Detached house in Gambelas, Montenegro
Detached house in Gambelas, Montenegro — image 2Detached house in Gambelas, Montenegro — image 3Detached house in Gambelas, Montenegro — image 4Detached house in Gambelas, Montenegro — image 5
Grade A+villaluxury

Detached house in Gambelas, Montenegro

Faro · Eastern Algarve ·

€1.5M

Asking Price (EUR)

14.0%

True Net Yield (Owner, all-in)

9.7%

True Net Yield (Managed, all-in)

21.5%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €368,955/yr
Average Daily Rate: €1515
+26.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Luxury finish (+8%)
Payback Period: 4.0 years
5-yr Capital Value: €2.0M
10-yr Capital Value: €2.4M
Brixfox Score: 85.5 / 100
Comparable Properties: 11
Data Confidence: 65%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.7M

+14.6% over asking

Asking price€1.5M
IMT — Property transfer tax (investment schedule)€112,500
IS — Stamp duty (0.8%)€12,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€22,500
Total acquisition costs€148,250
Renovation€0 — move-in ready
Furnishing & STR launch (5bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€71,000
All-in investment (incl. renovation & furnishing)€1.7M

Gross yield (asking price)

24.6%

True gross yield (all-in)

21.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 6
Building: 427 m²
Style: modern
Condition: new-build
Year Built: 2026
Energy Certificate: A+
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

infinity-edge poollarge glass sliding doorsrooftop terrace with glass railingwood-clad facade accents

Score Breakdown

ROI
25
Visual Appeal
16.6
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
8.5
Payback Speed
5
STR Suitability
3

Description

ref: 160934.

Location

📍 37.0448°N, 7.9666°W

· Faro, Algarve, Portugal

View on IAD Portugal →Also on Idealista.pt
Idealista.pt
Faro / Eastern Algarve

Detached house in Gambelas, Montenegro

Inventory
5 Beds
Bathrooms
6 Baths
Built Area
427 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade A+ investment — short-term rental yields 21.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score86
GradeA+
Brixfox Intelligence
86A+Excellent
Score Breakdown
ROI & Yield95%
Capital Growth90%
Risk Profile87%
Market Demand86%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+25.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$282K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
21.5%
$29,215/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
4 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
4.7 yr
Rental only

Property details

Year built: 2026
Energy: A+
Condition: new-build

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$2,191/night
50% ($1008)Brixfox estimate($2,191/night)200% ($4031)
Occupancy
85%
10%Brixfox estimate(85%)100%

Short-Term Rental

Yearly income
$350,582
Airbnb data$2,191/night · 85% occupancy
Rental income
$2,191/night · 85% occ.
$679,683
Running costs (20%)
Utilities, cleaning, maintenance
-$135,937
Income tax (10%)
Indonesian rental income tax
-$190,311
Property tax
Annual property tax
-$2,853
Net income
21.5% ROI
$350,582

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,630,435
IMT (transfer tax, investment schedule)$122,283
Imposto de Selo (stamp duty)$13,043
Notary & registration$1,359
Legal / due diligence$24,457
Total acquisition costs$161,141
RenovationMove-in ready
Furnishing & STR launch
5bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$75,000
All-in investment$1,866,576

Gross yield (asking)

41.7%

True gross yield (all-in)

36.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Faro.

$23.2M$17.4M$11.6M$5.8M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.5M
Capital appreciation
Property value growing at +4%/yr based on Faro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 5: rental income alone has repaid the full purchase price.
2x return
Year 4: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.8M
+22%
Rental Income
+$1.7M
Total Position
$3.5M
+136%
18.7%/yr
Year 10
Capital Value
$2.2M
+48%
Rental Income
+$3.7M
Total Position
$5.9M
+295%
14.7%/yr
Year 20
Capital Value
$3.3M
+119%
Rental Income
+$8.7M
Total Position
$12.0M
+697%
10.9%/yr
Year 30
Capital Value
$4.9M
+224%
Rental Income
+$15.3M
Total Position
$20.2M
+1247%
9.1%/yr

Location

Faro

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
21.5% annual return
Occupancy
Strong
85% average occupancy
Nightly Rate
Strong
$2016 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 21.5% — outperforms most villas in this market
Strong occupancy at 85% — consistent booking demand
Premium nightly rate of $2016 — positioned in the top tier

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 0 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

65% occ.
22.1%
$30,081/mo
75% occ.
25.6%
$34,746/mo
85% occ.
29.0%
$39,410/mo
current
95% occ.
32.4%
$44,075/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.