the most privileged areas of Vilamoura. Thanks to the excellent size of the property, it was possible to convert the original studio layout into two well-de

Income Breakdown

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Customize your projections
Nightly Rate (ADR)
$296/night
50% ($136)Brixfox estimate($296/night)200% ($544)
Occupancy
43%
10%Brixfox estimate(43%)100%

Short-Term Rental

Yearly income
$23,561
Airbnb data$296/night · 43% occupancy
Rental income
$296/night · 43% occ.
$46,476
Running costs (20%)
Utilities, cleaning, maintenance
-$9,295
Income tax (10%)
Indonesian rental income tax
-$13,013
Property tax
Annual property tax
-$607
Net income
6.8% ROI
$23,561

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$346,739
IMT (transfer tax, investment schedule)$14,511
Imposto de Selo (stamp duty)$2,774
Notary & registration$1,359
Legal / due diligence$5,201
Total acquisition costs$23,845
RenovationMove-in ready
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.
$27,011
All-in investment$397,595

Gross yield (asking)

13.4%

True gross yield (all-in)

11.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$2.4M$1.8M$1.2M$594K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $319K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$388K
+22%
Rental Income
+$115K
Total Position
$503K
+58%
9.5%/yr
Year 10
Capital Value
$472K
+48%
Rental Income
+$248K
Total Position
$721K
+126%
8.5%/yr
Year 20
Capital Value
$699K
+119%
Rental Income
+$582K
Total Position
$1.3M
+302%
7.2%/yr
Year 30
Capital Value
$1.0M
+224%
Rental Income
+$1.0M
Total Position
$2.1M
+548%
6.4%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.8% annual return
Occupancy
Weak
43% average occupancy
Nightly Rate
Strong
$272 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $272 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 43% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.4%
$1,838/mo
40% occ.
8.5%
$2,467/mo
43% occ.
9.2%
$2,661/mo
current
53% occ.
11.4%
$3,290/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.