Terraced house in Urbanização Quinta Rosal, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro
Terraced house in Urbanização Quinta Rosal, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 2Terraced house in Urbanização Quinta Rosal, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 3Terraced house in Urbanização Quinta Rosal, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 4Terraced house in Urbanização Quinta Rosal, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 5
Grade B+villamid-range

Terraced house in Urbanização Quinta Rosal, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€448,000

Asking Price (EUR)

6.5%

True Net Yield (Owner, all-in)

4.4%

True Net Yield (Managed, all-in)

8.7%

True Gross Yield

57%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 3.2 months ago and is currently at 27% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.78, occupancy cap 68%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €45,008/yr
Average Daily Rate: €215
+3.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%), Has view (+10%)
Payback Period: 23.3 years
5-yr Capital Value: €519,355
10-yr Capital Value: €602,075
Brixfox Score: 66.5 / 100
Comparable Properties: 50
Data Confidence: 95%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€516,069

+15.2% over asking

Asking price€448,000
IMT — Property transfer tax (investment schedule)€23,670
IS — Stamp duty (0.8%)€3,584
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,720
Total acquisition costs€35,224
Renovation (est. €55/m² × 109 m²)
Light touch-ups — paint, fixtures, deep clean.		€5,995
(€3,270–€8,720)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€516,069

Gross yield (asking price)

10.1%

True gross yield (all-in)

8.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 3
Building: 109 m²
Land: 109 m²
Style: portuguese-traditional
Condition: good
Year Built: 2000
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional white and green exteriorterraced garden areasstar-shaped ceiling light fixture

Score Breakdown

ROI
15.9
Visual Appeal
11.2
Ownership Security
13
Location
10.56
Land & Space
3.08
Rental Demand
5.74
Payback Speed
3
STR Suitability
4

Description

Fully renovated 2+1 bedroom villa in Lagoa. With an area of 109 m², it is located in a quiet, well-maintained resort surrounded by green areas, just a few minutes' drive from the picturesque village of Carvoeiro. Spread over two floors, the villa offers a bright open-plan area on the ground floor that integrates the

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

Listed by RE/MAX VIP via Idealista.pt
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
Idealista.pt
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 3 of 5
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 4 of 5
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Terraced house in Urbanização Quinta Rosal, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-109 Source verified · Idealista.pt · listed 2 Jun 2026
Asking price · Freehold
$486,957
Inquire — direct to agent
Ownership
Freehold
Bedrooms
2
Bathrooms
3
Built area
109 m²
Land
109 m²
Brixfox Score 67 · B+Financial analysis ↓

Property details

Year built: 2000
Condition: good

Description

Fully renovated 2+1 bedroom villa in Lagoa. With an area of 109 m², it is located in a quiet, well-maintained resort surrounded by green areas, just a few minutes' drive from the picturesque village of Carvoeiro. Spread over two floors, the villa offers a bright open-plan area on the ground floor that integrates the

Financial analysis
· Brixfox Standard · Non-resident · Fully managed
Fully managed is the Brixfox Standard shown on every card: a full-service manager whose commission includes the OTA/channel listing (not the cleaning cost — changeovers are funded by guest cleaning fees; you bear the residual). Self-managed drops the commission but pays the OTA host fee directly — and your own time.
Net yieldNet operating income ÷ all-in investment. After local operating taxes; before home-country personal tax and financing costs. Modelled from observed market performance of comparable Airbnb listings.
—
Awaiting comparable data
Gross yield · all-in basis
—
Before tax in your home country and financing costs. Estimates, not financial advice.

Revenue assumptions

Derived from the comparable Airbnb listings below. ADR reflects asking prices, not booked rates; occupancy comes from observed calendar availability.
Expected ADR
—
Asking-price basis
Expected occupancy
—
Projected annual revenue
—
ADR × occupancy × 365
Comp data observed in USD · converted at €0.92/$
Seasonal occupancy pattern
Peak Aug +45% · Low Jan -30%
J
F
M
A
M
J
J
A
S
O
N
D
Modelled monthly index (relative to the annual average) — replaced by measured per-market indices as calendar history matures.

Investment basis

The true all-in acquisition cost — asking price plus purchase costs, renovation and furnishing. Every yield on this page is computed against this total, not the asking price.
Adjust the figures to your deal — yields recalculate live.
Purchase price· asking
€
Acquisition costs· 7.9% of price, auto-calculated
$38,287
IMT (transfer tax, investment schedule)$25,728
Imposto de Selo (stamp duty)$3,896
Notary & registration$1,359
Legal fees$7,304
Renovation budget· Light touch-ups — paint, fixtures, deep clean.
€
Furniture & STR launch· default ≈ $13,505/bedroom
€
All-in investment
$558,771
+14.7% over asking

Total return estimate

OptionalNet yield plus an appreciation assumption you choose. Appreciation is a forward-looking assumption, not data — which is why it defaults to 0% and is kept out of the yield figures above.
Annual appreciation assumption0%
0%5% · Lagoa/Carvoeiro 5-yr avg — historical, not a forecast8%
Indicative total return
—/yr
— + 0% appreciation
Appreciation assumptions are illustrative only. Past regional price growth does not predict future performance; local supply, regulation and currency moves can materially change outcomes. Not financial advice.

Where it sits — and the comps around it

The Airbnb listings behind the market evidence above, on the map. When our photo-matching identifies this exact property on Airbnb, its live listing appears below.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

Loading Map...

Villa Scorecard

Location
Good
Popular area with steady demand
Rental Yield
Good
6.2% annual return
Occupancy
Average
57% average occupancy
Nightly Rate
Strong
$275 per night
Visual Appeal
Good
6/10 visual appeal
Size & Space
Weak
109 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $275 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Occupancy at 57% — factor in seasonal gaps
Compact plot at 109 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

37% occ.
4.4%
$1,770/mo
47% occ.
5.5%
$2,244/mo
57% occ.
6.7%
$2,717/mo
current
67% occ.
7.9%
$3,190/mo
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.