T1 flat in Rua jose lourenço, 1, Páteo, Albufeira, Albufeira e Olhos de Água
T1 flat in Rua jose lourenço, 1, Páteo, Albufeira, Albufeira e Olhos de Água — image 2T1 flat in Rua jose lourenço, 1, Páteo, Albufeira, Albufeira e Olhos de Água — image 3T1 flat in Rua jose lourenço, 1, Páteo, Albufeira, Albufeira e Olhos de Água — image 4T1 flat in Rua jose lourenço, 1, Páteo, Albufeira, Albufeira e Olhos de Água — image 5
Grade B+apartmentbudget

T1 flat in Rua jose lourenço, 1, Páteo, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€149,000

Asking Price (EUR)

6.5%

True Net Yield (Owner, all-in)

4.5%

True Net Yield (Managed, all-in)

10.0%

True Gross Yield

42%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.4 months ago and is currently at 12% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €18,087/yr
Average Daily Rate: €117
-26.0% vs area baselineImage quality 4/10 (-9%), Dated style (-15%), Has pool (0%), Has view (+10%), Budget finish (-12%)
Payback Period: 10.1 years
5-yr Capital Value: €195,784
10-yr Capital Value: €238,201
Brixfox Score: 66 / 100
Comparable Properties: 93
Data Confidence: 98%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€181,025

+21.5% over asking

Asking price€149,000
IMT — Property transfer tax (investment schedule)€2,248
IS — Stamp duty (0.8%)€1,192
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€2,235
Total acquisition costs€6,925
Renovation (est. €350/m² × 26 m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		€9,100
(€6,500–€11,700)
Furnishing & STR launch (1bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€16,000
All-in investment (incl. renovation & furnishing)€181,025

Gross yield (asking price)

12.1%

True gross yield (all-in)

10.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 26 m²
Style: dated
Condition: fair
Energy Certificate: A+
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
23.08
Visual Appeal
6
Ownership Security
13
Location
10.2
Land & Space
2.52
Rental Demand
4.22
Payback Speed
4
STR Suitability
3

Description

Storage room built as an apartment since the construction of the condominium. With swimming pool and private parking. All recently renovated. I do not wish to be contacted by real estate agencies.

Location

📍 37.0930°N, 8.2635°W

· Albufeira, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

T1 flat in Rua jose lourenço, 1, Páteo, Albufeira, Albufeira e Olhos de Água

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
26 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 8.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score66
GradeB+
Brixfox Intelligence
66B+Strong
Score Breakdown
ROI & Yield73%
Capital Growth69%
Risk Profile68%
Market Demand66%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$37K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
8.4%
$1,135/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
11.9 yr
Rental only

Property details

Energy: A+
Condition: fair

Description

Storage room built as an apartment since the construction of the condominium. With swimming pool and private parking. All recently renovated. I do not wish to be contacted by real estate agencies.

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$173/night
50% ($80)Brixfox estimate($173/night)200% ($319)
Occupancy
42%
10%Brixfox estimate(42%)100%

Short-Term Rental

Yearly income
$13,623
Airbnb data$173/night · 42% occupancy
Rental income
$173/night · 42% occ.
$26,743
Running costs (20%)
Utilities, cleaning, maintenance
-$5,349
Income tax (10%)
Indonesian rental income tax
-$7,488
Property tax
Annual property tax
-$283
Net income
8.4% ROI
$13,623

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$161,957
IMT (transfer tax, investment schedule)$2,443
Imposto de Selo (stamp duty)$1,296
Notary & registration$1,359
Legal / due diligence$2,429
Total acquisition costs$7,527
Renovation (~$380/m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		$9,891
($7,065–$12,717)
Furnishing & STR launch
1bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$17,391
All-in investment$196,766

Gross yield (asking)

16.5%

True gross yield (all-in)

13.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$1.2M$931K$621K$310K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $149K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$181K
+22%
Rental Income
+$67K
Total Position
$248K
+66%
10.7%/yr
Year 10
Capital Value
$221K
+48%
Rental Income
+$144K
Total Position
$364K
+144%
9.4%/yr
Year 20
Capital Value
$326K
+119%
Rental Income
+$337K
Total Position
$663K
+345%
7.8%/yr
Year 30
Capital Value
$483K
+224%
Rental Income
+$596K
Total Position
$1.1M
+625%
6.8%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.4% annual return
Occupancy
Weak
42% average occupancy
Nightly Rate
Good
$160 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.4% — outperforms most villas in this market
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 42% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
8.0%
$1,084/mo
40% occ.
10.8%
$1,453/mo
42% occ.
11.4%
$1,536/mo
current
52% occ.
14.1%
$1,906/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.