Detached house in Avenida de Miramar, 103, Vale do Lobo, Almancil
Detached house in Avenida de Miramar, 103, Vale do Lobo, Almancil — image 2Detached house in Avenida de Miramar, 103, Vale do Lobo, Almancil — image 3Detached house in Avenida de Miramar, 103, Vale do Lobo, Almancil — image 4Detached house in Avenida de Miramar, 103, Vale do Lobo, Almancil — image 5
Grade B+villaluxury

Detached house in Avenida de Miramar, 103, Vale do Lobo, Almancil

Loulé/Vilamoura · Golden Triangle ·

€3.5M

Asking Price (EUR)

2.6%

True Net Yield (Owner, all-in)

1.8%

True Net Yield (Managed, all-in)

4.0%

True Gross Yield

44%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €158,411/yr
Average Daily Rate: €979
+26.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 27.5 years
5-yr Capital Value: €4.6M
10-yr Capital Value: €5.6M
Brixfox Score: 67.2 / 100
Comparable Properties: 5
Data Confidence: 64%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€3.9M

+12.3% over asking

Asking price€3.5M
IMT — Property transfer tax (investment schedule)€261,375
IS — Stamp duty (0.8%)€27,880
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€52,275
Total acquisition costs€342,780
Renovation (est. €55/m² × 250 m²)
Light touch-ups — paint, fixtures, deep clean.		€13,750
(€7,500–€20,000)
Furnishing & STR launch (5bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€71,000
All-in investment (incl. renovation & furnishing)€3.9M

Gross yield (asking price)

4.5%

True gross yield (all-in)

4.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 5
Building: 250 m²
Land: 1120 m²
Style: portuguese-traditional
Condition: good
Year Built: 2001
Energy Certificate: Exempt
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large outdoor dining area with pergolaspacious pool deckmature garden

Score Breakdown

ROI
12.16
Visual Appeal
14.2
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
4.43
Payback Speed
0
STR Suitability
3

Description

Traditional five bedroom villa (3 en-suite), set in a 1.120 sqm plot with a heated pool and beautiful garden, offering complete tranqulity and privacy, walking distance to the beach in Dunas Douradas. A unique opportunity to have a holiday or permanent residence in the paradisiacal Ria Formosa nature reserve, a few mi

Location

📍 37.0770°N, 8.0250°W

· Loulé/Vilamoura, Algarve, Portugal

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Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Avenida de Miramar, 103, Vale do Lobo, Almancil

Inventory
5 Beds
Bathrooms
5 Baths
Built Area
250 m²
Land Plot
1120 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 3.0% net return annually.

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The Investment

Brixfox Score67
GradeB+
Brixfox Intelligence
67B+Strong
Score Breakdown
ROI & Yield74%
Capital Growth70%
Risk Profile69%
Market Demand67%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$1.1M in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.0%
$9,372/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
33.7 yr
Rental only

Property details

Year built: 2001
Energy: Exempt
Condition: good

Description

Traditional five bedroom villa (3 en-suite), set in a 1.120 sqm plot with a heated pool and beautiful garden, offering complete tranqulity and privacy, walking distance to the beach in Dunas Douradas. A unique opportunity to have a holiday or permanent residence in the paradisiacal Ria Formosa nature reserve, a few mi

Income Breakdown

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Nightly Rate (ADR)
$1,416/night
50% ($651)Brixfox estimate($1,416/night)200% ($2605)
Occupancy
44%
10%Brixfox estimate(44%)100%

Short-Term Rental

Yearly income
$112,459
Airbnb data$1,416/night · 44% occupancy
Rental income
$1,416/night · 44% occ.
$229,015
Running costs (20%)
Utilities, cleaning, maintenance
-$45,803
Income tax (10%)
Indonesian rental income tax
-$64,124
Property tax
Annual property tax
-$6,629
Net income
3.0% ROI
$112,459

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$3,788,043
IMT (transfer tax, investment schedule)$284,103
Imposto de Selo (stamp duty)$30,304
Notary & registration$1,359
Legal / due diligence$56,821
Total acquisition costs$372,587
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$14,946
($8,152–$21,739)
Furnishing & STR launch
5bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$75,000
All-in investment$4,250,576

Gross yield (asking)

6.0%

True gross yield (all-in)

5.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$18.7M$14.0M$9.3M$4.7M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $3.5M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 24: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$4.2M
+22%
Rental Income
+$549K
Total Position
$4.8M
+37%
6.6%/yr
Year 10
Capital Value
$5.2M
+48%
Rental Income
+$1.2M
Total Position
$6.3M
+82%
6.2%/yr
Year 20
Capital Value
$7.6M
+119%
Rental Income
+$2.8M
Total Position
$10.4M
+199%
5.6%/yr
Year 30
Capital Value
$11.3M
+224%
Rental Income
+$4.9M
Total Position
$16.2M
+366%
5.3%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
3.0% annual return
Occupancy
Weak
44% average occupancy
Nightly Rate
Strong
$1302 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
1120 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1302 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 1120 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.0% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.7%
$8,489/mo
40% occ.
3.6%
$11,503/mo
44% occ.
4.1%
$12,808/mo
current
54% occ.
5.0%
$15,822/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.