Detached house in Centro, Faro
Detached house in Centro, Faro — image 2Detached house in Centro, Faro — image 3Detached house in Centro, Faro — image 4Detached house in Centro, Faro — image 5
Grade B+villamid-range

Detached house in Centro, Faro

Faro · Eastern Algarve ·

€280,000

Asking Price (EUR)

7.9%

True Net Yield (Owner, all-in)

5.4%

True Net Yield (Managed, all-in)

12.1%

True Gross Yield

51%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.5 months ago and is currently at 13% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €40,724/yr
Average Daily Rate: €219
-10.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%)
Payback Period: 8.4 years
5-yr Capital Value: €367,916
10-yr Capital Value: €447,626
Brixfox Score: 71 / 100
Comparable Properties: 23
Data Confidence: 97%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€336,977

+20.3% over asking

Asking price€280,000
IMT — Property transfer tax (investment schedule)€10,597
IS — Stamp duty (0.8%)€2,240
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,200
Total acquisition costs€18,287
Renovation (est. €55/m² × 118 m²)
Light touch-ups — paint, fixtures, deep clean.		€6,490
(€3,540–€9,440)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€336,977

Gross yield (asking price)

14.5%

True gross yield (all-in)

12.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 1
Building: 118 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: B-

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional facade colorsornate window framessmall balconies with wrought iron railings

Score Breakdown

ROI
24.99
Visual Appeal
8.8
Ownership Security
13
Location
7.8
Land & Space
4.36
Rental Demand
5.1
Payback Speed
4
STR Suitability
3

Description

Ground floor T3 house, converted into a commercial space (restaurant) on Rua de São Pedro, in the center of Faro. Potential for various uses with a privileged location in the capital of the Algarve. Completely renovated, new plumbing and electrical system, a charming space with 118m2, new furniture, equipped industrial

Location

📍 37.0163°N, 7.9362°W

· Faro, Algarve, Portugal

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Faro / Eastern Algarve

Detached house in Centro, Faro

Inventory
3 Beds
Bathrooms
1 Baths
Built Area
118 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 10.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score71
GradeB+
Brixfox Intelligence
71B+Strong
Score Breakdown
ROI & Yield78%
Capital Growth75%
Risk Profile72%
Market Demand71%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

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Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$53K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
10.1%
$2,553/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
9.9 yr
Rental only

Property details

Energy: B-
Condition: good

Description

Ground floor T3 house, converted into a commercial space (restaurant) on Rua de São Pedro, in the center of Faro. Potential for various uses with a privileged location in the capital of the Algarve. Completely renovated, new plumbing and electrical system, a charming space with 118m2, new furniture, equipped industrial

Income Breakdown

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Nightly Rate (ADR)
$322/night
50% ($148)Brixfox estimate($322/night)200% ($593)
Occupancy
51%
10%Brixfox estimate(51%)100%

Short-Term Rental

Yearly income
$30,633
Airbnb data$322/night · 51% occupancy
Rental income
$322/night · 51% occ.
$59,935
Running costs (20%)
Utilities, cleaning, maintenance
-$11,987
Income tax (10%)
Indonesian rental income tax
-$16,782
Property tax
Annual property tax
-$533
Net income
10.1% ROI
$30,633

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$304,348
IMT (transfer tax, investment schedule)$11,518
Imposto de Selo (stamp duty)$2,435
Notary & registration$1,359
Legal / due diligence$4,565
Total acquisition costs$19,877
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$7,054
($3,848–$10,261)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$364,105

Gross yield (asking)

19.7%

True gross yield (all-in)

16.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Faro.

$2.6M$1.9M$1.3M$647K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $280K
Capital appreciation
Property value growing at +4%/yr based on Faro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 9: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$341K
+22%
Rental Income
+$150K
Total Position
$490K
+75%
11.9%/yr
Year 10
Capital Value
$414K
+48%
Rental Income
+$323K
Total Position
$738K
+163%
10.2%/yr
Year 20
Capital Value
$614K
+119%
Rental Income
+$757K
Total Position
$1.4M
+390%
8.3%/yr
Year 30
Capital Value
$908K
+224%
Rental Income
+$1.3M
Total Position
$2.2M
+703%
7.2%/yr

Location

Faro

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
10.1% annual return
Occupancy
Average
51% average occupancy
Nightly Rate
Strong
$296 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 10.1% — outperforms most villas in this market
Premium nightly rate of $296 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 51% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

31% occ.
8.2%
$2,080/mo
41% occ.
10.9%
$2,766/mo
51% occ.
13.6%
$3,452/mo
current
61% occ.
16.3%
$4,137/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.