Detached house in Paderne
Detached house in Paderne — image 2Detached house in Paderne — image 3Detached house in Paderne — image 4Detached house in Paderne — image 5
Grade C+villabudget

Detached house in Paderne

Albufeira · Central Algarve ·

€458,000

Asking Price (EUR)

1.3%

True Net Yield (Owner, all-in)

0.9%

True Net Yield (Managed, all-in)

1.9%

True Gross Yield

35%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €13,011/yr
Average Daily Rate: €102
-31.0% vs area baselineImage quality 3/10 (-12%), Portuguese-traditional style (+5%), No pool (-12%), Budget finish (-12%)
Payback Period: 44.0 years
5-yr Capital Value: €601,805
10-yr Capital Value: €732,188
Brixfox Score: 54.8 / 100
Comparable Properties: 7
Data Confidence: 60%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€672,154

+46.8% over asking

Asking price€458,000
IMT — Property transfer tax (investment schedule)€24,470
IS — Stamp duty (0.8%)€3,664
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,870
Total acquisition costs€36,254
Renovation (est. €900/m² × 173 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€155,700
(€121,100–€190,300)
Furnishing & STR launch (3bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,200
All-in investment (incl. renovation & furnishing)€672,154

Gross yield (asking price)

2.8%

True gross yield (all-in)

1.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 1
Building: 173 m²
Land: 5128 m²
Style: portuguese-traditional
Condition: needs-renovation
Year Built: 1937
Energy Certificate: F

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
10.25
Visual Appeal
4.6
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
3.51
Payback Speed
0
STR Suitability
3

Description

Single-Storey 3-Bedroom House for Sale – A Refuge with Unlimited Potential Discover this charming single-storey house with 173 sqm of gross area, dating from 1937, set on a generous plot of 5,128 sqm. A unique space with its own water borehole, perfect for those seeking peace, nature, and a soulful renovation project t

Location

📍 37.1640°N, 8.2280°W

· Albufeira, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Detached house in Paderne

Inventory
3 Beds
Bathrooms
1 Baths
Built Area
173 m²
Land Plot
5128 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 1.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score55
GradeC+
Brixfox Intelligence
55C+Moderate
Score Breakdown
ROI & Yield61%
Capital Growth58%
Risk Profile57%
Market Demand55%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+6.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$113K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
1.8%
$742/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
13 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
55.9 yr
Rental only

Property details

Year built: 1937
Energy: F
Condition: needs-renovation

Description

Single-Storey 3-Bedroom House for Sale – A Refuge with Unlimited Potential Discover this charming single-storey house with 173 sqm of gross area, dating from 1937, set on a generous plot of 5,128 sqm. A unique space with its own water borehole, perfect for those seeking peace, nature, and a soulful renovation project t

Income Breakdown

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Nightly Rate (ADR)
$147/night
50% ($67)Brixfox estimate($147/night)200% ($270)
Occupancy
35%
10%Brixfox estimate(35%)100%

Short-Term Rental

Yearly income
$8,904
Airbnb data$147/night · 35% occupancy
Rental income
$147/night · 35% occ.
$18,798
Running costs (20%)
Utilities, cleaning, maintenance
-$3,760
Income tax (10%)
Indonesian rental income tax
-$5,263
Property tax
Annual property tax
-$871
Net income
1.8% ROI
$8,904

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$497,826
IMT (transfer tax, investment schedule)$26,598
Imposto de Selo (stamp duty)$3,983
Notary & registration$1,359
Legal / due diligence$7,467
Total acquisition costs$39,407
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$169,239
($131,630–$206,848)
Furnishing & STR launch
3bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$21,957
All-in investment$728,428

Gross yield (asking)

3.8%

True gross yield (all-in)

2.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$2.2M$1.6M$1.1M$539K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $458K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 14: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$557K
+22%
Rental Income
+$43K
Total Position
$601K
+31%
5.6%/yr
Year 10
Capital Value
$678K
+48%
Rental Income
+$94K
Total Position
$772K
+69%
5.4%/yr
Year 20
Capital Value
$1.0M
+119%
Rental Income
+$220K
Total Position
$1.2M
+167%
5.0%/yr
Year 30
Capital Value
$1.5M
+224%
Rental Income
+$390K
Total Position
$1.9M
+309%
4.8%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.8% annual return
Occupancy
Weak
35% average occupancy
Nightly Rate
Good
$135 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Strong
5128 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Generous 5128 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.8% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.1%
$864/mo
40% occ.
2.8%
$1,177/mo
35% occ.
2.5%
$1,024/mo
current
45% occ.
3.2%
$1,336/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.