Detached house in Travessa Sr.ª da Luz, Porto Dona Ana - Alto dos Montinhos, Luz
Detached house in Travessa Sr.ª da Luz, Porto Dona Ana - Alto dos Montinhos, Luz — image 2Detached house in Travessa Sr.ª da Luz, Porto Dona Ana - Alto dos Montinhos, Luz — image 3Detached house in Travessa Sr.ª da Luz, Porto Dona Ana - Alto dos Montinhos, Luz — image 4Detached house in Travessa Sr.ª da Luz, Porto Dona Ana - Alto dos Montinhos, Luz — image 5
Grade Bvillaluxury

Detached house in Travessa Sr.ª da Luz, Porto Dona Ana - Alto dos Montinhos, Luz

Lagos · Western Algarve ·

€3.5M

Asking Price (EUR)

1.6%

True Net Yield (Owner, all-in)

1.1%

True Net Yield (Managed, all-in)

2.4%

True Gross Yield

53%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.6 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €93,546/yr
Average Daily Rate: €483
Payback Period: 46.1 years
5-yr Capital Value: €4.6M
10-yr Capital Value: €5.6M
Brixfox Score: 61.8 / 100
Comparable Properties: 12
Data Confidence: 83%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€3.9M

+11.6% over asking

Asking price€3.5M
IMT — Property transfer tax (investment schedule)€262,500
IS — Stamp duty (0.8%)€28,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€52,500
Total acquisition costs€344,250
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€3.9M

Gross yield (asking price)

2.7%

True gross yield (all-in)

2.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 5
Building: 530 m²
Land: 1900 m²
Style: modern
Condition: new-build
Year Built: 2026
Energy Certificate: Not indicated
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

curved architectural elementsfloor-to-ceiling windowsopen-plan livingintegrated outdoor living spacesminimalist interior design

Score Breakdown

ROI
10.1
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
5.31
Payback Speed
0
STR Suitability
3

Description

*Exclusive Real Estate Project – Experience the Best of Seaside Living* We present you with a unique opportunity to acquire an off-plan property, situated in a prime location with stunning sea views. This exclusive project offers a large plot of land and a generous construction area, ideal for those seeking comfort, l

Location

📍 37.0858°N, 8.7448°W

· Lagos, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Detached house in Travessa Sr.ª da Luz, Porto Dona Ana - Alto dos Montinhos, Luz

Inventory
4 Beds
Bathrooms
5 Baths
Built Area
530 m²
Land Plot
1900 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 1.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score62
GradeB
Brixfox Intelligence
62BStrong
Score Breakdown
ROI & Yield68%
Capital Growth65%
Risk Profile64%
Market Demand62%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$967K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
1.7%
$5,390/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
58.8 yr
Rental only

Property details

Year built: 2026
Energy: Not indicated
Condition: new-build

Description

*Exclusive Real Estate Project – Experience the Best of Seaside Living* We present you with a unique opportunity to acquire an off-plan property, situated in a prime location with stunning sea views. This exclusive project offers a large plot of land and a generous construction area, ideal for those seeking comfort, l

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$708/night
50% ($326)Brixfox estimate($708/night)200% ($1302)
Occupancy
53%
10%Brixfox estimate(53%)100%

Short-Term Rental

Yearly income
$64,684
Airbnb data$708/night · 53% occupancy
Rental income
$708/night · 53% occ.
$137,195
Running costs (20%)
Utilities, cleaning, maintenance
-$27,439
Income tax (10%)
Indonesian rental income tax
-$38,414
Property tax
Annual property tax
-$6,658
Net income
1.7% ROI
$64,684

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$3,804,348
IMT (transfer tax, investment schedule)$285,326
Imposto de Selo (stamp duty)$30,435
Notary & registration$1,359
Legal / due diligence$57,065
Total acquisition costs$374,185
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$4,243,913

Gross yield (asking)

3.6%

True gross yield (all-in)

3.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$16.3M$12.2M$8.2M$4.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $3.5M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 14: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$4.3M
+22%
Rental Income
+$316K
Total Position
$4.6M
+31%
5.5%/yr
Year 10
Capital Value
$5.2M
+48%
Rental Income
+$682K
Total Position
$5.9M
+68%
5.3%/yr
Year 20
Capital Value
$7.7M
+119%
Rental Income
+$1.6M
Total Position
$9.3M
+165%
5.0%/yr
Year 30
Capital Value
$11.4M
+224%
Rental Income
+$2.8M
Total Position
$14.2M
+305%
4.8%/yr

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.7% annual return
Occupancy
Average
53% average occupancy
Nightly Rate
Strong
$651 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
1900 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $651 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Generous 1900 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.7% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

33% occ.
1.4%
$4,434/mo
43% occ.
1.9%
$5,941/mo
53% occ.
2.3%
$7,448/mo
current
63% occ.
2.8%
$8,955/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.