Detached house in Rua Fundeira Ad, Moncarapacho
Detached house in Rua Fundeira Ad, Moncarapacho — image 2Detached house in Rua Fundeira Ad, Moncarapacho — image 3Detached house in Rua Fundeira Ad, Moncarapacho — image 4Detached house in Rua Fundeira Ad, Moncarapacho — image 5
Grade B+villaluxury

Detached house in Rua Fundeira Ad, Moncarapacho

Olhão · Eastern Algarve ·

€750,000

Asking Price (EUR)

5.7%

True Net Yield (Owner, all-in)

3.9%

True Net Yield (Managed, all-in)

8.7%

True Gross Yield

55%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €75,509/yr
Average Daily Rate: €377
+26.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Luxury finish (+8%)
Payback Period: 12.3 years
5-yr Capital Value: €985,489
10-yr Capital Value: €1.2M
Brixfox Score: 73.6 / 100
Comparable Properties: 9
Data Confidence: 65%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€866,800

+15.6% over asking

Asking price€750,000
IMT — Property transfer tax (investment schedule)€45,000
IS — Stamp duty (0.8%)€6,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,250
Total acquisition costs€63,500
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€53,300
All-in investment (incl. renovation & furnishing)€866,800

Gross yield (asking price)

10.1%

True gross yield (all-in)

8.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 214 m²
Land: 241 m²
Style: modern
Condition: new-build
Year Built: 2023
Energy Certificate: A+
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

glass balcony railingsminimalist white facadedecorative wall paneling

Score Breakdown

ROI
20.33
Visual Appeal
15
Ownership Security
13
Location
8.4
Land & Space
5.36
Rental Demand
5.49
Payback Speed
3
STR Suitability
3

Description

BRAND NEW HOME, this modern villa boasts 3 bedrooms, a basement, and a pool. It enjoys a prime location just 5 minutes walking from Cavacos Beach, perfect for water sports and walks along the Olhão-Fuzeta eco-trail. Property Features: Basement: Bathroom, laundry, and storage. Ground Floor: Kitchen with BOSH appliances

Location

📍 37.0870°N, 7.7890°W

· Olhão, Algarve, Portugal

View on Century21 Realty Art →Also on Idealista.pt
Idealista.pt
Olhão / Eastern Algarve

Detached house in Rua Fundeira Ad, Moncarapacho

Inventory
3 Beds
Bathrooms
4 Baths
Built Area
214 m²
Land Plot
241 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score74
GradeB+
Brixfox Intelligence
74B+Strong
Score Breakdown
ROI & Yield81%
Capital Growth78%
Risk Profile75%
Market Demand74%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$141K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.9%
$4,668/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
14.6 yr
Rental only

Property details

Year built: 2023
Energy: A+
Condition: new-build

Description

BRAND NEW HOME, this modern villa boasts 3 bedrooms, a basement, and a pool. It enjoys a prime location just 5 minutes walking from Cavacos Beach, perfect for water sports and walks along the Olhão-Fuzeta eco-trail. Property Features: Basement: Bathroom, laundry, and storage. Ground Floor: Kitchen with BOSH appliances

Income Breakdown

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Nightly Rate (ADR)
$551/night
50% ($254)Brixfox estimate($551/night)200% ($1015)
Occupancy
55%
10%Brixfox estimate(55%)100%

Short-Term Rental

Yearly income
$56,012
Airbnb data$551/night · 55% occupancy
Rental income
$551/night · 55% occ.
$110,460
Running costs (20%)
Utilities, cleaning, maintenance
-$22,092
Income tax (10%)
Indonesian rental income tax
-$30,929
Property tax
Annual property tax
-$1,427
Net income
6.9% ROI
$56,012

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$815,217
IMT (transfer tax, investment schedule)$48,913
Imposto de Selo (stamp duty)$6,522
Notary & registration$1,359
Legal / due diligence$12,228
Total acquisition costs$69,022
RenovationMove-in ready
Furnishing & STR launch
3bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$55,761
All-in investment$940,000

Gross yield (asking)

13.5%

True gross yield (all-in)

11.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$5.6M$4.2M$2.8M$1.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $750K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$912K
+22%
Rental Income
+$274K
Total Position
$1.2M
+58%
9.6%/yr
Year 10
Capital Value
$1.1M
+48%
Rental Income
+$591K
Total Position
$1.7M
+127%
8.5%/yr
Year 20
Capital Value
$1.6M
+119%
Rental Income
+$1.4M
Total Position
$3.0M
+304%
7.2%/yr
Year 30
Capital Value
$2.4M
+224%
Rental Income
+$2.5M
Total Position
$4.9M
+551%
6.4%/yr

Location

Olhão

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.9% annual return
Occupancy
Average
55% average occupancy
Nightly Rate
Strong
$507 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Average
241 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $507 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 55% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

35% occ.
5.9%
$3,977/mo
45% occ.
7.6%
$5,151/mo
55% occ.
9.3%
$6,325/mo
current
65% occ.
11.0%
$7,499/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.