Village house in Santa Catarina Fonte Bispo, Tavira
Village house in Santa Catarina Fonte Bispo, Tavira — image 2Village house in Santa Catarina Fonte Bispo, Tavira — image 3Village house in Santa Catarina Fonte Bispo, Tavira — image 4Village house in Santa Catarina Fonte Bispo, Tavira — image 5
Grade B+villamid-range

Village house in Santa Catarina Fonte Bispo, Tavira

Tavira · Eastern Algarve ·

€395,000

Asking Price (EUR)

2.3%

True Net Yield (Owner, all-in)

1.6%

True Net Yield (Managed, all-in)

3.6%

True Gross Yield

37%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €16,546/yr
Average Daily Rate: €121
-7.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%)
Payback Period: 29.8 years
5-yr Capital Value: €519,024
10-yr Capital Value: €631,472
Brixfox Score: 66.2 / 100
Comparable Properties: 4
Data Confidence: 58%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€463,565

+17.4% over asking

Asking price€395,000
IMT — Property transfer tax (investment schedule)€19,430
IS — Stamp duty (0.8%)€3,160
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,925
Total acquisition costs€29,765
Renovation (est. €55/m² × 120 m²)
Light touch-ups — paint, fixtures, deep clean.		€6,600
(€3,600–€9,600)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€463,565

Gross yield (asking price)

4.2%

True gross yield (all-in)

3.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 120 m²
Land: 2700 m²
Style: portuguese-traditional
Condition: good
Year Built: 1937
Energy Certificate: In process

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

blue window trimoutdoor white stone sink/fountainterracotta tiled patio

Score Breakdown

ROI
11.77
Visual Appeal
12.8
Ownership Security
13
Location
9.84
Land & Space
12
Rental Demand
3.75
Payback Speed
0
STR Suitability
3

Description

CHARMING RENOVATED THREE BEDROOM PROPERTY WITH A SEPARATE STUDIO AND BEAUTIFUL VIEWS OF THE COUNTRYSIDE ON A PLOT OF 2.700, 00 SQ. M. LOCATION The property is ideally located near the village of Santa Catarina Fonte do Bispo, just a 10-minute drive away. The coastal town of Tavira can be reached in around 20 minutes,

Location

📍 37.1739°N, 7.8094°W

· Tavira, Algarve, Portugal

View on Aimcliff Properties →Also on Idealista.pt
Idealista.pt
Tavira / Eastern Algarve

Village house in Santa Catarina Fonte Bispo, Tavira

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
120 m²
Land Plot
2700 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 2.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score66
GradeB+
Brixfox Intelligence
66B+Strong
Score Breakdown
ROI & Yield73%
Capital Growth69%
Risk Profile68%
Market Demand66%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.3%
+$86K in 5yr (+22%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.7%
$974/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
13 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
36.7 yr
Rental only

Property details

Year built: 1937
Energy: In process
Condition: good

Description

CHARMING RENOVATED THREE BEDROOM PROPERTY WITH A SEPARATE STUDIO AND BEAUTIFUL VIEWS OF THE COUNTRYSIDE ON A PLOT OF 2.700, 00 SQ. M. LOCATION The property is ideally located near the village of Santa Catarina Fonte do Bispo, just a 10-minute drive away. The coastal town of Tavira can be reached in around 20 minutes,

Income Breakdown

Adjust Forecast

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Nightly Rate (ADR)
$175/night
50% ($80)Brixfox estimate($175/night)200% ($322)
Occupancy
37%
10%Brixfox estimate(37%)100%

Short-Term Rental

Yearly income
$11,685
Airbnb data$175/night · 37% occupancy
Rental income
$175/night · 37% occ.
$23,916
Running costs (20%)
Utilities, cleaning, maintenance
-$4,783
Income tax (10%)
Indonesian rental income tax
-$6,697
Property tax
Annual property tax
-$751
Net income
2.7% ROI
$11,685

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$429,348
IMT (transfer tax, investment schedule)$21,120
Imposto de Selo (stamp duty)$3,435
Notary & registration$1,359
Legal / due diligence$6,440
Total acquisition costs$32,353
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$7,174
($3,913–$10,435)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$501,701

Gross yield (asking)

5.6%

True gross yield (all-in)

4.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Tavira.

$2.1M$1.5M$1.0M$515K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $395K
Capital appreciation
Property value growing at +4%/yr based on Tavira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 26: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$481K
+22%
Rental Income
+$57K
Total Position
$538K
+36%
6.4%/yr
Year 10
Capital Value
$585K
+48%
Rental Income
+$123K
Total Position
$708K
+79%
6.0%/yr
Year 20
Capital Value
$865K
+119%
Rental Income
+$289K
Total Position
$1.2M
+192%
5.5%/yr
Year 30
Capital Value
$1.3M
+224%
Rental Income
+$511K
Total Position
$1.8M
+354%
5.2%/yr

Location

Tavira

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.7% annual return
Occupancy
Weak
37% average occupancy
Nightly Rate
Good
$161 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
2700 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Generous 2700 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.7% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.9%
$1,054/mo
40% occ.
4.0%
$1,426/mo
37% occ.
3.7%
$1,333/mo
current
47% occ.
4.8%
$1,705/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.