Village house in Serra, Tavira
Village house in Serra, Tavira — image 2Village house in Serra, Tavira — image 3Village house in Serra, Tavira — image 4Village house in Serra, Tavira — image 5
Grade C+villabudget

Village house in Serra, Tavira

Tavira · Eastern Algarve ·

€125,000

Asking Price (EUR)

1.2%

True Net Yield (Owner, all-in)

0.8%

True Net Yield (Managed, all-in)

1.9%

True Gross Yield

7%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €6,278/yr
Average Daily Rate: €246
-41.0% vs area baselineImage quality 3/10 (-12%), Dated style (-15%), No pool (-12%), Has view (+10%), Budget finish (-12%)
Payback Period: 24.7 years
5-yr Capital Value: €164,248
10-yr Capital Value: €199,833
Brixfox Score: 53.8 / 100
Comparable Properties: 4
Data Confidence: 55%
Search Radius: 10 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€339,106

+171.3% over asking

Asking price€125,000
IMT — Property transfer tax (investment schedule)€1,481
IS — Stamp duty (0.8%)€1,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€1,875
Total acquisition costs€5,606
Renovation (est. €900/m² × 207 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€186,300
(€144,900–€227,700)
Furnishing & STR launch (3bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,200
All-in investment (incl. renovation & furnishing)€339,106

Gross yield (asking price)

5.0%

True gross yield (all-in)

1.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 207 m²
Land: 342 m²
Style: dated
Condition: needs-renovation
Year Built: NaN
Energy Certificate: Exempt
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
14.02
Visual Appeal
4.6
Ownership Security
13
Location
9.84
Land & Space
7.67
Rental Demand
0.7
Payback Speed
1
STR Suitability
3

Description

**Townhouse for Sale in Portela das Cruzes** Discover the unique opportunity to create your dream retreat overlooking the sea in the charming village of Portela das Cruzes. This townhouse, with a built area of 207 m² and a plot of 342 m², offers an ideal space for those seeking tranquility and contact with nature. The

Location

📍 37.2206°N, 7.7047°W

· Tavira, Algarve, Portugal

View on Villas Tavira →Also on Idealista.pt
Idealista.pt
Tavira / Eastern Algarve

Village house in Serra, Tavira

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
207 m²
Land Plot
342 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 3.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score54
GradeC+
Brixfox Intelligence
54C+Moderate
Score Breakdown
ROI & Yield59%
Capital Growth57%
Risk Profile56%
Market Demand54%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.3%
+$27K in 5yr (+22%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.3%
$377/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
30.1 yr
Rental only

Property details

Year built: NaN
Energy: Exempt
Condition: needs-renovation

Description

**Townhouse for Sale in Portela das Cruzes** Discover the unique opportunity to create your dream retreat overlooking the sea in the charming village of Portela das Cruzes. This townhouse, with a built area of 207 m² and a plot of 342 m², offers an ideal space for those seeking tranquility and contact with nature. The

Income Breakdown

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Nightly Rate (ADR)
$359/night
50% ($165)Brixfox estimate($359/night)200% ($660)
Occupancy
7%
10%Brixfox estimate(7%)100%

Short-Term Rental

Yearly income
$4,520
Airbnb data$359/night · 7% occupancy
Rental income
$359/night · 7% occ.
$9,149
Running costs (20%)
Utilities, cleaning, maintenance
-$1,830
Income tax (10%)
Indonesian rental income tax
-$2,562
Property tax
Annual property tax
-$238
Net income
3.3% ROI
$4,520

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$135,870
IMT (transfer tax, investment schedule)$1,610
Imposto de Selo (stamp duty)$1,087
Notary & registration$1,359
Legal / due diligence$2,038
Total acquisition costs$6,093
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$202,500
($157,500–$247,500)
Furnishing & STR launch
3bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$21,957
All-in investment$366,420

Gross yield (asking)

6.7%

True gross yield (all-in)

2.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Tavira.

$694K$520K$347K$173K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $125K
Capital appreciation
Property value growing at +4%/yr based on Tavira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 22: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$152K
+22%
Rental Income
+$22K
Total Position
$174K
+39%
6.9%/yr
Year 10
Capital Value
$185K
+48%
Rental Income
+$48K
Total Position
$233K
+86%
6.4%/yr
Year 20
Capital Value
$274K
+119%
Rental Income
+$112K
Total Position
$386K
+208%
5.8%/yr
Year 30
Capital Value
$405K
+224%
Rental Income
+$198K
Total Position
$603K
+383%
5.4%/yr

Location

Tavira

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.3% annual return
Occupancy
Weak
7% average occupancy
Nightly Rate
Strong
$330 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Good
342 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $330 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.3% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
20.1%
$2,273/mo
40% occ.
26.8%
$3,037/mo
7% occ.
4.5%
$514/mo
current
17% occ.
11.3%
$1,278/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.