Detached house in Rua Doutor José de Matos, Alto de Santo António - Bom João - João de Deus, Faro
Detached house in Rua Doutor José de Matos, Alto de Santo António - Bom João - João de Deus, Faro — image 2Detached house in Rua Doutor José de Matos, Alto de Santo António - Bom João - João de Deus, Faro — image 3Detached house in Rua Doutor José de Matos, Alto de Santo António - Bom João - João de Deus, Faro — image 4Detached house in Rua Doutor José de Matos, Alto de Santo António - Bom João - João de Deus, Faro — image 5
Grade B+villabudget

Detached house in Rua Doutor José de Matos, Alto de Santo António - Bom João - João de Deus, Faro

Faro · Eastern Algarve ·

€340,000

Asking Price (EUR)

5.8%

True Net Yield (Owner, all-in)

4.1%

True Net Yield (Managed, all-in)

9.0%

True Gross Yield

40%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €47,790/yr
Average Daily Rate: €331
-25.0% vs area baselineImage quality 5/10 (-6%), Portuguese-traditional style (+5%), No pool (-12%), Budget finish (-12%)
Payback Period: 8.8 years
5-yr Capital Value: €446,755
10-yr Capital Value: €543,546
Brixfox Score: 68.5 / 100
Comparable Properties: 5
Data Confidence: 75%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€530,950

+56.2% over asking

Asking price€340,000
IMT — Property transfer tax (investment schedule)€15,030
IS — Stamp duty (0.8%)€2,720
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,100
Total acquisition costs€24,100
Renovation (est. €900/m² × 157 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€141,300
(€109,900–€172,700)
Furnishing & STR launch (4bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€25,550
All-in investment (incl. renovation & furnishing)€530,950

Gross yield (asking price)

14.1%

True gross yield (all-in)

9.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 157 m²
Land: 175 m²
Style: portuguese-traditional
Condition: needs-renovation
Year Built: 1951
Energy Certificate: Exempt

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional facadestreet-level access

Score Breakdown

ROI
24.63
Visual Appeal
7.8
Ownership Security
13
Location
7.8
Land & Space
4.29
Rental Demand
3.95
Payback Speed
4
STR Suitability
3

Description

House T4 for sale.

Location

📍 37.0154°N, 7.9227°W

· Faro, Algarve, Portugal

View on RE/MAX MERCADO →Also on Idealista.pt
Idealista.pt
Faro / Eastern Algarve

Detached house in Rua Doutor José de Matos, Alto de Santo António - Bom João - João de Deus, Faro

Inventory
4 Beds
Bathrooms
3 Baths
Built Area
157 m²
Land Plot
175 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 9.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score69
GradeB+
Brixfox Intelligence
69B+Strong
Score Breakdown
ROI & Yield76%
Capital Growth72%
Risk Profile71%
Market Demand69%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$64K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
9.6%
$2,958/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
10.4 yr
Rental only

Property details

Year built: 1951
Energy: Exempt
Condition: needs-renovation

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$482/night
50% ($222)Brixfox estimate($482/night)200% ($887)
Occupancy
40%
10%Brixfox estimate(40%)100%

Short-Term Rental

Yearly income
$35,499
Airbnb data$482/night · 40% occupancy
Rental income
$482/night · 40% occ.
$69,512
Running costs (20%)
Utilities, cleaning, maintenance
-$13,902
Income tax (10%)
Indonesian rental income tax
-$19,463
Property tax
Annual property tax
-$647
Net income
9.6% ROI
$35,499

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$369,565
IMT (transfer tax, investment schedule)$16,337
Imposto de Selo (stamp duty)$2,957
Notary & registration$1,359
Legal / due diligence$5,543
Total acquisition costs$26,196
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$153,587
($119,457–$187,717)
Furnishing & STR launch
4bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$25,598
All-in investment$574,946

Gross yield (asking)

18.8%

True gross yield (all-in)

12.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Faro.

$3.1M$2.3M$1.5M$764K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $340K
Capital appreciation
Property value growing at +4%/yr based on Faro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$414K
+22%
Rental Income
+$173K
Total Position
$587K
+73%
11.5%/yr
Year 10
Capital Value
$503K
+48%
Rental Income
+$374K
Total Position
$878K
+158%
9.9%/yr
Year 20
Capital Value
$745K
+119%
Rental Income
+$878K
Total Position
$1.6M
+377%
8.1%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$1.6M
Total Position
$2.7M
+681%
7.1%/yr

Location

Faro

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
9.6% annual return
Occupancy
Weak
40% average occupancy
Nightly Rate
Strong
$443 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Average
175 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 9.6% — outperforms most villas in this market
Premium nightly rate of $443 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 40% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
9.8%
$3,024/mo
40% occ.
13.2%
$4,050/mo
current
40% occ.
13.0%
$4,001/mo
current
50% occ.
16.3%
$5,027/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.