Detached house in Torralta, Lagos Cidade, Lagos
Detached house in Torralta, Lagos Cidade, Lagos — image 2Detached house in Torralta, Lagos Cidade, Lagos — image 3Detached house in Torralta, Lagos Cidade, Lagos — image 4Detached house in Torralta, Lagos Cidade, Lagos — image 5
Grade Bvillaluxury

Detached house in Torralta, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€2.4M

Asking Price (EUR)

1.1%

True Net Yield (Owner, all-in)

0.8%

True Net Yield (Managed, all-in)

1.7%

True Gross Yield

36%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €46,992/yr
Average Daily Rate: €358
Payback Period: 63.8 years
5-yr Capital Value: €3.2M
10-yr Capital Value: €3.8M
Brixfox Score: 55.3 / 100
Comparable Properties: 13
Data Confidence: 81%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.7M

+12.4% over asking

Asking price€2.4M
IMT — Property transfer tax (investment schedule)€180,000
IS — Stamp duty (0.8%)€19,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€36,000
Total acquisition costs€236,450
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€2.7M

Gross yield (asking price)

2.0%

True gross yield (all-in)

1.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Building: 300 m²
Style: modern
Condition: new-build
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

floor-to-ceiling glass wallsoceanfront locationprivate poolmodern minimalist architecture

Score Breakdown

ROI
9.26
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
6
Rental Demand
3.6
Payback Speed
0
STR Suitability
3

Description

Stunning 4 Bedroom Luxury Villa in Lagos, Portugal - Amazing Sea Views! Discover this magnificent property for sale, situated on the prestigious Estrada da Ponta da Piedade, just 300 meters from the stunning Praia do Camilo and 500 meters from Praia Dona Ana and Ponta da Piedade. Key features: Spacious Plot: 574,00

Location

📍 37.1028°N, 8.6731°W

· Lagos, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Detached house in Torralta, Lagos Cidade, Lagos

Inventory
4 Beds
Bathrooms
0 Baths
Built Area
300 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 1.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score55
GradeB
Brixfox Intelligence
55BStrong
Score Breakdown
ROI & Yield61%
Capital Growth58%
Risk Profile57%
Market Demand55%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+6.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$663K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
1.2%
$2,563/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
13 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
84.8 yr
Rental only

Property details

Condition: new-build

Description

Stunning 4 Bedroom Luxury Villa in Lagos, Portugal - Amazing Sea Views! Discover this magnificent property for sale, situated on the prestigious Estrada da Ponta da Piedade, just 300 meters from the stunning Praia do Camilo and 500 meters from Praia Dona Ana and Ponta da Piedade. Key features: Spacious Plot: 574,00

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$517/night
50% ($238)Brixfox estimate($517/night)200% ($951)
Occupancy
36%
10%Brixfox estimate(36%)100%

Short-Term Rental

Yearly income
$30,761
Airbnb data$517/night · 36% occupancy
Rental income
$517/night · 36% occ.
$67,936
Running costs (20%)
Utilities, cleaning, maintenance
-$13,587
Income tax (10%)
Indonesian rental income tax
-$19,022
Property tax
Annual property tax
-$4,565
Net income
1.2% ROI
$30,761

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$2,608,696
IMT (transfer tax, investment schedule)$195,652
Imposto de Selo (stamp duty)$20,870
Notary & registration$1,359
Legal / due diligence$39,130
Total acquisition costs$257,011
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$2,931,087

Gross yield (asking)

2.6%

True gross yield (all-in)

2.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$10.5M$7.9M$5.3M$2.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $2.4M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 15: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.9M
+22%
Rental Income
+$150K
Total Position
$3.1M
+28%
5.0%/yr
Year 10
Capital Value
$3.6M
+48%
Rental Income
+$324K
Total Position
$3.9M
+62%
4.9%/yr
Year 20
Capital Value
$5.3M
+119%
Rental Income
+$760K
Total Position
$6.0M
+151%
4.7%/yr
Year 30
Capital Value
$7.8M
+224%
Rental Income
+$1.3M
Total Position
$9.1M
+280%
4.6%/yr

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.2% annual return
Occupancy
Weak
36% average occupancy
Nightly Rate
Strong
$476 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $476 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.2% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
1.3%
$2,921/mo
40% occ.
1.8%
$4,022/mo
36% occ.
1.6%
$3,582/mo
current
46% occ.
2.2%
$4,683/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.