T1 flat in Marina de Lagos, Lagos Cidade, Lagos
T1 flat in Marina de Lagos, Lagos Cidade, Lagos — image 2T1 flat in Marina de Lagos, Lagos Cidade, Lagos — image 3T1 flat in Marina de Lagos, Lagos Cidade, Lagos — image 4T1 flat in Marina de Lagos, Lagos Cidade, Lagos — image 5
Grade Bapartmentbudget

T1 flat in Marina de Lagos, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€300,000

Asking Price (EUR)

3.8%

True Net Yield (Owner, all-in)

2.6%

True Net Yield (Managed, all-in)

5.8%

True Gross Yield

57%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €19,775/yr
Average Daily Rate: €95
Payback Period: 18.7 years
5-yr Capital Value: €394,196
10-yr Capital Value: €479,599
Brixfox Score: 64 / 100
Comparable Properties: 92
Data Confidence: 95%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€338,157

+12.7% over asking

Asking price€300,000
IMT — Property transfer tax (investment schedule)€11,997
IS — Stamp duty (0.8%)€2,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,500
Total acquisition costs€20,147
Renovation (est. €55/m² × 82 m²)
Light touch-ups — paint, fixtures, deep clean.		€4,510
(€2,460–€6,560)
Furnishing & STR launch (1bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€13,500
All-in investment (incl. renovation & furnishing)€338,157

Gross yield (asking price)

6.6%

True gross yield (all-in)

5.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 82 m²
Style: dated
Condition: good
Year Built: 1988
Energy Certificate: In process
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

marina-front-locationproximity-to-beach

Score Breakdown

ROI
15.99
Visual Appeal
10.2
Ownership Security
13
Location
10.44
Land & Space
3.64
Rental Demand
5.69
Payback Speed
2
STR Suitability
3

Description

Come and discover this charming apartment in Lagos, Portugal, where a wide range of amenities awaits at your doorstep. Centrally located, this 1 bedroom, 1 bathroom property offers a generous area of 82m2 and is fully furnished for your comfort. Built in 1988, this air-conditioned apartment features a garage, lift an

Location

📍 37.1129°N, 8.6753°W

· Lagos, Algarve, Portugal

View on Zonas Mágicas →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

T1 flat in Marina de Lagos, Lagos Cidade, Lagos

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
82 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score64
GradeB
Brixfox Intelligence
64BStrong
Score Breakdown
ROI & Yield70%
Capital Growth67%
Risk Profile66%
Market Demand64%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$83K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.4%
$1,205/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
22.6 yr
Rental only

Property details

Year built: 1988
Energy: In process
Condition: good

Description

Come and discover this charming apartment in Lagos, Portugal, where a wide range of amenities awaits at your doorstep. Centrally located, this 1 bedroom, 1 bathroom property offers a generous area of 82m2 and is fully furnished for your comfort. Built in 1988, this air-conditioned apartment features a garage, lift an

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$139/night
50% ($64)Brixfox estimate($139/night)200% ($256)
Occupancy
57%
10%Brixfox estimate(57%)100%

Short-Term Rental

Yearly income
$14,460
Airbnb data$139/night · 57% occupancy
Rental income
$139/night · 57% occ.
$28,904
Running costs (20%)
Utilities, cleaning, maintenance
-$5,781
Income tax (10%)
Indonesian rental income tax
-$8,093
Property tax
Annual property tax
-$571
Net income
4.4% ROI
$14,460

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$326,087
IMT (transfer tax, investment schedule)$13,040
Imposto de Selo (stamp duty)$2,609
Notary & registration$1,359
Legal / due diligence$4,891
Total acquisition costs$21,899
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$4,902
($2,674–$7,130)
Furnishing & STR launch
1bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$14,674
All-in investment$367,562

Gross yield (asking)

8.9%

True gross yield (all-in)

7.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$1.8M$1.4M$923K$462K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $300K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 18: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$365K
+22%
Rental Income
+$71K
Total Position
$436K
+45%
7.7%/yr
Year 10
Capital Value
$444K
+48%
Rental Income
+$153K
Total Position
$597K
+99%
7.1%/yr
Year 20
Capital Value
$657K
+119%
Rental Income
+$357K
Total Position
$1.0M
+238%
6.3%/yr
Year 30
Capital Value
$973K
+224%
Rental Income
+$633K
Total Position
$1.6M
+435%
5.8%/yr

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.4% annual return
Occupancy
Average
57% average occupancy
Nightly Rate
Good
$128 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.4% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

37% occ.
3.8%
$1,046/mo
47% occ.
4.9%
$1,342/mo
57% occ.
6.0%
$1,638/mo
current
67% occ.
7.1%
$1,935/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.