Detached house in Paderne, Albufeira
Detached house in Paderne, Albufeira — image 2Detached house in Paderne, Albufeira — image 3Detached house in Paderne, Albufeira — image 4Detached house in Paderne, Albufeira — image 5
Grade Bvillabudget

Detached house in Paderne, Albufeira

Albufeira · Central Algarve ·

€320,000

Asking Price (EUR)

2.6%

True Net Yield (Owner, all-in)

1.8%

True Net Yield (Managed, all-in)

4.0%

True Gross Yield

39%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.6 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €14,961/yr
Average Daily Rate: €104
-25.0% vs area baselineImage quality 5/10 (-6%), Portuguese-traditional style (+5%), No pool (-12%), Budget finish (-12%)
Payback Period: 26.3 years
5-yr Capital Value: €420,475
10-yr Capital Value: €511,572
Brixfox Score: 60.7 / 100
Comparable Properties: 7
Data Confidence: 60%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€370,180

+15.7% over asking

Asking price€320,000
IMT — Property transfer tax (investment schedule)€13,430
IS — Stamp duty (0.8%)€2,560
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,800
Total acquisition costs€22,040
Renovation (est. €55/m² × 108 m²)
Light touch-ups — paint, fixtures, deep clean.		€5,940
(€3,240–€8,640)
Furnishing & STR launch (3bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,200
All-in investment (incl. renovation & furnishing)€370,180

Gross yield (asking price)

4.7%

True gross yield (all-in)

4.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 108 m²
Land: 1240 m²
Style: portuguese-traditional
Condition: good
Year Built: 1951
Energy Certificate: E

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

stone-cladding-base

Score Breakdown

ROI
13.62
Visual Appeal
6.8
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
3.93
Payback Speed
0
STR Suitability
3

Description

A unique investment opportunity in the heart of the Algarve! Just 10 minutes from the picturesque village of Alte - famous for its natural springs, stunning landscapes, and authentic Algarve charm - you'll find this charming three-bedroom villa, ideal for those who value tranquility, outdoor space, and a prime location

Location

📍 37.2066°N, 8.2192°W

· Albufeira, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Detached house in Paderne, Albufeira

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
108 m²
Land Plot
1240 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score61
GradeB
Brixfox Intelligence
61BStrong
Score Breakdown
ROI & Yield67%
Capital Growth64%
Risk Profile63%
Market Demand61%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$79K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.1%
$900/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
32.2 yr
Rental only

Property details

Year built: 1951
Energy: E
Condition: good

Description

A unique investment opportunity in the heart of the Algarve! Just 10 minutes from the picturesque village of Alte - famous for its natural springs, stunning landscapes, and authentic Algarve charm - you'll find this charming three-bedroom villa, ideal for those who value tranquility, outdoor space, and a prime location

Income Breakdown

Adjust Forecast

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Nightly Rate (ADR)
$153/night
50% ($70)Brixfox estimate($153/night)200% ($282)
Occupancy
39%
10%Brixfox estimate(39%)100%

Short-Term Rental

Yearly income
$10,805
Airbnb data$153/night · 39% occupancy
Rental income
$153/night · 39% occ.
$21,950
Running costs (20%)
Utilities, cleaning, maintenance
-$4,390
Income tax (10%)
Indonesian rental income tax
-$6,146
Property tax
Annual property tax
-$609
Net income
3.1% ROI
$10,805

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$347,826
IMT (transfer tax, investment schedule)$14,598
Imposto de Selo (stamp duty)$2,783
Notary & registration$1,359
Legal / due diligence$5,217
Total acquisition costs$23,957
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$6,457
($3,522–$9,391)
Furnishing & STR launch
3bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$21,957
All-in investment$400,196

Gross yield (asking)

6.3%

True gross yield (all-in)

5.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$1.7M$1.3M$869K$434K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $320K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 23: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$389K
+22%
Rental Income
+$53K
Total Position
$442K
+38%
6.7%/yr
Year 10
Capital Value
$474K
+48%
Rental Income
+$114K
Total Position
$588K
+84%
6.3%/yr
Year 20
Capital Value
$701K
+119%
Rental Income
+$267K
Total Position
$968K
+203%
5.7%/yr
Year 30
Capital Value
$1.0M
+224%
Rental Income
+$473K
Total Position
$1.5M
+372%
5.3%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.1% annual return
Occupancy
Weak
39% average occupancy
Nightly Rate
Good
$141 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Strong
1240 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Generous 1240 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.1% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.2%
$927/mo
40% occ.
4.3%
$1,253/mo
current
39% occ.
4.2%
$1,230/mo
current
49% occ.
5.4%
$1,555/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.