Detached house, Vale Navio, Vale Navio, Albufeira, Albufeira e Olhos de Água
Detached house, Vale Navio, Vale Navio, Albufeira, Albufeira e Olhos de Água — image 2Detached house, Vale Navio, Vale Navio, Albufeira, Albufeira e Olhos de Água — image 3Detached house, Vale Navio, Vale Navio, Albufeira, Albufeira e Olhos de Água — image 4Detached house, Vale Navio, Vale Navio, Albufeira, Albufeira e Olhos de Água — image 5
Grade Avillamid-range

Detached house, Vale Navio, Vale Navio, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€1.2M

Asking Price (EUR)

5.8%

True Net Yield (Owner, all-in)

4.0%

True Net Yield (Managed, all-in)

8.9%

True Gross Yield

34%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €120,828/yr
Average Daily Rate: €965
+5.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%)
Payback Period: 12.2 years
5-yr Capital Value: €1.6M
10-yr Capital Value: €1.9M
Brixfox Score: 77.8 / 100
Comparable Properties: 6
Data Confidence: 69%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.4M

+15.1% over asking

Asking price€1.2M
IMT — Property transfer tax (investment schedule)€88,500
IS — Stamp duty (0.8%)€9,440
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€17,700
Total acquisition costs€116,890
Renovation (est. €55/m² × 288 m²)
Light touch-ups — paint, fixtures, deep clean.		€15,840
(€8,640–€23,040)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€45,400
All-in investment (incl. renovation & furnishing)€1.4M

Gross yield (asking price)

10.2%

True gross yield (all-in)

8.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 9
Building: 288 m²
Land: 1462 m²
Style: portuguese-traditional
Condition: good
Year Built: 1989
Energy Certificate: C
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional portuguese tilingcobblestone drivewaymature garden with large trees

Score Breakdown

ROI
20.4
Visual Appeal
12.8
Ownership Security
13
Location
10.2
Land & Space
12
Rental Demand
3.43
Payback Speed
3
STR Suitability
3

Description

Single-Storey 5-Bedroom Villa with Pool, Garden and Solar Energy – Vale Navio We present this excellent single-storey 5-bedroom villa, set in a quiet residential area and close to several beaches. The property features an entrance hall, a spacious, fully equipped kitchen, functional and bright, and a generous living ro

Location

📍 37.1070°N, 8.2051°W

· Albufeira, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Detached house, Vale Navio, Vale Navio, Albufeira, Albufeira e Olhos de Água

Inventory
5 Beds
Bathrooms
9 Baths
Built Area
288 m²
Land Plot
1462 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 6.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score78
GradeA
Brixfox Intelligence
78AExcellent
Score Breakdown
ROI & Yield86%
Capital Growth82%
Risk Profile79%
Market Demand78%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$290K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.9%
$7,382/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
14.5 yr
Rental only

Property details

Year built: 1989
Energy: C
Condition: good

Description

Single-Storey 5-Bedroom Villa with Pool, Garden and Solar Energy – Vale Navio We present this excellent single-storey 5-bedroom villa, set in a quiet residential area and close to several beaches. The property features an entrance hall, a spacious, fully equipped kitchen, functional and bright, and a generous living ro

Income Breakdown

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Nightly Rate (ADR)
$1,395/night
50% ($642)Brixfox estimate($1,395/night)200% ($2566)
Occupancy
34%
10%Brixfox estimate(34%)100%

Short-Term Rental

Yearly income
$88,579
Airbnb data$1,395/night · 34% occupancy
Rental income
$1,395/night · 34% occ.
$174,661
Running costs (20%)
Utilities, cleaning, maintenance
-$34,932
Income tax (10%)
Indonesian rental income tax
-$48,905
Property tax
Annual property tax
-$2,245
Net income
6.9% ROI
$88,579

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,282,609
IMT (transfer tax, investment schedule)$96,196
Imposto de Selo (stamp duty)$10,261
Notary & registration$1,359
Legal / due diligence$19,239
Total acquisition costs$127,054
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$17,217
($9,391–$25,043)
Furnishing & STR launch
5bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$47,174
All-in investment$1,474,054

Gross yield (asking)

13.6%

True gross yield (all-in)

11.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$8.9M$6.6M$4.4M$2.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.2M
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.4M
+22%
Rental Income
+$433K
Total Position
$1.9M
+58%
9.6%/yr
Year 10
Capital Value
$1.7M
+48%
Rental Income
+$934K
Total Position
$2.7M
+127%
8.6%/yr
Year 20
Capital Value
$2.6M
+119%
Rental Income
+$2.2M
Total Position
$4.8M
+305%
7.2%/yr
Year 30
Capital Value
$3.8M
+224%
Rental Income
+$3.9M
Total Position
$7.7M
+553%
6.5%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.9% annual return
Occupancy
Weak
34% average occupancy
Nightly Rate
Strong
$1283 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
1462 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1283 — positioned in the top tier
Generous 1462 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 34% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
8.2%
$8,722/mo
40% occ.
10.9%
$11,691/mo
34% occ.
9.4%
$10,002/mo
current
44% occ.
12.1%
$12,971/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.