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House in Rua do Clube Carvoeiro Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro
House in Rua do Clube Carvoeiro Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 2House in Rua do Clube Carvoeiro Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 3House in Rua do Clube Carvoeiro Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 4House in Rua do Clube Carvoeiro Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 5
Grade Bvillamid-range

House in Rua do Clube Carvoeiro Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€1.4M

Asking Price (EUR)

3.2%

True Net Yield (Owner, all-in)

2.1%

True Net Yield (Managed, all-in)

4.4%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.7 months ago and is currently at 23% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €68,919/yr
Average Daily Rate: €403
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has countryside (+10%)
Payback Period: 46.2 years
5-yr Capital Value: €1.6M
10-yr Capital Value: €1.9M
Brixfox Score: 58 / 100
Comparable Properties: 13
Data Confidence: 83%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.6M

+13.9% over asking

Asking price€1.4M
IMT — Property transfer tax (investment schedule)€104,250
IS — Stamp duty (0.8%)€11,120
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€20,850
Total acquisition costs€137,470
Renovation (est. €55/m² × 387 m²)
Light touch-ups — paint, fixtures, deep clean.		€21,285
(€11,610–€30,960)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€1.6M

Gross yield (asking price)

5.0%

True gross yield (all-in)

4.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 387 m²
Style: portuguese-traditional
Condition: good
Year Built: 1993
Private Pool
countryside

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large private pool with patterned tilesspacious open-plan living and dining areatraditional terracotta floor tileslarge windows and sliding doors for natural light

Score Breakdown

ROI
8.56
Visual Appeal
10.2
Ownership Security
13
Location
10.56
Land & Space
6
Rental Demand
4.68
Payback Speed
1
STR Suitability
4

Description

Set within a tranquil and private setting, this impressive three-bedroom villa offers an exceptional blend of space, comfort and Algarve charm. Boasting a generous built area of 387m², the home features three spacious bedrooms, including a beautifully appointed en-suite. The main living area is bright and inviting, flo

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

Visit Fine & Country →Listed via Idealista.pt
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
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3-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

House in Rua do Clube Carvoeiro Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-62201 Source verified · Fine & Country · listed 2 Jun 2026
Asking price · Freehold
$1,510,870
View original listing
Ownership
Freehold
Bedrooms
3
Bathrooms
2
Built area
387 m²
True net yield
2.2%
≈ $5,465/mo net after costs & tax
5-yr total return (net + appreciation)
8.6% / yr avg
Payback in ~46 yrs from rent
Brixfox Score 58 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 1993
Condition: good
View: countryside

Description

Set within a tranquil and private setting, this impressive three-bedroom villa offers an exceptional blend of space, comfort and Algarve charm. Boasting a generous built area of 387m², the home features three spacious bedrooms, including a beautifully appointed en-suite. The main living area is bright and inviting, flo

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$571/night
50% ($262)Brixfox estimate($571/night)200% ($1050)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Yearly income
$46,926
Airbnb data$571/night · 47% occupancy
Rental income
$571/night · 47% occ.
$90,242
Running costs (20%)
Utilities, cleaning, maintenance
-$18,048
Income tax (10%)
Indonesian rental income tax
-$25,268
Property tax
Annual property tax
-$0
Net income
3.1% ROI
$46,926

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

2.2%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
3.9%
3.4%
Fully-managed
2.6%
2.2%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

5.4%

Annual Revenue

$90,242

Income Tax / yr

$7,897

Payback

46 yrs

True All-In Cost
Asking price$1,510,870
IMT — transfer tax (non-resident 7.5%)$113,315
Stamp duty (0.8%)$12,087
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$1,678,989

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$7.5M$5.7M$3.8M$1.9M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.4M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 23: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.7M
+22%
Rental Income
+$229K
Total Position
$1.9M
+38%
6.7%/yr
Year 10
Capital Value
$2.1M
+48%
Rental Income
+$495K
Total Position
$2.6M
+84%
6.3%/yr
Year 20
Capital Value
$3.0M
+119%
Rental Income
+$1.2M
Total Position
$4.2M
+203%
5.7%/yr
Year 30
Capital Value
$4.5M
+224%
Rental Income
+$2.1M
Total Position
$6.6M
+372%
5.3%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.1% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Strong
$525 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $525 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.1% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.9%
$3,644/mo
40% occ.
3.9%
$4,859/mo
47% occ.
4.5%
$5,685/mo
current
57% occ.
5.5%
$6,900/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.