Detached house in Rua das Mélias, Canais do Golfe - Sector 5, Quarteira
Detached house in Rua das Mélias, Canais do Golfe - Sector 5, Quarteira — image 2Detached house in Rua das Mélias, Canais do Golfe - Sector 5, Quarteira — image 3Detached house in Rua das Mélias, Canais do Golfe - Sector 5, Quarteira — image 4Detached house in Rua das Mélias, Canais do Golfe - Sector 5, Quarteira — image 5
Grade Bvillamid-range

Detached house in Rua das Mélias, Canais do Golfe - Sector 5, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€599,000

Asking Price (EUR)

4.4%

True Net Yield (Owner, all-in)

3.0%

True Net Yield (Managed, all-in)

6.8%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €46,275/yr
Average Daily Rate: €269
+5.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%)
Payback Period: 16.0 years
5-yr Capital Value: €787,077
10-yr Capital Value: €957,600
Brixfox Score: 61.9 / 100
Comparable Properties: 35
Data Confidence: 91%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€684,477

+14.3% over asking

Asking price€599,000
IMT — Property transfer tax (investment schedule)€35,750
IS — Stamp duty (0.8%)€4,792
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,985
Total acquisition costs€50,777
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€684,477

Gross yield (asking price)

7.7%

True gross yield (all-in)

6.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 128 m²
Land: 61 m²
Style: portuguese-traditional
Condition: excellent
Energy Certificate: E
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional terracotta roof tilescobblestone driveways with grass insertsmodern glass staircase railing

Score Breakdown

ROI
17.41
Visual Appeal
10.8
Ownership Security
13
Location
8.4
Land & Space
1.61
Rental Demand
4.72
Payback Speed
3
STR Suitability
3

Description

Refurbished 3 bedroom semi-detached house in Vilamoura. The ground floor has an open space social area with living room and equipped kitchen. The living room gives access to an outdoor terrace with a dining area and barbecue. There are also two bedrooms on the ground floor, one of which has a mezzanine, and a shared

Location

📍 37.0680°N, 8.1000°W

· Loulé/Vilamoura, Algarve, Portugal

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Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Rua das Mélias, Canais do Golfe - Sector 5, Quarteira

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
128 m²
Land Plot
61 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 5.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score62
GradeB
Brixfox Intelligence
62BStrong
Score Breakdown
ROI & Yield68%
Capital Growth65%
Risk Profile64%
Market Demand62%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$184K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.2%
$2,839/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
19.1 yr
Rental only

Property details

Energy: E
Condition: excellent

Description

Refurbished 3 bedroom semi-detached house in Vilamoura. The ground floor has an open space social area with living room and equipped kitchen. The living room gives access to an outdoor terrace with a dining area and barbecue. There are also two bedrooms on the ground floor, one of which has a mezzanine, and a shared

Income Breakdown

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Nightly Rate (ADR)
$393/night
50% ($181)Brixfox estimate($393/night)200% ($723)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Yearly income
$34,062
Airbnb data$393/night · 47% occupancy
Rental income
$393/night · 47% occ.
$67,696
Running costs (20%)
Utilities, cleaning, maintenance
-$13,539
Income tax (10%)
Indonesian rental income tax
-$18,955
Property tax
Annual property tax
-$1,139
Net income
5.2% ROI
$34,062

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$651,087
IMT (transfer tax, investment schedule)$38,859
Imposto de Selo (stamp duty)$5,209
Notary & registration$1,359
Legal / due diligence$9,766
Total acquisition costs$55,192
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$741,823

Gross yield (asking)

10.4%

True gross yield (all-in)

9.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$3.9M$3.0M$2.0M$987K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $599K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$729K
+22%
Rental Income
+$166K
Total Position
$895K
+49%
8.4%/yr
Year 10
Capital Value
$887K
+48%
Rental Income
+$359K
Total Position
$1.2M
+108%
7.6%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$842K
Total Position
$2.2M
+260%
6.6%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$1.5M
Total Position
$3.4M
+473%
6.0%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.2% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Strong
$362 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
61 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $362 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 47% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.5%
$2,417/mo
40% occ.
6.0%
$3,254/mo
47% occ.
7.1%
$3,854/mo
current
57% occ.
8.6%
$4,691/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.