Detached house in Em514-3, 764 c, Santo Estêvão
Detached house in Em514-3, 764 c, Santo Estêvão — image 2Detached house in Em514-3, 764 c, Santo Estêvão — image 3Detached house in Em514-3, 764 c, Santo Estêvão — image 4Detached house in Em514-3, 764 c, Santo Estêvão — image 5
Grade B+villamid-range

Detached house in Em514-3, 764 c, Santo Estêvão

Tavira · Eastern Algarve ·

€1.1M

Asking Price (EUR)

3.1%

True Net Yield (Owner, all-in)

2.2%

True Net Yield (Managed, all-in)

4.8%

True Gross Yield

45%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €57,580/yr
Average Daily Rate: €348
+22.0% vs area baselineModern/contemporary style (+12%), Has pool (0%), Has view (+10%)
Payback Period: 22.5 years
5-yr Capital Value: €1.4M
10-yr Capital Value: €1.7M
Brixfox Score: 69.4 / 100
Comparable Properties: 26
Data Confidence: 97%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.2M

+13.1% over asking

Asking price€1.1M
IMT — Property transfer tax (investment schedule)€63,000
IS — Stamp duty (0.8%)€8,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€15,750
Total acquisition costs€88,400
Renovation (est. €55/m² × 271 m²)
Light touch-ups — paint, fixtures, deep clean.		€14,905
(€8,130–€21,680)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€1.2M

Gross yield (asking price)

5.5%

True gross yield (all-in)

4.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 271 m²
Land: 9450 m²
Style: contemporary
Condition: good
Year Built: 2014
Energy Certificate: B
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

multiple swimming poolsextensive private landrural setting

Score Breakdown

ROI
14.62
Visual Appeal
12.8
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
4.53
Payback Speed
1
STR Suitability
3

Description

This detached ground floor villa stands out for its modern style, straight lines and large outdoor spaces, with a leisure area by the pool, parking for several cars and unobstructed sea views. It is located in a quiet and private area, just a few minutes from the A22 motorway and the city of Tavira, its beaches and all

Location

📍 37.1270°N, 7.6506°W

· Tavira, Algarve, Portugal

View on Century21 Realty Art →Also on Idealista.pt
Idealista.pt
Tavira / Eastern Algarve

Detached house in Em514-3, 764 c, Santo Estêvão

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
271 m²
Land Plot
9450 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 3.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score69
GradeB+
Brixfox Intelligence
69B+Strong
Score Breakdown
ROI & Yield76%
Capital Growth72%
Risk Profile71%
Market Demand69%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.3%
+$227K in 5yr (+22%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.7%
$3,484/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
27.3 yr
Rental only

Property details

Year built: 2014
Energy: B
Condition: good

Description

This detached ground floor villa stands out for its modern style, straight lines and large outdoor spaces, with a leisure area by the pool, parking for several cars and unobstructed sea views. It is located in a quiet and private area, just a few minutes from the A22 motorway and the city of Tavira, its beaches and all

Income Breakdown

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Nightly Rate (ADR)
$509/night
50% ($234)Brixfox estimate($509/night)200% ($937)
Occupancy
45%
10%Brixfox estimate(45%)100%

Short-Term Rental

Yearly income
$41,804
Airbnb data$509/night · 45% occupancy
Rental income
$509/night · 45% occ.
$84,234
Running costs (20%)
Utilities, cleaning, maintenance
-$16,847
Income tax (10%)
Indonesian rental income tax
-$23,585
Property tax
Annual property tax
-$1,997
Net income
3.7% ROI
$41,804

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,141,304
IMT (transfer tax, investment schedule)$68,478
Imposto de Selo (stamp duty)$9,130
Notary & registration$1,359
Legal / due diligence$17,120
Total acquisition costs$96,087
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$16,201
($8,837–$23,565)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$1,289,136

Gross yield (asking)

7.4%

True gross yield (all-in)

6.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Tavira.

$6.0M$4.5M$3.0M$1.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.1M
Capital appreciation
Property value growing at +4%/yr based on Tavira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 21: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.3M
+22%
Rental Income
+$204K
Total Position
$1.5M
+41%
7.1%/yr
Year 10
Capital Value
$1.6M
+48%
Rental Income
+$441K
Total Position
$2.0M
+90%
6.6%/yr
Year 20
Capital Value
$2.3M
+119%
Rental Income
+$1.0M
Total Position
$3.3M
+218%
5.9%/yr
Year 30
Capital Value
$3.4M
+224%
Rental Income
+$1.8M
Total Position
$5.2M
+399%
5.5%/yr

Location

Tavira

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.7% annual return
Occupancy
Average
45% average occupancy
Nightly Rate
Strong
$469 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
9450 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $469 — positioned in the top tier
Generous 9450 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.7% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.2%
$3,088/mo
40% occ.
4.4%
$4,172/mo
45% occ.
5.0%
$4,747/mo
current
55% occ.
6.1%
$5,832/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.