Detached house in Moncarapacho e Fuseta, Olhão
Grade Bvillaluxury

Detached house in Moncarapacho e Fuseta, Olhão

Olhão · Eastern Algarve ·

€1.4M

Asking Price (EUR)

3.4%

True Net Yield (Owner, all-in)

2.4%

True Net Yield (Managed, all-in)

5.3%

True Gross Yield

64%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €87,427/yr
Average Daily Rate: €373
Payback Period: 20.7 years
5-yr Capital Value: €1.9M
10-yr Capital Value: €2.3M
Brixfox Score: 63 / 100
Comparable Properties: 7
Data Confidence: 65%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.7M

+14.2% over asking

Asking price€1.4M
IMT — Property transfer tax (investment schedule)€108,750
IS — Stamp duty (0.8%)€11,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€21,750
Total acquisition costs€143,350
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€1.7M

Gross yield (asking price)

6.0%

True gross yield (all-in)

5.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Building: 307 m²
Style: portuguese-traditional
Condition: excellent
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

solar_panelstraditional_tiled_roofsprivate_pool_arealush_landscaping

Score Breakdown

ROI
15.21
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
6.42
Payback Speed
1
STR Suitability
3

Description

Elegant traditional Portuguese villa with modern comfort situated just minutes from world-class Algarve beaches, efficient transportation networks and services. Casa Branca is fully fenced and gated and features mature landscaping, a magnificent 5x10m heated salt water pool, as well as shaded outdoor entertainment spac

Location

📍 37.0870°N, 7.7890°W

· Olhão, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Olhão / Eastern Algarve

Detached house in Moncarapacho e Fuseta, Olhão

Inventory
4 Beds
Bathrooms
0 Baths
Built Area
307 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score63
GradeB
Brixfox Intelligence
63BStrong
Score Breakdown
ROI & Yield69%
Capital Growth66%
Risk Profile65%
Market Demand63%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$272K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.0%
$5,246/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
25.0 yr
Rental only

Property details

Condition: excellent

Description

Elegant traditional Portuguese villa with modern comfort situated just minutes from world-class Algarve beaches, efficient transportation networks and services. Casa Branca is fully fenced and gated and features mature landscaping, a magnificent 5x10m heated salt water pool, as well as shaded outdoor entertainment spac

Income Breakdown

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Customize your projections
Nightly Rate (ADR)
$540/night
50% ($248)Brixfox estimate($540/night)200% ($993)
Occupancy
64%
10%Brixfox estimate(64%)100%

Short-Term Rental

Yearly income
$62,955
Airbnb data$540/night · 64% occupancy
Rental income
$540/night · 64% occ.
$126,372
Running costs (20%)
Utilities, cleaning, maintenance
-$25,274
Income tax (10%)
Indonesian rental income tax
-$35,384
Property tax
Annual property tax
-$2,758
Net income
4.0% ROI
$62,955

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,576,087
IMT (transfer tax, investment schedule)$118,207
Imposto de Selo (stamp duty)$12,609
Notary & registration$1,359
Legal / due diligence$23,641
Total acquisition costs$155,815
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$1,797,283

Gross yield (asking)

8.0%

True gross yield (all-in)

7.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$8.6M$6.4M$4.3M$2.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.4M
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 19: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.8M
+22%
Rental Income
+$307K
Total Position
$2.1M
+43%
7.4%/yr
Year 10
Capital Value
$2.1M
+48%
Rental Income
+$664K
Total Position
$2.8M
+94%
6.8%/yr
Year 20
Capital Value
$3.2M
+119%
Rental Income
+$1.6M
Total Position
$4.7M
+226%
6.1%/yr
Year 30
Capital Value
$4.7M
+224%
Rental Income
+$2.8M
Total Position
$7.5M
+414%
5.6%/yr

Location

Olhão

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.0% annual return
Occupancy
Good
64% average occupancy
Nightly Rate
Strong
$496 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $496 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.0% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

44% occ.
3.7%
$4,844/mo
54% occ.
4.6%
$5,993/mo
64% occ.
5.4%
$7,142/mo
current
74% occ.
6.3%
$8,291/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.