T2 flat in Rua da Liberdade, 50, Cidade de Lagoa, Lagoa e Carvoeiro
T2 flat in Rua da Liberdade, 50, Cidade de Lagoa, Lagoa e Carvoeiro — image 2T2 flat in Rua da Liberdade, 50, Cidade de Lagoa, Lagoa e Carvoeiro — image 3T2 flat in Rua da Liberdade, 50, Cidade de Lagoa, Lagoa e Carvoeiro — image 4T2 flat in Rua da Liberdade, 50, Cidade de Lagoa, Lagoa e Carvoeiro — image 5
Grade Bapartmentmid-range

T2 flat in Rua da Liberdade, 50, Cidade de Lagoa, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€285,000

Asking Price (EUR)

3.9%

True Net Yield (Owner, all-in)

2.7%

True Net Yield (Managed, all-in)

6.0%

True Gross Yield

34%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €19,704/yr
Average Daily Rate: €159
Payback Period: 18.1 years
5-yr Capital Value: €374,486
10-yr Capital Value: €455,619
Brixfox Score: 64.3 / 100
Comparable Properties: 59
Data Confidence: 85%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€328,602

+15.3% over asking

Asking price€285,000
IMT — Property transfer tax (investment schedule)€10,947
IS — Stamp duty (0.8%)€2,280
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,275
Total acquisition costs€18,752
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€24,850
All-in investment (incl. renovation & furnishing)€328,602

Gross yield (asking price)

6.9%

True gross yield (all-in)

6.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 87 m²
Land: 87 m²
Style: modern
Condition: new-build
Year Built: NaN

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

integrated kitchen cabinetryrecessed ceiling lightinglarge format abstract art

Score Breakdown

ROI
16.3
Visual Appeal
10
Ownership Security
13
Location
10.56
Land & Space
6
Rental Demand
3.4
Payback Speed
2
STR Suitability
3

Description

The Atrium Liberdade offers 33 apartments with diverse floor plans and typologies. Each apartment features modern open-concept spaces, promoting natural light and creating a unique and luminous atmosphere. Facing south, these are flooded with constant Algarvian sunlight. The Atrium Liberdade harmonizes private and soc

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

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Lagoa/Carvoeiro / Central Algarve

T2 flat in Rua da Liberdade, 50, Cidade de Lagoa, Lagoa e Carvoeiro

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
87 m²
Land Plot
87 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.6% net return annually.

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The Investment

Brixfox Score64
GradeB
Brixfox Intelligence
64BStrong
Score Breakdown
ROI & Yield70%
Capital Growth67%
Risk Profile66%
Market Demand64%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$79K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.6%
$1,190/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
21.7 yr
Rental only

Property details

Year built: NaN
Condition: new-build

Description

The Atrium Liberdade offers 33 apartments with diverse floor plans and typologies. Each apartment features modern open-concept spaces, promoting natural light and creating a unique and luminous atmosphere. Facing south, these are flooded with constant Algarvian sunlight. The Atrium Liberdade harmonizes private and soc

Income Breakdown

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Nightly Rate (ADR)
$230/night
50% ($106)Brixfox estimate($230/night)200% ($423)
Occupancy
34%
10%Brixfox estimate(34%)100%

Short-Term Rental

Yearly income
$14,280
Airbnb data$230/night · 34% occupancy
Rental income
$230/night · 34% occ.
$28,504
Running costs (20%)
Utilities, cleaning, maintenance
-$5,701
Income tax (10%)
Indonesian rental income tax
-$7,981
Property tax
Annual property tax
-$542
Net income
4.6% ROI
$14,280

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$309,783
IMT (transfer tax, investment schedule)$11,899
Imposto de Selo (stamp duty)$2,478
Notary & registration$1,359
Legal / due diligence$4,647
Total acquisition costs$20,383
RenovationMove-in ready
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$27,011
All-in investment$357,176

Gross yield (asking)

9.2%

True gross yield (all-in)

8.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$1.8M$1.3M$891K$445K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $285K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$347K
+22%
Rental Income
+$70K
Total Position
$416K
+46%
7.9%/yr
Year 10
Capital Value
$422K
+48%
Rental Income
+$151K
Total Position
$572K
+101%
7.2%/yr
Year 20
Capital Value
$624K
+119%
Rental Income
+$353K
Total Position
$977K
+243%
6.4%/yr
Year 30
Capital Value
$924K
+224%
Rental Income
+$625K
Total Position
$1.5M
+444%
5.8%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.6% annual return
Occupancy
Weak
34% average occupancy
Nightly Rate
Strong
$211 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
87 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $211 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.6% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.5%
$1,422/mo
40% occ.
7.4%
$1,911/mo
34% occ.
6.3%
$1,618/mo
current
44% occ.
8.2%
$2,107/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.