T2 flat in Centro, Faro
T2 flat in Centro, Faro — image 2T2 flat in Centro, Faro — image 3T2 flat in Centro, Faro — image 4T2 flat in Centro, Faro — image 5
Grade B+apartmentmid-range

T2 flat in Centro, Faro

Faro · Eastern Algarve ·

€425,000

Asking Price (EUR)

4.6%

True Net Yield (Owner, all-in)

3.2%

True Net Yield (Managed, all-in)

7.0%

True Gross Yield

51%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.5 months ago and is currently at 12% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €33,962/yr
Average Daily Rate: €184
+1.0% vs area baselineImage quality 8/10 (+3%), No pool (-12%), Has view (+10%)
Payback Period: 15.3 years
5-yr Capital Value: €558,444
10-yr Capital Value: €679,432
Brixfox Score: 67.4 / 100
Comparable Properties: 76
Data Confidence: 97%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€482,705

+13.6% over asking

Asking price€425,000
IMT — Property transfer tax (investment schedule)€21,830
IS — Stamp duty (0.8%)€3,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,375
Total acquisition costs€32,855
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€24,850
All-in investment (incl. renovation & furnishing)€482,705

Gross yield (asking price)

8.0%

True gross yield (all-in)

7.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 107 m²
Style: minimalist
Condition: new-build
Year Built: 2026
Energy Certificate: A
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

integrated appliancesminimalist cabinetrykitchen island with breakfast bar

Score Breakdown

ROI
17.84
Visual Appeal
13.6
Ownership Security
13
Location
7.8
Land & Space
4.14
Rental Demand
5.07
Payback Speed
3
STR Suitability
3

Description

Real Estate L&A presents for sale a modern and luxurious two-bedroom apartment, ideal as a residence or investment, located in the prestigious Atrium development in the heart of Faro, one of the city's most sought-after residential areas. The apartment features spacious and well-distributed interiors, offering a brigh

Location

📍 37.0194°N, 7.9264°W

· Faro, Algarve, Portugal

View on L & A Real Estate Partners →Also on Idealista.pt
Idealista.pt
Faro / Eastern Algarve

T2 flat in Centro, Faro

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
107 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score67
GradeB+
Brixfox Intelligence
67B+Strong
Score Breakdown
ROI & Yield74%
Capital Growth70%
Risk Profile69%
Market Demand67%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$80K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.5%
$2,105/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
18.3 yr
Rental only

Property details

Year built: 2026
Energy: A
Condition: new-build

Description

Real Estate L&A presents for sale a modern and luxurious two-bedroom apartment, ideal as a residence or investment, located in the prestigious Atrium development in the heart of Faro, one of the city's most sought-after residential areas. The apartment features spacious and well-distributed interiors, offering a brigh

Income Breakdown

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Nightly Rate (ADR)
$271/night
50% ($125)Brixfox estimate($271/night)200% ($499)
Occupancy
51%
10%Brixfox estimate(51%)100%

Short-Term Rental

Yearly income
$25,263
Airbnb data$271/night · 51% occupancy
Rental income
$271/night · 51% occ.
$50,137
Running costs (20%)
Utilities, cleaning, maintenance
-$10,027
Income tax (10%)
Indonesian rental income tax
-$14,038
Property tax
Annual property tax
-$808
Net income
5.5% ROI
$25,263

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$461,957
IMT (transfer tax, investment schedule)$23,728
Imposto de Selo (stamp duty)$3,696
Notary & registration$1,359
Legal / due diligence$6,929
Total acquisition costs$35,712
RenovationMove-in ready
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$27,011
All-in investment$524,679

Gross yield (asking)

10.9%

True gross yield (all-in)

9.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Faro.

$2.9M$2.1M$1.4M$714K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $425K
Capital appreciation
Property value growing at +4%/yr based on Faro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$517K
+22%
Rental Income
+$123K
Total Position
$640K
+51%
8.5%/yr
Year 10
Capital Value
$629K
+48%
Rental Income
+$266K
Total Position
$896K
+111%
7.7%/yr
Year 20
Capital Value
$931K
+119%
Rental Income
+$625K
Total Position
$1.6M
+266%
6.7%/yr
Year 30
Capital Value
$1.4M
+224%
Rental Income
+$1.1M
Total Position
$2.5M
+485%
6.1%/yr

Location

Faro

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.5% annual return
Occupancy
Average
51% average occupancy
Nightly Rate
Strong
$249 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $249 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 51% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

31% occ.
4.4%
$1,703/mo
41% occ.
5.9%
$2,280/mo
51% occ.
7.4%
$2,857/mo
current
61% occ.
8.9%
$3,434/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.