Detached house in Paderne
Detached house in Paderne — image 2Detached house in Paderne — image 3Detached house in Paderne — image 4Detached house in Paderne — image 5
Grade Avillamid-range

Detached house in Paderne

Albufeira · Central Algarve ·

€510,000

Asking Price (EUR)

10.3%

True Net Yield (Owner, all-in)

7.1%

True Net Yield (Managed, all-in)

15.8%

True Gross Yield

39%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €96,992/yr
Average Daily Rate: €689
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 6.6 years
5-yr Capital Value: €670,132
10-yr Capital Value: €815,319
Brixfox Score: 79.5 / 100
Comparable Properties: 8
Data Confidence: 64%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€612,850

+20.2% over asking

Asking price€510,000
IMT — Property transfer tax (investment schedule)€28,630
IS — Stamp duty (0.8%)€4,080
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,650
Total acquisition costs€41,610
Renovation (est. €55/m² × 288 m²)
Light touch-ups — paint, fixtures, deep clean.		€15,840
(€8,640–€23,040)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€45,400
All-in investment (incl. renovation & furnishing)€612,850

Gross yield (asking price)

19.0%

True gross yield (all-in)

15.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 3
Building: 288 m²
Land: 458 m²
Style: portuguese-traditional
Condition: good
Year Built: 1985
Energy Certificate: E
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

tiled window sillsarched patioterracotta roof tiles

Score Breakdown

ROI
25
Visual Appeal
11.8
Ownership Security
13
Location
8.4
Land & Space
9.45
Rental Demand
3.86
Payback Speed
5
STR Suitability
3

Description

This attractively priced, well-maintained villa offers a warm and inviting atmosphere, featuring four bedrooms plus a self-contained guest apartment and a private pool in a peaceful residential area close to Paderne. Its practical layout is ideal for larger families or those seeking ample space for guests. The main liv

Location

📍 37.1640°N, 8.2280°W

· Albufeira, Algarve, Portugal

View on Yellow Homes →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Detached house in Paderne

Inventory
5 Beds
Bathrooms
3 Baths
Built Area
288 m²
Land Plot
458 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 13.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score80
GradeA
Brixfox Intelligence
80AExcellent
Score Breakdown
ROI & Yield88%
Capital Growth84%
Risk Profile81%
Market Demand80%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+17.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$126K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
13.0%
$5,992/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
6 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
7.7 yr
Rental only

Property details

Year built: 1985
Energy: E
Condition: good

Description

This attractively priced, well-maintained villa offers a warm and inviting atmosphere, featuring four bedrooms plus a self-contained guest apartment and a private pool in a peaceful residential area close to Paderne. Its practical layout is ideal for larger families or those seeking ample space for guests. The main liv

Income Breakdown

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Nightly Rate (ADR)
$995/night
50% ($458)Brixfox estimate($995/night)200% ($1831)
Occupancy
39%
10%Brixfox estimate(39%)100%

Short-Term Rental

Yearly income
$71,902
Airbnb data$995/night · 39% occupancy
Rental income
$995/night · 39% occ.
$140,139
Running costs (20%)
Utilities, cleaning, maintenance
-$28,028
Income tax (10%)
Indonesian rental income tax
-$39,239
Property tax
Annual property tax
-$970
Net income
13.0% ROI
$71,902

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$554,348
IMT (transfer tax, investment schedule)$31,120
Imposto de Selo (stamp duty)$4,435
Notary & registration$1,359
Legal / due diligence$8,315
Total acquisition costs$45,228
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$17,217
($9,391–$25,043)
Furnishing & STR launch
5bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$47,174
All-in investment$663,967

Gross yield (asking)

25.3%

True gross yield (all-in)

21.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$5.5M$4.1M$2.8M$1.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $510K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 8: rental income alone has repaid the full purchase price.
2x return
Year 6: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$620K
+22%
Rental Income
+$351K
Total Position
$972K
+91%
13.8%/yr
Year 10
Capital Value
$755K
+48%
Rental Income
+$758K
Total Position
$1.5M
+197%
11.5%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$1.8M
Total Position
$2.9M
+468%
9.1%/yr
Year 30
Capital Value
$1.7M
+224%
Rental Income
+$3.1M
Total Position
$4.8M
+841%
7.8%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
13.0% annual return
Occupancy
Weak
39% average occupancy
Nightly Rate
Strong
$916 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Good
458 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 13.0% — outperforms most villas in this market
Premium nightly rate of $916 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 39% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
13.6%
$6,276/mo
40% occ.
18.2%
$8,395/mo
39% occ.
17.5%
$8,094/mo
current
49% occ.
22.1%
$10,213/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.