T1 flat in Ferragudo, Lagoa (Algarve)
Lagoa/Carvoeiro · Central Algarve ·
€320,000
Asking Price (EUR)
4.3%
True Net Yield (Owner, all-in)
2.9%
True Net Yield (Managed, all-in)
6.5%
True Gross Yield
53%
Occupancy
Projections — conservative (data maturing)
Our Airbnb calendar dataset started 1 months ago and is currently at 8% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.
+7.0% vs area baselineImage quality 6/10 (-3%), Modern/contemporary style (+12%), No pool (-12%), Has view (+10%)
True Investment Cost
Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.
€368,140
+15.0% over asking
| Asking price | €320,000 |
| IMT — Property transfer tax (investment schedule) | €13,430 |
| IS — Stamp duty (0.8%) | €2,560 |
| Notary (escritura) | €1,000 |
| Property registry | €250 |
| Legal fees (~1.5%) | €4,800 |
| Total acquisition costs | €22,040 |
| Renovation (est. €55/m² × 120 m²) Light touch-ups — paint, fixtures, deep clean. | €6,600 (€3,600–€9,600) |
| Furnishing & STR launch (1bd × €4500 base, mid-range tier) Furniture, appliances, electronics, linens, AL licence setup, launch photography. | €19,500 |
| All-in investment (incl. renovation & furnishing) | €368,140 |
Gross yield (asking price)
7.5%
True gross yield (all-in)
6.5%
Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.
AL Licence Status Unconfirmed
AL licence status unconfirmed — verify before purchase
Design Features
Score Breakdown
Description
* EXCLUSIVE | A superb one-bedroom apartment in the centre of Ferragudo * If you are looking for comfort, space and a prime location in the Algarve, this apartment is an opportunity well worth considering. With 83 m2 of floor space and 120 m2 of total area, this elegant one-bedroom flat stands out for its generous pr
Location
📍 37.1240°N, 8.5180°W
· Lagoa/Carvoeiro, Algarve, Portugal