Detached house in Paderne, Albufeira
Detached house in Paderne, Albufeira — image 2Detached house in Paderne, Albufeira — image 3Detached house in Paderne, Albufeira — image 4Detached house in Paderne, Albufeira — image 5
Grade B+villabudget

Detached house in Paderne, Albufeira

Albufeira · Central Algarve ·

€320,000

Asking Price (EUR)

4.2%

True Net Yield (Owner, all-in)

2.9%

True Net Yield (Managed, all-in)

6.5%

True Gross Yield

50%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.3 months ago and is currently at 11% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €29,881/yr
Average Daily Rate: €164
-31.0% vs area baselineImage quality 3/10 (-12%), Portuguese-traditional style (+5%), No pool (-12%), Budget finish (-12%)
Payback Period: 13.0 years
5-yr Capital Value: €420,475
10-yr Capital Value: €511,572
Brixfox Score: 67.6 / 100
Comparable Properties: 5
Data Confidence: 58%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€460,540

+43.9% over asking

Asking price€320,000
IMT — Property transfer tax (investment schedule)€13,430
IS — Stamp duty (0.8%)€2,560
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,800
Total acquisition costs€22,040
Renovation (est. €900/m² × 107 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€96,300
(€74,900–€117,700)
Furnishing & STR launch (3bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,200
All-in investment (incl. renovation & furnishing)€460,540

Gross yield (asking price)

9.3%

True gross yield (all-in)

6.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 1
Building: 107 m²
Land: 840 m²
Style: portuguese-traditional
Condition: needs-renovation
Year Built: 1982
Energy Certificate: In process

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
19.6
Visual Appeal
3.6
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
4.98
Payback Speed
3
STR Suitability
3

Description

Discover this traditional country house ready for renovation in peaceful Paderne Situated close to all the local amenities, the single-storey property offers 107 m² of gross constructed area on a generous 840 m² plotperfect for gardens, fruit trees, or future expansions (subject to regulations). Inside you will find

Location

📍 37.1485°N, 8.2285°W

· Albufeira, Algarve, Portugal

View on SeaHaven Real Estate →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Detached house in Paderne, Albufeira

Inventory
3 Beds
Bathrooms
1 Baths
Built Area
107 m²
Land Plot
840 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score68
GradeB+
Brixfox Intelligence
68B+Strong
Score Breakdown
ROI & Yield75%
Capital Growth71%
Risk Profile70%
Market Demand68%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$79K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.5%
$1,872/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
15.5 yr
Rental only

Property details

Year built: 1982
Energy: In process
Condition: needs-renovation

Description

Discover this traditional country house ready for renovation in peaceful Paderne Situated close to all the local amenities, the single-storey property offers 107 m² of gross constructed area on a generous 840 m² plotperfect for gardens, fruit trees, or future expansions (subject to regulations). Inside you will find

Income Breakdown

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Nightly Rate (ADR)
$244/night
50% ($112)Brixfox estimate($244/night)200% ($449)
Occupancy
50%
10%Brixfox estimate(50%)100%

Short-Term Rental

Yearly income
$22,460
Airbnb data$244/night · 50% occupancy
Rental income
$244/night · 50% occ.
$44,363
Running costs (20%)
Utilities, cleaning, maintenance
-$8,873
Income tax (10%)
Indonesian rental income tax
-$12,422
Property tax
Annual property tax
-$609
Net income
6.5% ROI
$22,460

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$347,826
IMT (transfer tax, investment schedule)$14,598
Imposto de Selo (stamp duty)$2,783
Notary & registration$1,359
Legal / due diligence$5,217
Total acquisition costs$23,957
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$104,674
($81,413–$127,935)
Furnishing & STR launch
3bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$21,957
All-in investment$498,413

Gross yield (asking)

12.8%

True gross yield (all-in)

8.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$2.3M$1.7M$1.2M$581K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $320K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$389K
+22%
Rental Income
+$110K
Total Position
$499K
+56%
9.3%/yr
Year 10
Capital Value
$474K
+48%
Rental Income
+$237K
Total Position
$711K
+122%
8.3%/yr
Year 20
Capital Value
$701K
+119%
Rental Income
+$555K
Total Position
$1.3M
+293%
7.1%/yr
Year 30
Capital Value
$1.0M
+224%
Rental Income
+$983K
Total Position
$2.0M
+532%
6.3%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.5% annual return
Occupancy
Average
50% average occupancy
Nightly Rate
Strong
$225 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Strong
840 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $225 — positioned in the top tier
Generous 840 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 50% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.2%
$1,508/mo
40% occ.
7.0%
$2,028/mo
50% occ.
8.8%
$2,537/mo
current
60% occ.
10.5%
$3,057/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.