Launch offer — 3 months free free, no card

T1 flat in Ferragudo, Lagoa (Algarve)
Grade Bapartmentmid-range

T1 flat in Ferragudo, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve ·

€320,000

Asking Price (EUR)

5.3%

True Net Yield (Owner, all-in)

3.4%

True Net Yield (Managed, all-in)

6.9%

True Gross Yield

53%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.7 months ago and is currently at 23% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €25,551/yr
Average Daily Rate: €132
+7.0% vs area baselineImage quality 6/10 (-3%), Modern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 28.9 years
5-yr Capital Value: €370,968
10-yr Capital Value: €430,053
Brixfox Score: 60.6 / 100

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€368,140

+15.0% over asking

Asking price€320,000
IMT — Property transfer tax (investment schedule)€13,430
IS — Stamp duty (0.8%)€2,560
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,800
Total acquisition costs€22,040
Renovation (est. €55/m² × 120 m²)
Light touch-ups — paint, fixtures, deep clean.		€6,600
(€3,600–€9,600)
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€19,500
All-in investment (incl. renovation & furnishing)€368,140

Gross yield (asking price)

8.0%

True gross yield (all-in)

6.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Building: 120 m²
Style: contemporary
Condition: good
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

curved accent walltiled balcony floor

Score Breakdown

ROI
13.11
Visual Appeal
10.4
Ownership Security
13
Location
8.4
Land & Space
4.4
Rental Demand
5.31
Payback Speed
2
STR Suitability
4

Description

* EXCLUSIVE | A superb one-bedroom apartment in the centre of Ferragudo * If you are looking for comfort, space and a prime location in the Algarve, this apartment is an opportunity well worth considering. With 83 m2 of floor space and 120 m2 of total area, this elegant one-bedroom flat stands out for its generous pr

Location

📍 37.1126°N, 8.5118°W

· Lagoa/Carvoeiro, Algarve, Portugal

Listed via Idealista.pt
1-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 1
Idealista.pt

T1 flat in Ferragudo, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve · Ref BF-60277 Source verified · Idealista.pt · listed 3 Jun 2026
Asking price · Freehold
$347,826
Ownership
Freehold
Bedrooms
1
Built area
120 m²
True net yield
3.5%
≈ $2,114/mo net after costs & tax
5-yr total return (net + appreciation)
10.5% / yr avg
Payback in ~29 yrs from rent
Brixfox Score 61 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Condition: good

Description

* EXCLUSIVE | A superb one-bedroom apartment in the centre of Ferragudo * If you are looking for comfort, space and a prime location in the Algarve, this apartment is an opportunity well worth considering. With 83 m2 of floor space and 120 m2 of total area, this elegant one-bedroom flat stands out for its generous pr

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$186/night
50% ($86)Brixfox estimate($186/night)200% ($343)
Occupancy
53%
10%Brixfox estimate(53%)100%

Short-Term Rental

Yearly income
$17,399
Airbnb data$186/night · 53% occupancy
Rental income
$186/night · 53% occ.
$33,459
Running costs (20%)
Utilities, cleaning, maintenance
-$6,692
Income tax (10%)
Indonesian rental income tax
-$9,368
Property tax
Annual property tax
-$0
Net income
5.0% ROI
$17,399

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

3.5%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
6.5%
5.7%
Fully-managed
4.2%
3.5%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

8.5%

Annual Revenue

$33,459

Income Tax / yr

$2,927

Payback

29 yrs

True All-In Cost
Asking price$347,826
IMT — transfer tax (non-resident 7.5%)$26,087
Stamp duty (0.8%)$2,783
Notary + registry$2,174
Legal$4,278
Furnishing + STR launch$8,696
All-in cost$391,843

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$2.1M$1.6M$1.0M$517K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $320K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$389K
+22%
Rental Income
+$85K
Total Position
$474K
+48%
8.2%/yr
Year 10
Capital Value
$474K
+48%
Rental Income
+$183K
Total Position
$657K
+105%
7.5%/yr
Year 20
Capital Value
$701K
+119%
Rental Income
+$430K
Total Position
$1.1M
+254%
6.5%/yr
Year 30
Capital Value
$1.0M
+224%
Rental Income
+$762K
Total Position
$1.8M
+462%
5.9%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.0% annual return
Occupancy
Average
53% average occupancy
Nightly Rate
Good
$172 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 53% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

33% occ.
4.5%
$1,314/mo
43% occ.
5.9%
$1,711/mo
53% occ.
7.3%
$2,108/mo
current
63% occ.
8.6%
$2,505/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.