Semi-detached house in Centro, Faro
Semi-detached house in Centro, Faro — image 2Semi-detached house in Centro, Faro — image 3Semi-detached house in Centro, Faro — image 4Semi-detached house in Centro, Faro — image 5
Grade B+villamid-range

Semi-detached house in Centro, Faro

Faro · Eastern Algarve ·

€850,000

Asking Price (EUR)

11.4%

True Net Yield (Owner, all-in)

7.9%

True Net Yield (Managed, all-in)

17.6%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €173,667/yr
Average Daily Rate: 1023
-3.0% vs area baselineImage quality 6/10 (-3%), Modern/contemporary style (+12%), No pool (-12%)
Payback Period: 6.1 years
5-yr Capital Value: €1.1M
10-yr Capital Value: €1.4M
Brixfox Score: 72.7 / 100
Comparable Properties: 4
Data Confidence: 55%
Search Radius: 10 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€987,540

+16.2% over asking

Asking price€850,000
IMT — Property transfer tax (investment schedule)€51,000
IS — Stamp duty (0.8%)€6,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€12,750
Total acquisition costs€71,800
Renovation (est. €55/m² × 318)
Light touch-ups — paint, fixtures, deep clean.
€17,490
(€9,540€25,440)
Furnishing & STR launch (6bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€48,250
All-in investment (incl. renovation & furnishing)€987,540

Gross yield (asking price)

20.4%

True gross yield (all-in)

17.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 6
Bathrooms: 5
Building: 318
Land: 219
Style: contemporary
Condition: good
Year Built: 1950
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

floating square shelves

Score Breakdown

ROI
25
Visual Appeal
9.8
Ownership Security
13
Location
7.8
Land & Space
4.42
Rental Demand
4.65
Payback Speed
5
STR Suitability
3

Description

House/Palace with history in downtown Faro. Completely renovated, with high quality standards. Currently under AL regime, with license in force. Comprising 6 bedrooms, 5 bathrooms with showers, 2 equipped kitchens, patios on the ground floor and 1st floor, 2 terraces with a small pantry on the 2nd floor, equipped laund

Location

📍 37.0202°N, 7.9364°W

· Faro, Algarve, Portugal

Idealista.pt
Faro / Eastern Algarve

Semi-detached house in Centro, Faro

Inventory
6 Beds
Bathrooms
5 Baths
Built Area
318 m²
Land Plot
219 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 14.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score73
GradeB+
Brixfox Intelligence
73B+Strong
Score Breakdown
ROI & Yield80%
Capital Growth77%
Risk Profile74%
Market Demand73%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+17.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$160K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
14.0%
$10,804/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
6 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
7.1 yr
Rental only

Property details

Year built: 1950
Energy: C
Condition: good

Description

House/Palace with history in downtown Faro. Completely renovated, with high quality standards. Currently under AL regime, with license in force. Comprising 6 bedrooms, 5 bathrooms with showers, 2 equipped kitchens, patios on the ground floor and 1st floor, 2 terraces with a small pantry on the 2nd floor, equipped laund

Income Breakdown

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Nightly Rate (ADR)
$1,487/night
50% ($684)Brixfox estimate($1,487/night)200% ($2737)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Yearly income
$129,650
Airbnb data$1,487/night · 47% occupancy
Rental income
$1,487/night · 47% occ.
$252,436
Running costs (20%)
Utilities, cleaning, maintenance
-$50,487
Income tax (10%)
Indonesian rental income tax
-$70,682
Property tax
Annual property tax
-$1,617
Net income
14.0% ROI
$129,650

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$923,913
IMT (transfer tax, investment schedule)$55,435
Imposto de Selo (stamp duty)$7,391
Notary & registration$1,359
Legal / due diligence$13,859
Total acquisition costs$78,043
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.
$19,011
($10,370$27,652)
Furnishing & STR launch
6bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.
$50,272
All-in investment$1,071,239

Gross yield (asking)

27.3%

True gross yield (all-in)

23.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Faro.

$9.7M$7.3M$4.8M$2.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $850K
Capital appreciation
Property value growing at +4%/yr based on Faro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 7: rental income alone has repaid the full purchase price.
2x return
Year 6: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.0M
+22%
Rental Income
+$633K
Total Position
$1.7M
+96%
14.4%/yr
Year 10
Capital Value
$1.3M
+48%
Rental Income
+$1.4M
Total Position
$2.6M
+209%
11.9%/yr
Year 20
Capital Value
$1.9M
+119%
Rental Income
+$3.2M
Total Position
$5.1M
+496%
9.3%/yr
Year 30
Capital Value
$2.8M
+224%
Rental Income
+$5.7M
Total Position
$8.4M
+892%
7.9%/yr

Location

Faro

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
14.0% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Strong
$1368 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Average
219 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 14.0% — outperforms most villas in this market
Premium nightly rate of $1368 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 47% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
12.2%
$9,365/mo
40% occ.
16.3%
$12,532/mo
47% occ.
18.9%
$14,590/mo
current
57% occ.
23.1%
$17,757/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.