T3 flat in Moncarapacho e Fuseta, Olhão
T3 flat in Moncarapacho e Fuseta, Olhão — image 2T3 flat in Moncarapacho e Fuseta, Olhão — image 3T3 flat in Moncarapacho e Fuseta, Olhão — image 4T3 flat in Moncarapacho e Fuseta, Olhão — image 5
Grade B+apartmentmid-range

T3 flat in Moncarapacho e Fuseta, Olhão

Olhão · Eastern Algarve ·

€875,000

Asking Price (EUR)

4.6%

True Net Yield (Owner, all-in)

3.2%

True Net Yield (Managed, all-in)

7.0%

True Gross Yield

65%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €68,596/yr
Average Daily Rate: €291
+1.0% vs area baselineImage quality 8/10 (+3%), No pool (-12%), Has view (+10%)
Payback Period: 15.9 years
5-yr Capital Value: €1.1M
10-yr Capital Value: €1.4M
Brixfox Score: 69.6 / 100
Comparable Properties: 8
Data Confidence: 61%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€979,075

+11.9% over asking

Asking price€875,000
IMT — Property transfer tax (investment schedule)€52,500
IS — Stamp duty (0.8%)€7,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€13,125
Total acquisition costs€73,875
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€30,200
All-in investment (incl. renovation & furnishing)€979,075

Gross yield (asking price)

7.8%

True gross yield (all-in)

7.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 137 m²
Style: minimalist
Condition: new-build
Energy Certificate: A
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

integrated kitchen lightinglarge sliding glass doors to balcony

Score Breakdown

ROI
17.44
Visual Appeal
13.6
Ownership Security
13
Location
8.4
Land & Space
4.74
Rental Demand
6.46
Payback Speed
3
STR Suitability
3

Description

3-bedroom apartment with 137 m2 of gross construction area, 3 parking spaces, balcony in Fuseta, Algarve The apartment has a storage room of 9.65 m2, right in Fuseta and truly integrated into the surrounding natural landscape, part of Ria View, a condominium that combines elegance and quality construction, with breath

Location

📍 37.0870°N, 7.7890°W

· Olhão, Algarve, Portugal

View on JLL Residential Portugal →Also on Idealista.pt
Idealista.pt
Olhão / Eastern Algarve

T3 flat in Moncarapacho e Fuseta, Olhão

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
137 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score70
GradeB+
Brixfox Intelligence
70B+Strong
Score Breakdown
ROI & Yield77%
Capital Growth74%
Risk Profile72%
Market Demand70%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$164K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.2%
$4,158/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
19.1 yr
Rental only

Property details

Energy: A
Condition: new-build

Description

3-bedroom apartment with 137 m2 of gross construction area, 3 parking spaces, balcony in Fuseta, Algarve The apartment has a storage room of 9.65 m2, right in Fuseta and truly integrated into the surrounding natural landscape, part of Ria View, a condominium that combines elegance and quality construction, with breath

Income Breakdown

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Nightly Rate (ADR)
$421/night
50% ($194)Brixfox estimate($421/night)200% ($774)
Occupancy
65%
10%Brixfox estimate(65%)100%

Short-Term Rental

Yearly income
$49,901
Airbnb data$421/night · 65% occupancy
Rental income
$421/night · 65% occ.
$99,164
Running costs (20%)
Utilities, cleaning, maintenance
-$19,833
Income tax (10%)
Indonesian rental income tax
-$27,766
Property tax
Annual property tax
-$1,664
Net income
5.2% ROI
$49,901

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$951,087
IMT (transfer tax, investment schedule)$57,065
Imposto de Selo (stamp duty)$7,609
Notary & registration$1,359
Legal / due diligence$14,266
Total acquisition costs$80,299
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$1,064,212

Gross yield (asking)

10.4%

True gross yield (all-in)

9.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$5.8M$4.3M$2.9M$1.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $875K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.1M
+22%
Rental Income
+$244K
Total Position
$1.3M
+50%
8.4%/yr
Year 10
Capital Value
$1.3M
+48%
Rental Income
+$526K
Total Position
$1.8M
+108%
7.6%/yr
Year 20
Capital Value
$1.9M
+119%
Rental Income
+$1.2M
Total Position
$3.2M
+260%
6.6%/yr
Year 30
Capital Value
$2.8M
+224%
Rental Income
+$2.2M
Total Position
$5.0M
+474%
6.0%/yr

Location

Olhão

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.2% annual return
Occupancy
Good
65% average occupancy
Nightly Rate
Strong
$387 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $387 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 0 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

45% occ.
4.9%
$3,854/mo
55% occ.
6.0%
$4,750/mo
65% occ.
7.1%
$5,645/mo
current
75% occ.
8.3%
$6,541/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.