T3 flat, Urbanizacao Quinta do Romao, 4, Quinta do Romão, Quarteira, Quarteira
T3 flat, Urbanizacao Quinta do Romao, 4, Quinta do Romão, Quarteira, Quarteira — image 2T3 flat, Urbanizacao Quinta do Romao, 4, Quinta do Romão, Quarteira, Quarteira — image 3T3 flat, Urbanizacao Quinta do Romao, 4, Quinta do Romão, Quarteira, Quarteira — image 4T3 flat, Urbanizacao Quinta do Romao, 4, Quinta do Romão, Quarteira, Quarteira — image 5
Grade Bapartmentmid-range

T3 flat, Urbanizacao Quinta do Romao, 4, Quinta do Romão, Quarteira, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€680,000

Asking Price (EUR)

4.1%

True Net Yield (Owner, all-in)

2.9%

True Net Yield (Managed, all-in)

6.4%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €49,601/yr
Average Daily Rate: €286
Payback Period: 17.1 years
5-yr Capital Value: €893,510
10-yr Capital Value: €1.1M
Brixfox Score: 62.4 / 100
Comparable Properties: 43
Data Confidence: 94%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€777,155

+14.3% over asking

Asking price€680,000
IMT — Property transfer tax (investment schedule)€40,800
IS — Stamp duty (0.8%)€5,440
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,200
Total acquisition costs€57,690
Renovation (est. €55/m² × 123 m²)
Light touch-ups — paint, fixtures, deep clean.		€6,765
(€3,690–€9,840)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,700
All-in investment (incl. renovation & furnishing)€777,155

Gross yield (asking price)

7.3%

True gross yield (all-in)

6.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 123 m²
Style: dated
Condition: good
Energy Certificate: In process
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

balcony_bbqsea_viewcommunal_pool

Score Breakdown

ROI
16.79
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
4.46
Rental Demand
4.76
Payback Speed
2
STR Suitability
3

Description

Apartment for sale with 123 m² of gross area, located on the second floor of a building without an elevator. This property features three spacious bedrooms, two full bathrooms, and a balcony that provides good natural light. Built-in wardrobes ensure efficient use of space, while the storage room offers a practical sol

Location

📍 37.0680°N, 8.1000°W

· Loulé/Vilamoura, Algarve, Portugal

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Idealista.pt
Loulé/Vilamoura / Golden Triangle

T3 flat, Urbanizacao Quinta do Romao, 4, Quinta do Romão, Quarteira, Quarteira

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
123 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.9% net return annually.

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The Investment

Brixfox Score62
GradeB
Brixfox Intelligence
62BStrong
Score Breakdown
ROI & Yield68%
Capital Growth65%
Risk Profile64%
Market Demand62%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$209K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.9%
$3,007/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
20.5 yr
Rental only

Property details

Energy: In process
Condition: good

Description

Apartment for sale with 123 m² of gross area, located on the second floor of a building without an elevator. This property features three spacious bedrooms, two full bathrooms, and a balcony that provides good natural light. Built-in wardrobes ensure efficient use of space, while the storage room offers a practical sol

Income Breakdown

Adjust Forecast

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Nightly Rate (ADR)
$414/night
50% ($190)Brixfox estimate($414/night)200% ($762)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Yearly income
$36,081
Airbnb data$414/night · 48% occupancy
Rental income
$414/night · 48% occ.
$71,874
Running costs (20%)
Utilities, cleaning, maintenance
-$14,375
Income tax (10%)
Indonesian rental income tax
-$20,125
Property tax
Annual property tax
-$1,293
Net income
4.9% ROI
$36,081

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$739,130
IMT (transfer tax, investment schedule)$44,348
Imposto de Selo (stamp duty)$5,913
Notary & registration$1,359
Legal / due diligence$11,087
Total acquisition costs$62,707
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$7,353
($4,011–$10,696)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$844,734

Gross yield (asking)

9.7%

True gross yield (all-in)

8.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$4.4M$3.3M$2.2M$1.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $680K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$827K
+22%
Rental Income
+$176K
Total Position
$1.0M
+48%
8.1%/yr
Year 10
Capital Value
$1.0M
+48%
Rental Income
+$381K
Total Position
$1.4M
+104%
7.4%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$892K
Total Position
$2.4M
+250%
6.5%/yr
Year 30
Capital Value
$2.2M
+224%
Rental Income
+$1.6M
Total Position
$3.8M
+457%
5.9%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.9% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Strong
$381 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $381 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.9% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.1%
$2,536/mo
40% occ.
5.5%
$3,418/mo
48% occ.
6.6%
$4,085/mo
current
58% occ.
8.1%
$4,966/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.