T2 flat in Praça do Poder Local, Nn, Torralta, Lagos Cidade, Lagos
T2 flat in Praça do Poder Local, Nn, Torralta, Lagos Cidade, Lagos — image 2T2 flat in Praça do Poder Local, Nn, Torralta, Lagos Cidade, Lagos — image 3T2 flat in Praça do Poder Local, Nn, Torralta, Lagos Cidade, Lagos — image 4T2 flat in Praça do Poder Local, Nn, Torralta, Lagos Cidade, Lagos — image 5
Grade Aapartmentbudget

T2 flat in Praça do Poder Local, Nn, Torralta, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€295,000

Asking Price (EUR)

9.2%

True Net Yield (Owner, all-in)

6.4%

True Net Yield (Managed, all-in)

14.1%

True Gross Yield

64%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.3 months ago and is currently at 11% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €47,618/yr
Average Daily Rate: €203
Payback Period: 7.5 years
5-yr Capital Value: €387,626
10-yr Capital Value: €471,606
Brixfox Score: 76.9 / 100
Comparable Properties: 94
Data Confidence: 96%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€337,032

+14.2% over asking

Asking price€295,000
IMT — Property transfer tax (investment schedule)€11,647
IS — Stamp duty (0.8%)€2,360
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,425
Total acquisition costs€19,682
Renovation (est. €55/m² × 100 m²)
Light touch-ups — paint, fixtures, deep clean.		€5,500
(€3,000–€8,000)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€16,850
All-in investment (incl. renovation & furnishing)€337,032

Gross yield (asking price)

16.1%

True gross yield (all-in)

14.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 100 m²
Style: dated
Condition: good
Year Built: 1996
Energy Certificate: F
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
25
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
4
Rental Demand
6.43
Payback Speed
5
STR Suitability
3

Description

Welcome to your new home, ideal for families who value comfort and convenience! We present this charming 2-bedroom apartment located in the peaceful and inviting area of Torraltinha. This apartment, situated on the top floor of a building with two elevators, offers the perfect environment for creating family memories.

Location

📍 37.0935°N, 8.6795°W

· Lagos, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Lagos / Western Algarve

T2 flat in Praça do Poder Local, Nn, Torralta, Lagos Cidade, Lagos

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
100 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 11.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score77
GradeA
Brixfox Intelligence
77AExcellent
Score Breakdown
ROI & Yield85%
Capital Growth81%
Risk Profile78%
Market Demand77%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+16.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$82K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
11.3%
$3,018/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
6 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
8.9 yr
Rental only

Property details

Year built: 1996
Energy: F
Condition: good

Description

Welcome to your new home, ideal for families who value comfort and convenience! We present this charming 2-bedroom apartment located in the peaceful and inviting area of Torraltinha. This apartment, situated on the top floor of a building with two elevators, offers the perfect environment for creating family memories.

Income Breakdown

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Customize your projections
Nightly Rate (ADR)
$302/night
50% ($139)Brixfox estimate($302/night)200% ($555)
Occupancy
64%
10%Brixfox estimate(64%)100%

Short-Term Rental

Yearly income
$36,217
Airbnb data$302/night · 64% occupancy
Rental income
$302/night · 64% occ.
$70,727
Running costs (20%)
Utilities, cleaning, maintenance
-$14,145
Income tax (10%)
Indonesian rental income tax
-$19,804
Property tax
Annual property tax
-$561
Net income
11.3% ROI
$36,217

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$320,652
IMT (transfer tax, investment schedule)$12,660
Imposto de Selo (stamp duty)$2,565
Notary & registration$1,359
Legal / due diligence$4,810
Total acquisition costs$21,393
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$5,978
($3,261–$8,696)
Furnishing & STR launch
2bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$18,315
All-in investment$366,339

Gross yield (asking)

22.1%

True gross yield (all-in)

19.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$2.9M$2.2M$1.5M$731K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $295K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 8: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$359K
+22%
Rental Income
+$177K
Total Position
$536K
+82%
12.7%/yr
Year 10
Capital Value
$437K
+48%
Rental Income
+$382K
Total Position
$819K
+178%
10.7%/yr
Year 20
Capital Value
$646K
+119%
Rental Income
+$895K
Total Position
$1.5M
+423%
8.6%/yr
Year 30
Capital Value
$957K
+224%
Rental Income
+$1.6M
Total Position
$2.5M
+762%
7.4%/yr

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
11.3% annual return
Occupancy
Good
64% average occupancy
Nightly Rate
Strong
$277 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 11.3% — outperforms most villas in this market
Premium nightly rate of $277 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Visual appeal is below average — photos may not compete well on Airbnb listings

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

44% occ.
10.5%
$2,795/mo
54% occ.
12.9%
$3,437/mo
64% occ.
15.3%
$4,079/mo
current
74% occ.
17.7%
$4,721/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.