Detached house in Rua Estácio da Veiga, Montechoro, Albufeira, Albufeira e Olhos de Água
Detached house in Rua Estácio da Veiga, Montechoro, Albufeira, Albufeira e Olhos de Água — image 2Detached house in Rua Estácio da Veiga, Montechoro, Albufeira, Albufeira e Olhos de Água — image 3Detached house in Rua Estácio da Veiga, Montechoro, Albufeira, Albufeira e Olhos de Água — image 4Detached house in Rua Estácio da Veiga, Montechoro, Albufeira, Albufeira e Olhos de Água — image 5
Grade A+villaluxury

Detached house in Rua Estácio da Veiga, Montechoro, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€1.1M

Asking Price (EUR)

9.2%

True Net Yield (Owner, all-in)

6.4%

True Net Yield (Managed, all-in)

14.2%

True Gross Yield

55%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €179,592/yr
Average Daily Rate: €891
+16.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Luxury finish (+8%)
Payback Period: 7.7 years
5-yr Capital Value: €1.4M
10-yr Capital Value: €1.8M
Brixfox Score: 86.9 / 100
Comparable Properties: 7
Data Confidence: 74%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.3M

+14.9% over asking

Asking price€1.1M
IMT — Property transfer tax (investment schedule)€66,000
IS — Stamp duty (0.8%)€8,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€16,500
Total acquisition costs€92,550
Renovation€0 — move-in ready
Furnishing & STR launch (5bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€71,000
All-in investment (incl. renovation & furnishing)€1.3M

Gross yield (asking price)

16.3%

True gross yield (all-in)

14.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 4
Building: 280 m²
Land: 760 m²
Style: portuguese-traditional
Condition: excellent
Year Built: 2008
Energy Certificate: D
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

arched balconiestraditional terracotta roof tilesmultiple outdoor living spaces

Score Breakdown

ROI
25
Visual Appeal
13.6
Ownership Security
13
Location
10.2
Land & Space
11.62
Rental Demand
5.52
Payback Speed
5
STR Suitability
3

Description

House T3 for sale.

Location

📍 37.1053°N, 8.2260°W

· Albufeira, Algarve, Portugal

View on REMAX VANTAGEM ORIENTAL →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Detached house in Rua Estácio da Veiga, Montechoro, Albufeira, Albufeira e Olhos de Água

Inventory
5 Beds
Bathrooms
4 Baths
Built Area
280 m²
Land Plot
760 m²
Tenure
Freehold
Yield Curve Status

Grade A+ investment — short-term rental yields 11.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score87
GradeA+
Brixfox Intelligence
87A+Excellent
Score Breakdown
ROI & Yield96%
Capital Growth91%
Risk Profile88%
Market Demand87%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+16.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$271K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
11.1%
$11,077/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
6 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
9.0 yr
Rental only

Property details

Year built: 2008
Energy: D
Condition: excellent

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$1,288/night
50% ($593)Brixfox estimate($1,288/night)200% ($2370)
Occupancy
55%
10%Brixfox estimate(55%)100%

Short-Term Rental

Yearly income
$132,923
Airbnb data$1,288/night · 55% occupancy
Rental income
$1,288/night · 55% occ.
$259,646
Running costs (20%)
Utilities, cleaning, maintenance
-$51,929
Income tax (10%)
Indonesian rental income tax
-$72,701
Property tax
Annual property tax
-$2,092
Net income
11.1% ROI
$132,923

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,195,652
IMT (transfer tax, investment schedule)$71,739
Imposto de Selo (stamp duty)$9,565
Notary & registration$1,359
Legal / due diligence$17,935
Total acquisition costs$100,598
RenovationMove-in ready
Furnishing & STR launch
5bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$75,000
All-in investment$1,371,250

Gross yield (asking)

21.7%

True gross yield (all-in)

18.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$10.8M$8.1M$5.4M$2.7M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.1M
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 9: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.3M
+22%
Rental Income
+$649K
Total Position
$2.0M
+81%
12.6%/yr
Year 10
Capital Value
$1.6M
+48%
Rental Income
+$1.4M
Total Position
$3.0M
+175%
10.7%/yr
Year 20
Capital Value
$2.4M
+119%
Rental Income
+$3.3M
Total Position
$5.7M
+418%
8.6%/yr
Year 30
Capital Value
$3.6M
+224%
Rental Income
+$5.8M
Total Position
$9.4M
+753%
7.4%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
11.1% annual return
Occupancy
Average
55% average occupancy
Nightly Rate
Strong
$1185 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
760 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 11.1% — outperforms most villas in this market
Premium nightly rate of $1185 — positioned in the top tier
Generous 760 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 55% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

35% occ.
9.5%
$9,488/mo
45% occ.
12.3%
$12,230/mo
55% occ.
15.0%
$14,973/mo
current
65% occ.
17.8%
$17,715/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.