Terraced house in Rua de Santo António, Centro de Parchal, Estômbar e Parchal
Grade Avillamid-range

Terraced house in Rua de Santo António, Centro de Parchal, Estômbar e Parchal

Lagoa/Carvoeiro · Central Algarve ·

€345,000

Asking Price (EUR)

14.7%

True Net Yield (Owner, all-in)

10.2%

True Net Yield (Managed, all-in)

22.6%

True Gross Yield

66%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.6 months ago and is currently at 13% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €90,739/yr
Average Daily Rate: €375
Payback Period: 4.2 years
5-yr Capital Value: €453,325
10-yr Capital Value: €551,539
Brixfox Score: 76.3 / 100
Comparable Properties: 11
Data Confidence: 63%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€401,815

+16.5% over asking

Asking price€345,000
IMT — Property transfer tax (investment schedule)€15,430
IS — Stamp duty (0.8%)€2,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,175
Total acquisition costs€24,615
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€401,815

Gross yield (asking price)

26.3%

True gross yield (all-in)

22.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Building: 129 m²
Style: modern
Condition: excellent

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

kitchen island with granite countertoprecessed lighting

Score Breakdown

ROI
25
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
4.58
Rental Demand
7.34
Payback Speed
5
STR Suitability
3

Description

This completely refurbished 3-bedroom villa has excellent finishes and offers all the comfort and convenience you're looking for. This villa has - living room; - 3 bedrooms + 1, two with built-in closets; - bathroom with Italian shower; - fully equipped kitchen with island and plenty of storage; - utility room; - 26m2

Location

📍 37.1510°N, 8.4910°W

· Lagoa/Carvoeiro, Algarve, Portugal

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Lagoa/Carvoeiro / Central Algarve

Terraced house in Rua de Santo António, Centro de Parchal, Estômbar e Parchal

Inventory
3 Beds
Bathrooms
0 Baths
Built Area
129 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 20.3% net return annually.

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The Investment

Brixfox Score76
GradeA
Brixfox Intelligence
76AExcellent
Score Breakdown
ROI & Yield84%
Capital Growth80%
Risk Profile77%
Market Demand76%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+25.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$95K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
20.3%
$6,346/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
4 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
4.9 yr
Rental only

Property details

Condition: excellent

Description

This completely refurbished 3-bedroom villa has excellent finishes and offers all the comfort and convenience you're looking for. This villa has - living room; - 3 bedrooms + 1, two with built-in closets; - bathroom with Italian shower; - fully equipped kitchen with island and plenty of storage; - utility room; - 26m2

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$552/night
50% ($254)Brixfox estimate($552/night)200% ($1015)
Occupancy
73%
10%Brixfox estimate(73%)100%

Short-Term Rental

Yearly income
$76,154
Airbnb data$552/night · 73% occupancy
Rental income
$552/night · 73% occ.
$147,712
Running costs (20%)
Utilities, cleaning, maintenance
-$29,542
Income tax (10%)
Indonesian rental income tax
-$41,359
Property tax
Annual property tax
-$656
Net income
20.3% ROI
$76,154

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$375,000
IMT (transfer tax, investment schedule)$16,772
Imposto de Selo (stamp duty)$3,000
Notary & registration$1,359
Legal / due diligence$5,625
Total acquisition costs$26,755
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$434,582

Gross yield (asking)

39.4%

True gross yield (all-in)

34.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$5.1M$3.8M$2.6M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $345K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 5: rental income alone has repaid the full purchase price.
2x return
Year 4: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$420K
+22%
Rental Income
+$372K
Total Position
$792K
+129%
18.1%/yr
Year 10
Capital Value
$511K
+48%
Rental Income
+$803K
Total Position
$1.3M
+281%
14.3%/yr
Year 20
Capital Value
$756K
+119%
Rental Income
+$1.9M
Total Position
$2.6M
+665%
10.7%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$3.3M
Total Position
$4.5M
+1190%
8.9%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
20.3% annual return
Occupancy
Good
73% average occupancy
Nightly Rate
Strong
$507 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 20.3% — outperforms most villas in this market
Premium nightly rate of $507 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 0 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

53% occ.
19.9%
$6,213/mo
63% occ.
23.6%
$7,387/mo
73% occ.
27.4%
$8,562/mo
current
83% occ.
31.2%
$9,736/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.