Semi-detached house in Quinta da Palmeira, Albufeira e Olhos de Água
Semi-detached house in Quinta da Palmeira, Albufeira e Olhos de Água — image 2Semi-detached house in Quinta da Palmeira, Albufeira e Olhos de Água — image 3Semi-detached house in Quinta da Palmeira, Albufeira e Olhos de Água — image 4Semi-detached house in Quinta da Palmeira, Albufeira e Olhos de Água — image 5
Grade B+villamid-range

Semi-detached house in Quinta da Palmeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€559,000

Asking Price (EUR)

5.8%

True Net Yield (Owner, all-in)

4.0%

True Net Yield (Managed, all-in)

8.9%

True Gross Yield

43%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €57,894/yr
Average Daily Rate: €372
-7.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%)
Payback Period: 12.1 years
5-yr Capital Value: €734,518
10-yr Capital Value: €893,653
Brixfox Score: 71.3 / 100
Comparable Properties: 67
Data Confidence: 93%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€648,087

+15.9% over asking

Asking price€559,000
IMT — Property transfer tax (investment schedule)€32,550
IS — Stamp duty (0.8%)€4,472
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,385
Total acquisition costs€46,657
Renovation (est. €55/m² × 186 m²)
Light touch-ups — paint, fixtures, deep clean.		€10,230
(€5,580–€14,880)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€648,087

Gross yield (asking price)

10.4%

True gross yield (all-in)

8.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 186 m²
Land: 220 m²
Style: portuguese-traditional
Condition: good
Year Built: 1991
Energy Certificate: B-

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

cobblestone drivewaycovered carporttraditional terracotta roof tiles

Score Breakdown

ROI
20.53
Visual Appeal
12.2
Ownership Security
13
Location
10.2
Land & Space
5.1
Rental Demand
4.26
Payback Speed
3
STR Suitability
3

Description

Experience the charm of this fully renovated 3-bedroom townhouse, ideally located in a central and peaceful cul-de-sac. Just a 20-minute walk from Albufeira beach and close to a variety of amenities, this home offers unparalleled convenience. The ground floor welcomes you with a luminous and roomy living/dinning area,

Location

📍 37.0890°N, 8.1870°W

· Albufeira, Algarve, Portugal

View on Divine Home Real Estate Portugal →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Semi-detached house in Quinta da Palmeira, Albufeira e Olhos de Água

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
186 m²
Land Plot
220 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 7.0% net return annually.

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The Investment

Brixfox Score71
GradeB+
Brixfox Intelligence
71B+Strong
Score Breakdown
ROI & Yield78%
Capital Growth75%
Risk Profile72%
Market Demand71%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

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Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$138K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.0%
$3,536/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
14.3 yr
Rental only

Property details

Year built: 1991
Energy: B-
Condition: good

Description

Experience the charm of this fully renovated 3-bedroom townhouse, ideally located in a central and peaceful cul-de-sac. Just a 20-minute walk from Albufeira beach and close to a variety of amenities, this home offers unparalleled convenience. The ground floor welcomes you with a luminous and roomy living/dinning area,

Income Breakdown

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Nightly Rate (ADR)
$538/night
50% ($247)Brixfox estimate($538/night)200% ($990)
Occupancy
43%
10%Brixfox estimate(43%)100%

Short-Term Rental

Yearly income
$42,434
Airbnb data$538/night · 43% occupancy
Rental income
$538/night · 43% occ.
$83,648
Running costs (20%)
Utilities, cleaning, maintenance
-$16,730
Income tax (10%)
Indonesian rental income tax
-$23,421
Property tax
Annual property tax
-$1,063
Net income
7.0% ROI
$42,434

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$607,609
IMT (transfer tax, investment schedule)$35,380
Imposto de Selo (stamp duty)$4,861
Notary & registration$1,359
Legal / due diligence$9,114
Total acquisition costs$50,714
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$11,120
($6,065–$16,174)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$702,268

Gross yield (asking)

13.8%

True gross yield (all-in)

11.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$4.2M$3.2M$2.1M$1.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $559K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$680K
+22%
Rental Income
+$207K
Total Position
$887K
+59%
9.7%/yr
Year 10
Capital Value
$827K
+48%
Rental Income
+$448K
Total Position
$1.3M
+128%
8.6%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$1.0M
Total Position
$2.3M
+307%
7.3%/yr
Year 30
Capital Value
$1.8M
+224%
Rental Income
+$1.9M
Total Position
$3.7M
+557%
6.5%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.0% annual return
Occupancy
Weak
43% average occupancy
Nightly Rate
Strong
$495 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Average
220 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $495 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 43% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.6%
$3,347/mo
40% occ.
8.9%
$4,492/mo
43% occ.
9.5%
$4,791/mo
current
53% occ.
11.7%
$5,936/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.