Detached house in Moncarapacho e Fuseta, Olhão
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Grade B+villamid-range

Detached house in Moncarapacho e Fuseta, Olhão

Olhão · Eastern Algarve ·

€950,000

Asking Price (EUR)

5.2%

True Net Yield (Owner, all-in)

3.6%

True Net Yield (Managed, all-in)

8.0%

True Gross Yield

23%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €87,616/yr
Average Daily Rate: €1040
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 13.5 years
5-yr Capital Value: €1.2M
10-yr Capital Value: €1.5M
Brixfox Score: 73.7 / 100
Comparable Properties: 5
Data Confidence: 63%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+14.6% over asking

Asking price€950,000
IMT — Property transfer tax (investment schedule)€57,000
IS — Stamp duty (0.8%)€7,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,250
Total acquisition costs€80,100
Renovation (est. €55/m² × 345 m²)
Light touch-ups — paint, fixtures, deep clean.		€18,975
(€10,350–€27,600)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

9.2%

True gross yield (all-in)

8.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 345 m²
Land: 1111 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: D
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

terraced gardenstraditional terracotta roof tilesprivate pool house

Score Breakdown

ROI
19.15
Visual Appeal
12.8
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
2.31
Payback Speed
3
STR Suitability
3

Description

Magnificent villa with luxury finishes located at the highest point of the Monte de São Miguel Urbanization with fantastic sea and mountain views. Inserted in a plot of land with 1111m2, it has an automatic gate and all the entrance in Portuguese pavement. Next to the entrance, we have a closed garage and covered parki

Location

📍 37.0808°N, 7.8181°W

· Olhão, Algarve, Portugal

View on Villas Séqua →Also on Idealista.pt
Idealista.pt
Olhão / Eastern Algarve

Detached house in Moncarapacho e Fuseta, Olhão

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
345 m²
Land Plot
1111 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score74
GradeB+
Brixfox Intelligence
74B+Strong
Score Breakdown
ROI & Yield81%
Capital Growth78%
Risk Profile75%
Market Demand74%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$178K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.2%
$5,339/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
16.1 yr
Rental only

Property details

Energy: D
Condition: good

Description

Magnificent villa with luxury finishes located at the highest point of the Monte de São Miguel Urbanization with fantastic sea and mountain views. Inserted in a plot of land with 1111m2, it has an automatic gate and all the entrance in Portuguese pavement. Next to the entrance, we have a closed garage and covered parki

Income Breakdown

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Nightly Rate (ADR)
$1,503/night
50% ($691)Brixfox estimate($1,503/night)200% ($2766)
Occupancy
23%
10%Brixfox estimate(23%)100%

Short-Term Rental

Yearly income
$64,066
Airbnb data$1,503/night · 23% occupancy
Rental income
$1,503/night · 23% occ.
$126,678
Running costs (20%)
Utilities, cleaning, maintenance
-$25,336
Income tax (10%)
Indonesian rental income tax
-$35,470
Property tax
Annual property tax
-$1,807
Net income
6.2% ROI
$64,066

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,032,609
IMT (transfer tax, investment schedule)$61,957
Imposto de Selo (stamp duty)$8,261
Notary & registration$1,359
Legal / due diligence$15,489
Total acquisition costs$87,065
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$20,625
($11,250–$30,000)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$1,181,658

Gross yield (asking)

12.3%

True gross yield (all-in)

10.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$6.8M$5.1M$3.4M$1.7M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $950K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$313K
Total Position
$1.5M
+55%
9.1%/yr
Year 10
Capital Value
$1.4M
+48%
Rental Income
+$676K
Total Position
$2.1M
+119%
8.2%/yr
Year 20
Capital Value
$2.1M
+119%
Rental Income
+$1.6M
Total Position
$3.7M
+286%
7.0%/yr
Year 30
Capital Value
$3.1M
+224%
Rental Income
+$2.8M
Total Position
$5.9M
+520%
6.3%/yr

Location

Olhão

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.2% annual return
Occupancy
Weak
23% average occupancy
Nightly Rate
Strong
$1383 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
1111 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1383 — positioned in the top tier
Generous 1111 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 23% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
11.0%
$9,450/mo
40% occ.
14.7%
$12,651/mo
23% occ.
8.4%
$7,239/mo
current
33% occ.
12.1%
$10,439/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.