Terraced house in Baixa, Olhão
Terraced house in Baixa, Olhão — image 2Terraced house in Baixa, Olhão — image 3Terraced house in Baixa, Olhão — image 4Terraced house in Baixa, Olhão — image 5
Grade B+villamid-range

Terraced house in Baixa, Olhão

Olhão · Eastern Algarve ·

€330,000

Asking Price (EUR)

6.5%

True Net Yield (Owner, all-in)

4.5%

True Net Yield (Managed, all-in)

10.0%

True Gross Yield

52%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €39,110/yr
Average Daily Rate: €207
-7.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%)
Payback Period: 10.5 years
5-yr Capital Value: €433,615
10-yr Capital Value: €527,559
Brixfox Score: 71.2 / 100
Comparable Properties: 16
Data Confidence: 93%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€389,340

+18.0% over asking

Asking price€330,000
IMT — Property transfer tax (investment schedule)€14,230
IS — Stamp duty (0.8%)€2,640
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,950
Total acquisition costs€23,070
Renovation (est. €55/m² × 74 m²)
Light touch-ups — paint, fixtures, deep clean.		€4,070
(€2,220–€5,920)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€389,340

Gross yield (asking price)

11.8%

True gross yield (all-in)

10.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 1
Building: 74 m²
Style: portuguese-traditional
Condition: good
Year Built: 1951
Energy Certificate: E

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

tiled facadecobblestone streettraditional white-washed buildings

Score Breakdown

ROI
22.38
Visual Appeal
12.4
Ownership Security
13
Location
7.8
Land & Space
3.48
Rental Demand
5.17
Payback Speed
4
STR Suitability
3

Description

This charming 3 bedroom townhouse for sale in Olhão is ideally located in a quiet pedestrian-only street in the centre of town. Combining traditional character with modern updates, this beautifully renovated multi-level property offers an excellent opportunity for a permanent residence, holiday home, or Algarve investm

Location

📍 37.0256°N, 7.8423°W

· Olhão, Algarve, Portugal

View on Russell & Decoz Real Estate →Also on Idealista.pt
Idealista.pt
Olhão / Eastern Algarve

Terraced house in Baixa, Olhão

Inventory
3 Beds
Bathrooms
1 Baths
Built Area
74 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 8.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score71
GradeB+
Brixfox Intelligence
71B+Strong
Score Breakdown
ROI & Yield78%
Capital Growth75%
Risk Profile72%
Market Demand71%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$62K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
8.0%
$2,398/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
12.5 yr
Rental only

Property details

Year built: 1951
Energy: E
Condition: good

Description

This charming 3 bedroom townhouse for sale in Olhão is ideally located in a quiet pedestrian-only street in the centre of town. Combining traditional character with modern updates, this beautifully renovated multi-level property offers an excellent opportunity for a permanent residence, holiday home, or Algarve investm

Income Breakdown

Adjust Forecast

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Nightly Rate (ADR)
$300/night
50% ($138)Brixfox estimate($300/night)200% ($551)
Occupancy
52%
10%Brixfox estimate(52%)100%

Short-Term Rental

Yearly income
$28,777
Airbnb data$300/night · 52% occupancy
Rental income
$300/night · 52% occ.
$56,547
Running costs (20%)
Utilities, cleaning, maintenance
-$11,309
Income tax (10%)
Indonesian rental income tax
-$15,833
Property tax
Annual property tax
-$628
Net income
8.0% ROI
$28,777

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$358,696
IMT (transfer tax, investment schedule)$15,467
Imposto de Selo (stamp duty)$2,870
Notary & registration$1,359
Legal / due diligence$5,380
Total acquisition costs$25,076
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$4,424
($2,413–$6,435)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$421,022

Gross yield (asking)

15.8%

True gross yield (all-in)

13.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$2.7M$2.0M$1.3M$670K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $330K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$401K
+22%
Rental Income
+$141K
Total Position
$542K
+64%
10.4%/yr
Year 10
Capital Value
$488K
+48%
Rental Income
+$304K
Total Position
$792K
+140%
9.1%/yr
Year 20
Capital Value
$723K
+119%
Rental Income
+$711K
Total Position
$1.4M
+335%
7.6%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$1.3M
Total Position
$2.3M
+606%
6.7%/yr

Location

Olhão

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.0% annual return
Occupancy
Average
52% average occupancy
Nightly Rate
Strong
$276 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.0% — outperforms most villas in this market
Premium nightly rate of $276 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 52% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

32% occ.
6.6%
$1,971/mo
42% occ.
8.7%
$2,608/mo
52% occ.
10.9%
$3,246/mo
current
62% occ.
13.0%
$3,884/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.