House in Centro Antigo, Albufeira e Olhos de Água
House in Centro Antigo, Albufeira e Olhos de Água — image 2House in Centro Antigo, Albufeira e Olhos de Água — image 3House in Centro Antigo, Albufeira e Olhos de Água — image 4House in Centro Antigo, Albufeira e Olhos de Água — image 5
Grade B+villabudget

House in Centro Antigo, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€589,000

Asking Price (EUR)

7.6%

True Net Yield (Owner, all-in)

5.3%

True Net Yield (Managed, all-in)

11.7%

True Gross Yield

28%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €98,264/yr
Average Daily Rate: €977
-3.0% vs area baselineImage quality 5/10 (-6%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%), Budget finish (-12%)
Payback Period: 7.5 years
5-yr Capital Value: €773,937
10-yr Capital Value: €941,613
Brixfox Score: 71.8 / 100
Comparable Properties: 4
Data Confidence: 64%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€836,797

+42.1% over asking

Asking price€589,000
IMT — Property transfer tax (investment schedule)€34,950
IS — Stamp duty (0.8%)€4,712
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,835
Total acquisition costs€49,747
Renovation (est. €900/m² × 174 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€156,600
(€121,800–€191,400)
Furnishing & STR launch (8bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€41,450
All-in investment (incl. renovation & furnishing)€836,797

Gross yield (asking price)

16.7%

True gross yield (all-in)

11.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 8
Bathrooms: 3
Building: 174 m²
Style: portuguese-traditional
Condition: needs-renovation
Energy Certificate: F
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rooftop pooltraditional Portuguese architecture

Score Breakdown

ROI
25
Visual Appeal
7.4
Ownership Security
13
Location
10.2
Land & Space
5.48
Rental Demand
2.76
Payback Speed
5
STR Suitability
3

Description

Villa in the center of Albufeira for investment. Comprising 8 bedrooms divided into 2 floors with balcony and terrace, ideal investment for profitability in the center of the city of Albufeira. Commerce and services nearby, easy access.

Location

📍 37.0890°N, 8.1870°W

· Albufeira, Algarve, Portugal

View on Portugal Dream Home →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

House in Centro Antigo, Albufeira e Olhos de Água

Inventory
8 Beds
Bathrooms
3 Baths
Built Area
174 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 11.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score72
GradeB+
Brixfox Intelligence
72B+Strong
Score Breakdown
ROI & Yield79%
Capital Growth76%
Risk Profile73%
Market Demand72%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+16.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$145K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
11.4%
$6,058/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
6 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
8.8 yr
Rental only

Property details

Energy: F
Condition: needs-renovation

Description

Villa in the center of Albufeira for investment. Comprising 8 bedrooms divided into 2 floors with balcony and terrace, ideal investment for profitability in the center of the city of Albufeira. Commerce and services nearby, easy access.

Income Breakdown

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Nightly Rate (ADR)
$1,411/night
50% ($649)Brixfox estimate($1,411/night)200% ($2597)
Occupancy
28%
10%Brixfox estimate(28%)100%

Short-Term Rental

Yearly income
$72,702
Airbnb data$1,411/night · 28% occupancy
Rental income
$1,411/night · 28% occ.
$141,965
Running costs (20%)
Utilities, cleaning, maintenance
-$28,393
Income tax (10%)
Indonesian rental income tax
-$39,750
Property tax
Annual property tax
-$1,120
Net income
11.4% ROI
$72,702

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$640,217
IMT (transfer tax, investment schedule)$37,989
Imposto de Selo (stamp duty)$5,122
Notary & registration$1,359
Legal / due diligence$9,603
Total acquisition costs$54,073
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$170,217
($132,391–$208,043)
Furnishing & STR launch
8bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$42,880
All-in investment$907,388

Gross yield (asking)

22.2%

True gross yield (all-in)

15.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$5.9M$4.4M$2.9M$1.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $589K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 8: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$717K
+22%
Rental Income
+$355K
Total Position
$1.1M
+82%
12.7%/yr
Year 10
Capital Value
$872K
+48%
Rental Income
+$767K
Total Position
$1.6M
+178%
10.8%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$1.8M
Total Position
$3.1M
+424%
8.6%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$3.2M
Total Position
$5.1M
+765%
7.5%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
11.4% annual return
Occupancy
Weak
28% average occupancy
Nightly Rate
Strong
$1298 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 11.4% — outperforms most villas in this market
Premium nightly rate of $1298 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 28% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
16.7%
$8,922/mo
40% occ.
22.4%
$11,927/mo
28% occ.
15.3%
$8,189/mo
current
38% occ.
21.0%
$11,194/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.