House in Almádena, Luz
House in Almádena, Luz — image 2House in Almádena, Luz — image 3House in Almádena, Luz — image 4House in Almádena, Luz — image 5
Grade B+villamid-range

House in Almádena, Luz

Lagos · Western Algarve ·

€630,000

Asking Price (EUR)

4.4%

True Net Yield (Owner, all-in)

3.1%

True Net Yield (Managed, all-in)

6.8%

True Gross Yield

41%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €49,306/yr
Average Daily Rate: €328
+12.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 15.8 years
5-yr Capital Value: €827,811
10-yr Capital Value: €1.0M
Brixfox Score: 70.4 / 100
Comparable Properties: 17
Data Confidence: 84%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€726,920

+15.4% over asking

Asking price€630,000
IMT — Property transfer tax (investment schedule)€38,230
IS — Stamp duty (0.8%)€5,040
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,450
Total acquisition costs€53,970
Renovation (est. €55/m² × 150 m²)
Light touch-ups — paint, fixtures, deep clean.		€8,250
(€4,500–€12,000)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€726,920

Gross yield (asking price)

7.8%

True gross yield (all-in)

6.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 150 m²
Land: 10490 m²
Style: portuguese-traditional
Condition: good
Year Built: 1988
Energy Certificate: B
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

vaulted wooden ceilingslarge outdoor pool areatraditional tiled kitchen backsplash

Score Breakdown

ROI
17.53
Visual Appeal
9.4
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
4.12
Payback Speed
3
STR Suitability
3

Description

With the right vision and investment, it could be transformed into a beautiful home or a custom-designed residence. A perfect canvas for those looking to restore character or create something entirely new. It is just an 8-minute drive from the stunning Praia da Luz beach, and offers the perfect blend of countryside tr

Location

📍 37.0987°N, 8.7506°W

· Lagos, Algarve, Portugal

View on B&P Real Estate Agency →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

House in Almádena, Luz

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
150 m²
Land Plot
10490 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score70
GradeB+
Brixfox Intelligence
70B+Strong
Score Breakdown
ROI & Yield77%
Capital Growth74%
Risk Profile72%
Market Demand70%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$174K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.3%
$3,024/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
18.9 yr
Rental only

Property details

Year built: 1988
Energy: B
Condition: good

Description

With the right vision and investment, it could be transformed into a beautiful home or a custom-designed residence. A perfect canvas for those looking to restore character or create something entirely new. It is just an 8-minute drive from the stunning Praia da Luz beach, and offers the perfect blend of countryside tr

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$480/night
50% ($221)Brixfox estimate($480/night)200% ($883)
Occupancy
41%
10%Brixfox estimate(41%)100%

Short-Term Rental

Yearly income
$36,285
Airbnb data$480/night · 41% occupancy
Rental income
$480/night · 41% occ.
$72,084
Running costs (20%)
Utilities, cleaning, maintenance
-$14,417
Income tax (10%)
Indonesian rental income tax
-$20,183
Property tax
Annual property tax
-$1,198
Net income
5.3% ROI
$36,285

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$684,783
IMT (transfer tax, investment schedule)$41,554
Imposto de Selo (stamp duty)$5,478
Notary & registration$1,359
Legal / due diligence$10,272
Total acquisition costs$58,663
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$8,967
($4,891–$13,043)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$787,957

Gross yield (asking)

10.5%

True gross yield (all-in)

9.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$4.2M$3.1M$2.1M$1.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $630K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$766K
+22%
Rental Income
+$177K
Total Position
$944K
+50%
8.4%/yr
Year 10
Capital Value
$933K
+48%
Rental Income
+$383K
Total Position
$1.3M
+109%
7.6%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$897K
Total Position
$2.3M
+261%
6.6%/yr
Year 30
Capital Value
$2.0M
+224%
Rental Income
+$1.6M
Total Position
$3.6M
+476%
6.0%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.3% annual return
Occupancy
Weak
41% average occupancy
Nightly Rate
Strong
$441 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Strong
10490 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $441 — positioned in the top tier
Generous 10490 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 41% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.2%
$2,965/mo
40% occ.
7.0%
$3,986/mo
41% occ.
7.2%
$4,105/mo
current
51% occ.
9.0%
$5,126/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.