Detached house in Moncarapacho e Fuseta, Olhão
Detached house in Moncarapacho e Fuseta, Olhão — image 2Detached house in Moncarapacho e Fuseta, Olhão — image 3Detached house in Moncarapacho e Fuseta, Olhão — image 4Detached house in Moncarapacho e Fuseta, Olhão — image 5
Grade Avillamid-range

Detached house in Moncarapacho e Fuseta, Olhão

Olhão · Eastern Algarve ·

€675,000

Asking Price (EUR)

9.1%

True Net Yield (Owner, all-in)

6.3%

True Net Yield (Managed, all-in)

14.0%

True Gross Yield

45%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €109,058/yr
Average Daily Rate: €669
+18.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 7.7 years
5-yr Capital Value: €886,940
10-yr Capital Value: €1.1M
Brixfox Score: 83.3 / 100
Comparable Properties: 5
Data Confidence: 68%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€777,675

+15.2% over asking

Asking price€675,000
IMT — Property transfer tax (investment schedule)€40,500
IS — Stamp duty (0.8%)€5,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,125
Total acquisition costs€57,275
Renovation€0 — move-in ready
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€45,400
All-in investment (incl. renovation & furnishing)€777,675

Gross yield (asking price)

16.2%

True gross yield (all-in)

14.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 3
Building: 341 m²
Land: 720 m²
Style: portuguese-traditional
Condition: excellent
Year Built: 1979
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

red-tiled-rooflandscaped-gardenoutdoor-dining-areacarport

Score Breakdown

ROI
25
Visual Appeal
13.6
Ownership Security
13
Location
8.4
Land & Space
10.82
Rental Demand
4.46
Payback Speed
5
STR Suitability
3

Description

A beautifully renovated home in a prime location, just a short walk from everything Moncarapacho has to offer. This spacious family residence features five bedrooms & offers additional potential for a living or work space in the lower-level basement. Charming Renovated Villa for Sale in Moncarapacho, Algarve Property

Location

📍 37.0847°N, 7.7925°W

· Olhão, Algarve, Portugal

View on Russell & Decoz Real Estate →Also on Idealista.pt
Idealista.pt
Olhão / Eastern Algarve

Detached house in Moncarapacho e Fuseta, Olhão

Inventory
5 Beds
Bathrooms
3 Baths
Built Area
341 m²
Land Plot
720 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 11.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score83
GradeA
Brixfox Intelligence
83AExcellent
Score Breakdown
ROI & Yield91%
Capital Growth87%
Risk Profile84%
Market Demand83%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+14.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$127K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
11.0%
$6,726/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
9.1 yr
Rental only

Property details

Year built: 1979
Energy: C
Condition: excellent

Description

A beautifully renovated home in a prime location, just a short walk from everything Moncarapacho has to offer. This spacious family residence features five bedrooms & offers additional potential for a living or work space in the lower-level basement. Charming Renovated Villa for Sale in Moncarapacho, Algarve Property

Income Breakdown

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Nightly Rate (ADR)
$968/night
50% ($445)Brixfox estimate($968/night)200% ($1780)
Occupancy
45%
10%Brixfox estimate(45%)100%

Short-Term Rental

Yearly income
$80,709
Airbnb data$968/night · 45% occupancy
Rental income
$968/night · 45% occ.
$157,679
Running costs (20%)
Utilities, cleaning, maintenance
-$31,536
Income tax (10%)
Indonesian rental income tax
-$44,150
Property tax
Annual property tax
-$1,284
Net income
11.0% ROI
$80,709

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$733,696
IMT (transfer tax, investment schedule)$44,022
Imposto de Selo (stamp duty)$5,870
Notary & registration$1,359
Legal / due diligence$11,005
Total acquisition costs$62,255
RenovationMove-in ready
Furnishing & STR launch
5bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$47,174
All-in investment$843,125

Gross yield (asking)

21.5%

True gross yield (all-in)

18.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$6.6M$4.9M$3.3M$1.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $675K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 9: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$821K
+22%
Rental Income
+$394K
Total Position
$1.2M
+80%
12.5%/yr
Year 10
Capital Value
$999K
+48%
Rental Income
+$851K
Total Position
$1.9M
+174%
10.6%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$2.0M
Total Position
$3.5M
+415%
8.5%/yr
Year 30
Capital Value
$2.2M
+224%
Rental Income
+$3.5M
Total Position
$5.7M
+748%
7.4%/yr

Location

Olhão

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
11.0% annual return
Occupancy
Weak
45% average occupancy
Nightly Rate
Strong
$890 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
720 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 11.0% — outperforms most villas in this market
Premium nightly rate of $890 — positioned in the top tier
Generous 720 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 45% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
9.9%
$6,073/mo
40% occ.
13.3%
$8,133/mo
45% occ.
14.9%
$9,091/mo
current
55% occ.
18.2%
$11,151/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.