Detached house in da Encosta do Lago, Quinta do Lago - Pinheiros Altos, Almancil
Detached house in da Encosta do Lago, Quinta do Lago - Pinheiros Altos, Almancil — image 2Detached house in da Encosta do Lago, Quinta do Lago - Pinheiros Altos, Almancil — image 3Detached house in da Encosta do Lago, Quinta do Lago - Pinheiros Altos, Almancil — image 4Detached house in da Encosta do Lago, Quinta do Lago - Pinheiros Altos, Almancil — image 5
Grade Bvillaluxury

Detached house in da Encosta do Lago, Quinta do Lago - Pinheiros Altos, Almancil

Loulé/Vilamoura · Golden Triangle ·

€8.0M

Asking Price (EUR)

0.8%

True Net Yield (Owner, all-in)

0.6%

True Net Yield (Managed, all-in)

1.3%

True Gross Yield

15%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €115,773/yr
Average Daily Rate: 2183
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 84.8 years
5-yr Capital Value: €10.4M
10-yr Capital Value: €12.7M
Brixfox Score: 60.7 / 100
Comparable Properties: 6
Data Confidence: 58%
Search Radius: 10 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€8.8M

+11.0% over asking

Asking price€8.0M
IMT — Property transfer tax (investment schedule)€596,250
IS — Stamp duty (0.8%)€63,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€119,250
Total acquisition costs€780,350
Renovation€0 — move-in ready
Furnishing & STR launch (8bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€97,550
All-in investment (incl. renovation & furnishing)€8.8M

Gross yield (asking price)

1.5%

True gross yield (all-in)

1.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 8
Bathrooms: 9
Building: 730
Land: 1400
Style: contemporary
Condition: excellent
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

infinity pool with decorative tilemodern fireplacerecessed ceiling lightinglarge outdoor living spaces

Score Breakdown

ROI
8.71
Visual Appeal
15.6
Ownership Security
13
Location
8.4
Land & Space
10.56
Rental Demand
1.45
Payback Speed
0
STR Suitability
3

Description

The provided text is already in English. No translation is needed.

Location

📍 37.0770°N, 8.0250°W

· Loulé/Vilamoura, Algarve, Portugal

Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in da Encosta do Lago, Quinta do Lago - Pinheiros Altos, Almancil

Inventory
8 Beds
Bathrooms
9 Baths
Built Area
730 m²
Land Plot
1400 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 0.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score61
GradeB
Brixfox Intelligence
61BStrong
Score Breakdown
ROI & Yield67%
Capital Growth64%
Risk Profile63%
Market Demand61%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$2.4M in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
0.8%
$6,081/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
Rental only

Property details

Energy: A
Condition: excellent

Description

The provided text is already in English. No translation is needed.

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$3,194/night
50% ($1469)Brixfox estimate($3,194/night)200% ($5876)
Occupancy
15%
10%Brixfox estimate(15%)100%

Short-Term Rental

Yearly income
$72,969
Airbnb data$3,194/night · 15% occupancy
Rental income
$3,194/night · 15% occ.
$169,405
Running costs (20%)
Utilities, cleaning, maintenance
-$33,881
Income tax (10%)
Indonesian rental income tax
-$47,434
Property tax
Annual property tax
-$15,122
Net income
0.8% ROI
$72,969

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$8,641,304
IMT (transfer tax, investment schedule)$648,098
Imposto de Selo (stamp duty)$69,130
Notary & registration$1,359
Legal / due diligence$129,620
Total acquisition costs$848,207
RenovationMove-in ready
Furnishing & STR launch
8bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.
$103,859
All-in investment$9,593,370

Gross yield (asking)

2.0%

True gross yield (all-in)

1.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$33.3M$25.0M$16.7M$8.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $8.0M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 16: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$9.7M
+22%
Rental Income
+$356K
Total Position
$10.0M
+26%
4.8%/yr
Year 10
Capital Value
$11.8M
+48%
Rental Income
+$770K
Total Position
$12.5M
+58%
4.7%/yr
Year 20
Capital Value
$17.4M
+119%
Rental Income
+$1.8M
Total Position
$19.2M
+142%
4.5%/yr
Year 30
Capital Value
$25.8M
+224%
Rental Income
+$3.2M
Total Position
$29.0M
+265%
4.4%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
0.8% annual return
Occupancy
Weak
15% average occupancy
Nightly Rate
Strong
$2938 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
1400 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $2938 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Generous 1400 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 0.8% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.7%
$19,138/mo
40% occ.
3.6%
$25,938/mo
15% occ.
1.2%
$8,620/mo
current
25% occ.
2.1%
$15,419/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.