Detached house in Penha - Vale da Amoreira, Faro
Detached house in Penha - Vale da Amoreira, Faro — image 2Detached house in Penha - Vale da Amoreira, Faro — image 3Detached house in Penha - Vale da Amoreira, Faro — image 4Detached house in Penha - Vale da Amoreira, Faro — image 5
Grade C+villabudget

Detached house in Penha - Vale da Amoreira, Faro

Faro · Eastern Algarve ·

€265,000

Asking Price (EUR)

2.2%

True Net Yield (Owner, all-in)

1.5%

True Net Yield (Managed, all-in)

3.4%

True Gross Yield

43%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €10,098/yr
Average Daily Rate: €64
-45.0% vs area baselineImage quality 5/10 (-6%), Dated style (-15%), No pool (-12%), Budget finish (-12%)
Payback Period: 32.6 years
5-yr Capital Value: €348,206
10-yr Capital Value: €423,646
Brixfox Score: 53.6 / 100
Comparable Properties: 100
Data Confidence: 89%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€300,692

+13.5% over asking

Asking price€265,000
IMT — Property transfer tax (investment schedule)€9,547
IS — Stamp duty (0.8%)€2,120
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,975
Total acquisition costs€16,892
Renovation (est. €55/m² × 60 m²)
Light touch-ups — paint, fixtures, deep clean.		€3,300
(€1,800–€4,800)
Furnishing & STR launch (1bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€15,500
All-in investment (incl. renovation & furnishing)€300,692

Gross yield (asking price)

3.8%

True gross yield (all-in)

3.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 60 m²
Land: 204 m²
Style: dated
Condition: good
Year Built: 2025
Energy Certificate: E

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
11.36
Visual Appeal
6.8
Ownership Security
13
Location
7.8
Land & Space
7.26
Rental Demand
4.34
Payback Speed
0
STR Suitability
3

Description

Single-storey villa, with two independent entrances, inserted in a privileged location in the centre of the city of Faro. Fully recovered in 2025, this property stands out for its generous backyard with independent access, ideal for moments of leisure or future appreciation of the property. Inside, the villa has two

Location

📍 37.0309°N, 7.9226°W

· Faro, Algarve, Portugal

View on RedeReal Loulé →Also on Idealista.pt
Idealista.pt
Faro / Eastern Algarve

Detached house in Penha - Vale da Amoreira, Faro

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
60 m²
Land Plot
204 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 2.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score54
GradeC+
Brixfox Intelligence
54C+Moderate
Score Breakdown
ROI & Yield59%
Capital Growth57%
Risk Profile56%
Market Demand54%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+6.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$50K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.5%
$593/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
14 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
40.4 yr
Rental only

Property details

Year built: 2025
Energy: E
Condition: good

Description

Single-storey villa, with two independent entrances, inserted in a privileged location in the centre of the city of Faro. Fully recovered in 2025, this property stands out for its generous backyard with independent access, ideal for moments of leisure or future appreciation of the property. Inside, the villa has two

Income Breakdown

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Nightly Rate (ADR)
$93/night
50% ($43)Brixfox estimate($93/night)200% ($170)
Occupancy
43%
10%Brixfox estimate(43%)100%

Short-Term Rental

Yearly income
$7,122
Airbnb data$93/night · 43% occupancy
Rental income
$93/night · 43% occ.
$14,665
Running costs (20%)
Utilities, cleaning, maintenance
-$2,933
Income tax (10%)
Indonesian rental income tax
-$4,106
Property tax
Annual property tax
-$504
Net income
2.5% ROI
$7,122

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$288,043
IMT (transfer tax, investment schedule)$10,377
Imposto de Selo (stamp duty)$2,304
Notary & registration$1,359
Legal / due diligence$4,321
Total acquisition costs$18,361
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$3,587
($1,957–$5,217)
Furnishing & STR launch
1bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$14,674
All-in investment$324,665

Gross yield (asking)

5.1%

True gross yield (all-in)

4.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Faro.

$1.3M$1.0M$673K$337K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $265K
Capital appreciation
Property value growing at +4%/yr based on Faro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 27: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$322K
+22%
Rental Income
+$35K
Total Position
$357K
+35%
6.2%/yr
Year 10
Capital Value
$392K
+48%
Rental Income
+$75K
Total Position
$467K
+76%
5.8%/yr
Year 20
Capital Value
$581K
+119%
Rental Income
+$176K
Total Position
$757K
+186%
5.4%/yr
Year 30
Capital Value
$860K
+224%
Rental Income
+$312K
Total Position
$1.2M
+342%
5.1%/yr

Location

Faro

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.5% annual return
Occupancy
Weak
43% average occupancy
Nightly Rate
Average
$85 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Average
204 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.5% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.3%
$549/mo
40% occ.
3.1%
$746/mo
43% occ.
3.4%
$813/mo
current
53% occ.
4.2%
$1,010/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.