Detached house in Cidade de Lagoa, Lagoa e Carvoeiro
Detached house in Cidade de Lagoa, Lagoa e Carvoeiro — image 2Detached house in Cidade de Lagoa, Lagoa e Carvoeiro — image 3Detached house in Cidade de Lagoa, Lagoa e Carvoeiro — image 4Detached house in Cidade de Lagoa, Lagoa e Carvoeiro — image 5
Grade Avillamid-range

Detached house in Cidade de Lagoa, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€375,000

Asking Price (EUR)

18.6%

True Net Yield (Owner, all-in)

12.9%

True Net Yield (Managed, all-in)

28.7%

True Gross Yield

63%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €130,977/yr
Average Daily Rate: €573
+12.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 3.6 years
5-yr Capital Value: €492,744
10-yr Capital Value: €599,499
Brixfox Score: 84.2 / 100
Comparable Properties: 10
Data Confidence: 65%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€456,505

+21.7% over asking

Asking price€375,000
IMT — Property transfer tax (investment schedule)€17,830
IS — Stamp duty (0.8%)€3,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,625
Total acquisition costs€27,705
Renovation (est. €55/m² × 250 m²)
Light touch-ups — paint, fixtures, deep clean.		€13,750
(€7,500–€20,000)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€456,505

Gross yield (asking price)

34.9%

True gross yield (all-in)

28.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 2
Building: 250 m²
Land: 3540 m²
Style: portuguese-traditional
Condition: good
Year Built: 1950
Energy Certificate: E
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rural settingmultiple buildingsprivate pool

Score Breakdown

ROI
25
Visual Appeal
9.4
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
6.27
Payback Speed
5
STR Suitability
3

Description

Detached 4 bedroom villa, with land of 3,540m2, consisting of 4 bedrooms (1 en suite) hall, 2 bathrooms, large living room and kitchen. Single storey single storey house with a lot of potential. The villa is to remodel (no changes). Just inform the City Council that you are going to do remodelling works, or you can ma

Location

📍 37.1338°N, 8.4511°W

· Lagoa/Carvoeiro, Algarve, Portugal

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Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Cidade de Lagoa, Lagoa e Carvoeiro

Inventory
4 Beds
Bathrooms
2 Baths
Built Area
250 m²
Land Plot
3540 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 24.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score84
GradeA
Brixfox Intelligence
84AExcellent
Score Breakdown
ROI & Yield92%
Capital Growth88%
Risk Profile85%
Market Demand84%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+29.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$104K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
24.0%
$8,149/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
4 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
4.2 yr
Rental only

Property details

Year built: 1950
Energy: E
Condition: good

Description

Detached 4 bedroom villa, with land of 3,540m2, consisting of 4 bedrooms (1 en suite) hall, 2 bathrooms, large living room and kitchen. Single storey single storey house with a lot of potential. The villa is to remodel (no changes). Just inform the City Council that you are going to do remodelling works, or you can ma

Income Breakdown

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Nightly Rate (ADR)
$828/night
50% ($381)Brixfox estimate($828/night)200% ($1524)
Occupancy
63%
10%Brixfox estimate(63%)100%

Short-Term Rental

Yearly income
$97,787
Airbnb data$828/night · 63% occupancy
Rental income
$828/night · 63% occ.
$189,424
Running costs (20%)
Utilities, cleaning, maintenance
-$37,885
Income tax (10%)
Indonesian rental income tax
-$53,039
Property tax
Annual property tax
-$713
Net income
24.0% ROI
$97,787

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$407,609
IMT (transfer tax, investment schedule)$19,380
Imposto de Selo (stamp duty)$3,261
Notary & registration$1,359
Legal / due diligence$6,114
Total acquisition costs$30,114
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$14,946
($8,152–$21,739)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$494,027

Gross yield (asking)

46.5%

True gross yield (all-in)

38.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$6.3M$4.7M$3.2M$1.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $375K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 4: rental income alone has repaid the full purchase price.
2x return
Year 4: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$456K
+22%
Rental Income
+$478K
Total Position
$934K
+149%
20.0%/yr
Year 10
Capital Value
$555K
+48%
Rental Income
+$1.0M
Total Position
$1.6M
+323%
15.5%/yr
Year 20
Capital Value
$822K
+119%
Rental Income
+$2.4M
Total Position
$3.2M
+764%
11.4%/yr
Year 30
Capital Value
$1.2M
+224%
Rental Income
+$4.3M
Total Position
$5.5M
+1366%
9.4%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
24.0% annual return
Occupancy
Good
63% average occupancy
Nightly Rate
Strong
$762 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Strong
3540 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 24.0% — outperforms most villas in this market
Premium nightly rate of $762 — positioned in the top tier
Generous 3540 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
STR zoning not confirmed — verify before purchasing for short-term rental use

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

43% occ.
22.0%
$7,464/mo
53% occ.
27.2%
$9,228/mo
63% occ.
32.4%
$10,991/mo
current
73% occ.
37.5%
$12,754/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.